CPF · Central Pacific Financial Corp
$38.70
-0.25 (-0.64%)
At close · Aug 14
Market Cap
$996.43M
Shares
25.75M
Central Pacific Financial Corp Earnings Call Transcripts
Every quarterly earnings call for Central Pacific Financial Corp (CPF) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▲7.4%
$7.83M
$16.71M
'22 Q3
22-10-21
▲15%
$25.17M
$20.18M
'22 Q4
23-01-25
▲54.8%
$11.01M
$16.19M
'23 Q1
23-04-26
▲33.7%
$10.44M
$14.47M
'23 Q2
23-07-26
▲28.2%
$10.05M
$13.14M
'23 Q3
23-10-25
▼39.7%
$15.17M
$14.87M
'23 Q4
24-01-31
▲2.1%
$11.24M
$12.95M
'24 Q1
24-04-24
▲16.2%
$12.12M
$15.82M
'24 Q2
24-07-31
▲26.7%
$12.73M
$13.30M
'24 Q3
24-10-30
▼82.7%
$2.62M
$11.35M
'24 Q4
25-01-29
▼1.3%
$11.10M
$17.76M
'25 Q1
25-04-23
▲7.4%
$13.01M
$18.27M
'25 Q2
25-07-25
▲6.1%
$13.51M
$18.57M
'25 Q3
25-10-29
▲441.2%
$14.20M
$22.88M
'25 Q4
26-01-28
▲4.3%
$11.57M
$20.73M
'26 Q1
26-04-29
LATEST
▲12.3%
$14.62M
$20.82M
'26 Q2
26-07-24
Earnings call
FY26 · Q2
2026-07-24
Central Pacific Financial Corp Q2 FY2026 Earnings Call
Confident tone
Loan and deposit growth
Capital and shareholder returns
Net interest margin and interest income outlook
Revenue
$14.62M
▲ 12.3% YoY Diluted EPS
$0.80
▲ 19.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-04-29
Central Pacific Financial Corp Q1 FY2026 Earnings Call
Confident tone
Net interest margin
Earnings performance
Loan growth and pipeline
Revenue
$11.57M
▲ 4.3% YoY Diluted EPS
$0.78
▲ 20% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-01-28
Central Pacific Financial Corp Q4 FY2025 Earnings Call
Confident tone
Profitability and earnings growth
Credit quality and risk
Deposit growth and customer primacy
Revenue
$14.20M*
▲ 441.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-29
Central Pacific Financial Corp Q3 FY2025 Earnings Call
Confident tone
Balance sheet growth and loan pipeline
Operations center consolidation and efficiency
Strategic Japan partnership (Kyoto Shinkin Bank)
Revenue
$13.51M
▲ 6.1% YoY Diluted EPS
$0.69
▲ 40.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-25
Central Pacific Financial Corp Q2 FY2025 Earnings Call
Positive tone
Asset quality and credit
Hawaii market conditions
Loan and deposit growth strategy
Revenue
$13.01M
▲ 7.4% YoY Diluted EPS
$0.67
▲ 15.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-23
Central Pacific Financial Corp Q1 FY2025 Earnings Call
Positive tone
Capital deployment and share repurchases
Net interest margin and net interest income expansion
Deposit cost trends and core deposit growth
Revenue
$11.10M
▼ 1.3% YoY Diluted EPS
$0.65
▲ 35.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-01-29
Central Pacific Financial Corp Q4 FY2024 Earnings Call
Confident tone
Net Interest Margin Expansion
Investment Portfolio Repositioning
Hawaii Market and Economy
Revenue
$2.62M*
▼ 82.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-30
Central Pacific Financial Corp Q3 FY2024 Earnings Call
Positive tone
Net interest margin expansion
Deposit trends and competition
Capital and capital deployment
Revenue
$12.73M
▲ 26.7% YoY Diluted EPS
$0.49
▲ 0% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-31
Central Pacific Financial Corp Q2 FY2024 Earnings Call
Positive tone
Loan portfolio and growth
Net interest margin
Hawaii market and tourism
Revenue
$12.12M
▲ 16.2% YoY Diluted EPS
$0.58
▲ 9.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-24
Central Pacific Financial Corp Q1 FY2024 Earnings Call
Positive tone
Net interest margin and interest income
Loan portfolio and growth
Hawaii market and economy
Revenue
$11.24M
▲ 2.1% YoY Diluted EPS
$0.48
▼ 20% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-01-31
Central Pacific Financial Corp Q4 FY2023 Earnings Call
Confident tone
Asset quality and credit
Net interest margin and deposit costs
Capital management and share repurchase
Revenue
$15.17M*
▼ 39.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-10-25
Central Pacific Financial Corp Q3 FY2023 Earnings Call
Revenue
$10.05M
▲ 28.2% YoY Diluted EPS
$0.49
▼ 19.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-07-26
Central Pacific Financial Corp Q2 FY2023 Earnings Call
Revenue
$10.44M
▲ 33.7% YoY Diluted EPS
$0.53
▼ 17.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-04-26
Central Pacific Financial Corp Q1 FY2023 Earnings Call
Revenue
$11.01M
▲ 54.8% YoY Diluted EPS
$0.60
▼ 14.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-01-25
Central Pacific Financial Corp Q4 FY2022 Earnings Call
Revenue
$25.17M*
▲ 15% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-10-21
Central Pacific Financial Corp Q3 FY2022 Earnings Call
Revenue
$7.83M
▲ 7.4% YoY Diluted EPS
$0.61
▼ 17.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-07-27
Central Pacific Financial Corp Q2 FY2022 Earnings Call
Revenue
$7.80M
▲ 9% YoY Diluted EPS
$0.64
▼ 3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-04-20
Central Pacific Financial Corp Q1 FY2022 Earnings Call
Revenue
$7.11M
▲ 5.8% YoY Diluted EPS
$0.70
▲ 9.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-01-26
Central Pacific Financial Corp Q4 FY2021 Earnings Call
Revenue
$21.88M*
▲ 249.6% YoY Diluted EPS
$0.80
▲ 86% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-10-27
Central Pacific Financial Corp Q3 FY2021 Earnings Call
Revenue
$7.30M
▲ 26% YoY Diluted EPS
$0.74
▲ 208.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-07-28
Central Pacific Financial Corp Q2 FY2021 Earnings Call
Revenue
$7.16M
▲ 37.9% YoY Diluted EPS
$0.66
▲ 88.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-04-28
Central Pacific Financial Corp Q1 FY2021 Earnings Call
Revenue
$6.72M
▲ 2.3% YoY Diluted EPS
$0.64
▲ 120.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-01-27
Central Pacific Financial Corp Q4 FY2020 Earnings Call
Revenue
$6.26M*
▼ 10.3% YoY Diluted EPS
$0.43
▼ 14% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-28
Central Pacific Financial Corp Q3 FY2020 Earnings Call
Revenue
$5.79M
▼ 14.6% YoY Diluted EPS
$0.24
▼ 52.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-07-29
Central Pacific Financial Corp Q2 FY2020 Earnings Call
Revenue
$5.19M
▼ 20.1% YoY Diluted EPS
$0.35
▼ 25.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-04-22
Central Pacific Financial Corp Q1 FY2020 Earnings Call
Revenue
$6.57M
▲ 13.5% YoY Diluted EPS
$0.29
▼ 47.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-01-29
Central Pacific Financial Corp Q4 FY2019 Earnings Call
Revenue
$6.97M*
▲ 7.3% YoY Diluted EPS
$0.50
▼ 7.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Showing 1–27 of 27 earnings calls
Key facts
CIK
701347
CUSIP
154760409
13F (30d)
187 filings
184 filers
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