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CPF

Central Pacific Financial Corp
$38.28 -0.62 (-1.59%) At close · Jul 2
Market Cap
$999.15M
Shares
26,101,229

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$38.28 Open$39.20 Day$38.05–39.20 52W$24.95–39.20 Avg vol 30d133K Short int591K · 2.3% float · 5.0d Short vol54% Last earningsApr 29, 2026 DataJan 2020–Jul 2026 Filing10-Q · Apr 29
Equibles Rating blended score · not investment advice
Overall
Strong Buy
Technical · trend & momentum Strong Buy
50 / 200-day cross no cross
+ Price vs 200-day avg +18% above
+ Price vs 50-day avg +9% above
RSI (14) 67 · neutral
+ MACD trend positive
+ 52-week position 94% · near high
Sentiment · smart money Bullish
Trend (MA cross) 50d $35 › 200d $32 — 50d above 200d
+ Institutional flow 3 of 199 funds reported for Jun 30 · net +61 sh shares
Insider flow No net insider activity over 90 days
Short interest 2.26% of float · ▲ +9.4% MoM · 5.0 days cover
Volume signal Volume near normal
+ Institution breadth 199 holders — near 3-yr high, broad support
Fundamentals Excellent
+ Revenue growth +34% Y/Y
+ EPS growth +45% Y/Y
+ Free cash flow $92.3M
+ Valuation P/E 12.8 · below peers
+ Balance sheet net cash $25.6M

Blended from price, positioning & fundamentals · daily-close · not investment advice.

Up next
Next earnings call
Jul 30, 2026 Est · unconfirmed · in 3 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Apr 29, 2026
AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Technicals

      trend & momentum for long-term holders Strong Buy
      0 · 2 · 4
      50 / 200-day cross
      no cross Neutral
      Price vs 200-day avg
      +18% above Bullish
      Price vs 50-day avg
      +9% above Bullish
      RSI (14)
      67 · neutral Neutral
      MACD trend
      positive Bullish
      52-week position
      94% · near high Bullish
      Market signals — smart money & positioning
      Bullish · 2 of 6
      Trend (MA cross) No cross
      50d $35 › 200d $32 — 50d above 200d
      Institutional flow Accumulating
      3 of 199 funds reported for Jun 30 · net +61 sh shares
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Rising
      2.26% of float · ▲ +9.4% MoM · 5.0 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      199 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      52-wk low $25 Now $38 · 94% 52-wk high $39
      vs 200-day avg +18% vs 50-day avg +9%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      Allowance for credit losses on loans ratio 1.13% Q1 2026
      Common Equity Tier 1 ratio 12.6% Q1 2026
      Core deposits $6.13B Q1 2026
      Efficiency ratio 59.87% Q1 2026
      Net charge-offs $2.4M Q1 2026
      Net charge-offs as a percentage of average loans 0.18% Q1 2026
      Nonperforming assets $14.5M Q1 2026
      Nonperforming assets ratio 0.19% Q1 2026
      Return on average assets 1.12% Q1 2026
      Share repurchase remaining authorization $44.5M Q1 2026
      Shares repurchased 321,396 Q1 2026
      Tier 1 risk-based capital ratio 13.5% Q1 2026
      Total risk-based capital ratio 14.7% Q1 2026
      average loan portfolio yield 4.93% Q1 2026 call
      net interest margin 3.53% Q1 2026 call
      remaining share repurchase authorization $44.5M Q1 2026 call
      return on average equity 13.9% Q1 2026 call

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      CPF
      Central Pacific Financial Corp
      this stock
      $999.15M +23.9% -2.6% 12.8 2.3%
      HDB
      Hdfc Bank Ltd
      $132.30B -29.5% +15.2% 0.2%
      MFG
      Mizuho Financial Group Inc
      $121.09B +35.8% 0.3%
      IBN
      Icici Bank Ltd
      $105.76B -1.0% 0.7%
      PNC
      Pnc Financial Services Group, Inc.
      $100.19B +20.4% +7.2% 14.5 1.9%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      199
      % held
      91.3%
      Reported
      3 of 199
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      283
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      590.5K
      Days to cover
      5.0d
      Change
      +50.8K sh
      View
      Short Volume
      Short vol %
      54%
      As of
      Jul 2, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      468
      Value
      $15.8K
      As of
      Jun 2, 2026
      View
      Off-Exchange
      Off-exchange %
      33.8%
      Week of
      May 4, 2026
      Off-exch Lit
      View
      Financials
      Financials
      Revenue (FY)
      $51.8M
      Net income (FY)
      $77.5M
      EPS diluted
      $2.86
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jul 2, 2026
      This year
      7
      View
      Proposed Sales
      Value
      $159.0K
      Shares
      5.0K
      Filed
      Dec 11, 2025
      View
      Exempt Offerings
      Offering
      $55.0M
      Filed
      Oct 26, 2020
      View
      Earnings & Events
      Earnings Calls
      Last call
      Apr 29, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      CPF +1.4% +13.2% +19.8% +0.2% +23.9%
      SPY +1.4% -1.3% +8.0% -0.3% +9.2%
      vs SPY -0.1% +14.4% +11.8% +0.5% +14.7%

      Capital returns

      Latest dividend
      $0.29 / share · ex May 29, 2026
      Raised 3.6%
      Paid (TTM)
      $1.13 / share · 4 payouts
      Dividend yield (TTM, derived)
      2.95%

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 701347 CUSIP 154760409 13F (30d) 3 filings 3 filers Visit website Investor relations