CPF · Central Pacific Financial Corp

$38.75 +0.07 (+0.18%) At close · Jul 24

Market Cap

$1.01B

26.10M

Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.

Revenue

$51.82M +33.8%

FY2025

Net Income

$77.48M +45.1%

FY2025

Diluted EPS

$2.86 +45.2%

FY2025

Operating Cash Flow

$97.47M +7.7%

FY2025

Chart any reported metric, KPI or segment over time — the full statement history lives here

Income Statement Balance Sheet Cash Flow All Metrics

Annual Quarterly

Line Item	3Y	5Y	10Y	TTM	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017	FY2016	FY2015	FY2014	FY2013	FY2012	FY2011
Revenue	+19.4%	+16.8%	—	$52.3M	$51.82M	$38.72M	$46.66M	$30.4M	$28.71M	$23.8M	$25.89M	$24.59M	—	—	—	—	—	—	—
Interest & Dividend Income	+10.5%	+8.1%	+7.2%	$314.05M	$314.16M	$306.1M	$282.66M	$232.66M	$218.76M	$212.42M	$216.38M	$198.29M	$182.56M	$167.14M	$156.04M	$149.81M	$140.28M	$128.45M	$136.45M
Net Interest Income	+3.8%	+4.0%	+4.9%	$244.54M	$240.88M	$211.73M	$210M	$215.56M	$211.05M	$197.68M	$184.07M	$173M	$167.7M	$157.95M	$149.53M	$143.42M	$133.11M	$119.71M	$117.82M
Noninterest Income	+2.6%	+2.8%	+2.9%	$52.3M	$51.82M	$38.72M	$46.66M	$47.92M	$43.06M	$45.2M	$41.8M	$38.8M	$36.5M	$42.32M	$38.98M	$43.82M	$54.95M	$55.74M	$50.18M
Rental Income	-8.3%	-3.9%	—	$1.62M	$1.72M	$2.06M	$2.13M	$2.23M	$2.07M	$2.1M	$2.1M	—	—	—	—	—	—	—	—
Amortization of Intangibles	+7.5%	-2.1%	—	—	—	—	—	—	—	$6.17M	$2.46M	$3.87M	$4.96M	$7.74M	$6.86M	$5.33M	$7.42M	$9.26M	$7.03M
Depreciation & Amortization	+1.1%	+2.7%	+1.9%	—	$7.1M	$6.88M	$6.94M	$6.87M	$6.98M	$6.22M	$6.14M	$6.29M	$6.44M	$6.05M	$5.87M	$5.84M	$6.01M	$6.35M	$6.72M
Interest Expense	+70.2%	+23.5%	+26.1%	$95.15M	—	—	$72.66M	$17.09M	$7.72M	$14.74M	$32.31M	$25.3M	$14.86M	$9.19M	$6.51M	$6.39M	$7.17M	$8.73M	$18.63M
Equity in Earnings of Unconsolidated Entities	-16.8%	-23.9%	-15.6%	—	$106K	-$21K	-$22K	$184K	$365K	$415K	$257K	$233K	$602K	$723K	$578K	$480K	$790K	$574K	$458K
Pretax Income	-0.2%	+14.9%	+3.0%	$102.64M	$98.28M	$68.04M	$76.82M	$98.77M	$105.65M	$49.03M	$77.93M	$78.24M	$75.06M	$72.22M	$72.96M	$60.84M	$59.83M	$47.42M	$36.57M
Income Tax	-5.7%	+12.1%	-2.6%	$22.2M	$20.8M	$14.63M	$18.15M	$24.84M	$25.76M	$11.76M	$19.61M	$18.76M	$33.85M	$25.23M	$27.09M	$20.39M	-$112.25M	—	$0
Net Income	+1.6%	+15.8%	+5.4%	$80.45M	$77.48M	$53.41M	$58.67M	$73.93M	$79.89M	$37.27M	$58.32M	$59.49M	$41.2M	$46.99M	$45.87M	$40.45M	$172.08M	$47.42M	$36.57M
Net Margin	—	—	—	—	149.53%	137.93%	125.73%	243.16%	278.31%	156.63%	225.23%	241.95%	—	—	—	—	—	—	—
Net Income Attributable to Noncontrolling Interests	—	—	—	—	—	—	$48K	—	—	—	—	—	—	—	—	—	—	—	—
Net Income Available to Common Stockholders	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	$172.08M	$47.42M	$120.47M
Comprehensive Income	—	+16.4%	+9.3%	$96.26M	$104.63M	$61.59M	$80.06M	-$62.1M	$51.81M	$48.99M	$85.92M	$46.41M	$41.69M	$45.27M	$42.91M	$59.46M	$157.06M	$44.43M	$53.3M
EPS (Basic) USD/shares	+2.2%	+16.7%	+7.3%	—	$2.88	$1.97	$2.17	$2.70	$2.85	$1.33	$2.05	$2.02	$1.36	$1.52	$1.42	$1.08	$4.10	$1.14	$3.36
EPS (Diluted) USD/shares	+2.2%	+16.7%	+7.4%	—	$2.86	$1.97	$2.17	$2.68	$2.83	$1.32	$2.03	$2.01	$1.34	$1.50	$1.40	$1.07	$4.07	$1.13	$3.31
Shares Outstanding (Basic Avg) shares	-0.6%	-0.8%	-1.8%	—	26.93M	27.06M	27.03M	27.4M	28M	28.07M	28.5M	29.41M	30.4M	31.01M	32.24M	37.37M	41.96M	41.72M	—
Shares Outstanding (Diluted Avg) shares	-0.6%	-0.8%	-1.9%	—	27.05M	27.16M	27.08M	27.57M	28.26M	28.18M	28.68M	29.61M	30.64M	31.23M	32.65M	37.94M	42.32M	42.08M	—

Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing. TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.

Capital Returned to Shareholders

Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2013–FY2025: $303.07M in dividends.

Price & Valuation

Multiples computed on the strict TTM/EV methodology — today's snapshot against the industry, and each ratio recomputed as of past filing dates.

Valuation

EV/Revenue

—

EV/EBIT

—

P/E (TTM)

12.93×

Banks - Regional median 12.96×

Valuation over time computed as of each quarter's filing date

Revenue Breakdown

Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.

Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.

By Product & Service (USD)

Component	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018
Other Service Charges and Fees	$23,765,000	$22,553,000	$20,531,000	$19,025,000	$18,367,000	$11,621,000	$12,536,000	$11,078,000
Service Charges on Deposit Accounts	$9,024,000	$8,656,000	$8,753,000	$8,197,000	$6,358,000	$6,234,000	$8,406,000	$8,406,000
Income from Bank Owned Life Insurance	$7,452,000	$6,619,000	$4,870,000	$1,865,000	—	—	—	—
Income from Fiduciary Activities	$6,201,000	$5,761,000	$4,895,000	$4,565,000	$5,075,000	$4,829,000	$4,395,000	$4,245,000
Mortgage Banking Income	$3,485,000	$3,388,000	$2,592,000	$3,810,000	$7,732,000	$1,128,000	$702,000	—
Other	$1,920,000	$1,680,000	$7,096,000	$1,951,000	$5,528,000	—	—	—
Net Losses Gains On Sales Of Investment Securities	-$30,000	-$9,934,000	-$2,074,000	$8,506,000	—	—	—	—
Fees on Foreign Exchange	—	—	—	—	—	—	$101,000	$110,000
Loan Placement Fees	—	—	—	—	—	—	$702,000	$747,000
Net Gain Losson Saleof Foreclosed Assets	—	—	—	—	—	-$15,000	-$145,000	$0
Bank Servicing	—	—	—	$2,259,000	$2,733,000	$2,754,000	$4,252,000	$5,159,000
Fiduciary And Trust	—	—	—	—	—	—	$4,395,000	$4,245,000

Key facts CIK 701347 CUSIP 154760409 13F (30d) 36 filings 36 filers Visit website Investor relations