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6-K

Currenc Group Inc. (CURR)

6-K 2026-05-04 For: 2026-05-04
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Added on May 04, 2026

UNITEDSTATES

SECURITIESAND EXCHANGE COMMISSION

Washington,D.C. 20549

FORM6-K

REPORTOF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-

16UNDER THE SECURITIES EXCHANGE ACT OF 1934

For the month of May 2026

Commission File Number: 001-41079

CurrencGroup, Inc.

(Translation of registrant’s name into English)

410North Bridge Road,

SpacesCity Hall,

Singapore

(Address of principal executive office)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

Form 20-F ☒ Form 40-F ☐

PressRelease

On April 30, 2026, Currenc Group, Inc., an exempted company incorporated and registered in the Cayman Islands (the “Company” or “Currenc”) issued a press release announcing its full year results for the twelve months ended December 31, 2025, which is attached as Exhibit 99.1 hereto.

INDEXTO EXHIBITS

Exhibit No. Description
99.1 Press Release of Currenc Group, Inc. dated as of May 1, 2026

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: May 4, 2026

CURRENC GROUP INC.
By: /s/ Wan Lung Eng
Name: Wan<br> Lung Eng
Title: Chief<br> Financial Officer

Exhibit99.1


PressRelease – Currenc Group Inc. Announces FY2025 Financial Results

SINGAPORE, May 1, 2026 (GLOBE NEWSWIRE) — Currenc Group Inc. (Nasdaq: CURR) (“Currenc” or the “Company”), a fintech pioneer empowering financial institutions worldwide with artificial intelligence (“AI”) solutions, announced its financial results for the full year ended December 31, 2025.

RecentBusiness Highlights


Currenc capped a year of decisive transformation by building a suite of AI products now positioned for commercial rollout, exiting lower-margin businesses, and announcing a proposed merger with Animoca Brands that would create Nasdaq’s first diversified digital assets conglomerate.

1. Agreed<br> to convert Chairman and Chief Executive Officer (“CEO”) Alex Kong’s US$54.6<br> million in related party loans to equity in in August 2025, which closed in March 2026, issuing<br> 35,653,995 ordinary shares to strengthen the Company’s net asset position, eliminate<br> the significant related party debt from the Company’s balance sheet, and align his<br> interests with shareholders.
2. Announced<br> a proposed reverse merger with Animoca Brands Corporation Limited in November 2025, which<br> upon completion would create the world’s first Nasdaq-listed, diversified digital assets<br> conglomerate spanning digital asset investments, real-world asset (RWA) tokenization, and<br> blockchain applications.
3. Announced<br> the planned sale of Tranglo to New Margin Holding Limited (“New Margin”) for<br> US$400 million as part of the Company’s strategic realignment toward its AI-driven<br> and Web3 solutions.

FY2025Financial Highlights


Total<br> Processing Value (TPV) through<br> Tranglo was US$5.6 billion for FY2025, increasing by 1.2%^1^ year-over-year. The<br> total number of transactions increased by 1.0% to 11.5 million in FY2025, compared with 11.4<br> million for FY2024.
Total<br> revenues**,**<br> excluding TNG Asia and GEA^2^, were US$37.8 million for FY2025, representing a<br> year-over-year decrease of 10.3%^3^, primarily due to a 14.9% decline in global<br> airtime revenue and a 47.1% decline in local airtime revenue.
--- ---
For the year ended December 31,
--- --- ---
2025 20242
US US
(dollars in thousands)
Remittance revenue excluding TNG Asia & GEA
Global Airtime Revenue
Local Airtime Revenue
Other Revenue
Total Revenue excluding TNG Asia & GEA

All values are in US Dollars.

^1^ Change in TPV is calculated based on the local currency. TPV would increase by 8.5% year-over-year, if it is calculated by converting the local currency to US dollars. USD translation convention used for displaying TPV levels are based on month end exchange rate.

^2^ Currenc divested TNG Asia and GEA in August 2024 and July 2024, respectively. As such, from the fourth quarter of 2024 onward, only Tranglo’s (digital remittance and global airtime transfer businesses) and WalletKu’s (local airtime business) results will be consolidated and reported in the Company’s financial statements.

^3^ Total 2024 revenues include intercompany transactions.

Total remittance revenues^2^ contributed by Tranglo were US$22.2 million for FY2025,<br> an increase of 22% year-over-year. The increase in remittance revenue was mainly due to an<br> increase in TPV. Tranglo’s overall take rate was 0.37% in 2025, in line with 0.37%<br> in the same period of 2024.
Currenc’s global airtime transfer revenues were US$7.9 million for FY2025, representing a year-over-year<br> decrease of 14.9%. The growing availability of free Wi-Fi in Southeast Asian countries, especially<br> Malaysia and Indonesia, has led to declining demand for Malaysia-Indonesia airtime transfers,<br> resulting in a decline in global airtime business in 2025. As Currenc expects this trend<br> to continue in Southeast Asian markets, the Company’s management plans to deemphasize<br> airtime transfer and reallocate its resources and capital to expand its new AI product offerings.
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Total direct costs of revenue were US$22.4 million for FY2025, representing a year-over-year<br> decrease of 23.4%.
--- ---
The direct payout rate for Tranglo’s remittance business was 0.13% for FY2025, a slight<br> increase compared with 0.12% for the same period of 2024.
--- ---
Gross profit was US$15.4 million for FY2025, with a gross profit margin of 40.8%, compared<br> with US$14.6 million and a margin of 31.4% for FY2024, reflecting increases in both gross<br> profit and gross margin.
--- ---
Total operating expenses decreased to US$23.4 million for FY2025 from US$42.0 million for the<br> same period of 2024. The substantial decrease was mainly due to the divestiture of TNG Asia<br> and GEA, which incurred operating costs of $3.7 million. In addition, there was also a reduction<br> in expenses related to incentive shares granted to employees<br> of $16.9 million (FY2025: $4 million; FY2024: $20.9 million).
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As Currenc divested TNG Asia and GEA in August and July 2024, respectively, its operating costs now reflect the operating costs of Tranglo, WalletKu and the Company’s headquarters only. With the rollout of its new AI initiatives, Currenc incurred US$2 million in operating costs related to these new businesses in 2025.

Tranglo’s<br> operating costs for FY2025 were US$13.7 million, representing an increase of 6.2% from US$12.9<br> million in the same period of 2024.
WalletKu’s<br> operating costs were US$0.6 million for FY2025, compared with US$1.2 million for the same<br> period of 2024, reflecting tighter cost control over the operation.
--- ---
Professional<br> fees were US$1.9 million for FY2025.
--- ---
Net loss was US$18.5 million for FY2025, primarily driven by the net loss of US$20.5 million<br> incurred by headquarter expenses and adjustments.
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EBITDA analysis
--- ---
For the year ended<br> <br>December 31, 2025 Tranglo WalletKu Headquarters and adjustments Group Total
--- --- --- --- --- --- --- ---
US US US US
(dollars in thousands)
Net income (loss) ) ) )
Add:
Income tax expenses )
Interest expense, net
EBIT ) ) )
Depreciation and amortization
EBITDA ) ) )

All values are in US Dollars.

The<br> Company’s total EBITDA for FY2025 was a loss of US$13.2 million.
Tranglo<br> and WalletKu’s combined EBITDA for FY2025 was US$2.6 million.
Headquarter<br> expenses and adjustments recorded an EBIT loss of US$17.8 million, mainly contributed by
US$4<br> million in “Operating Expenses” related to incentive shares granted to employees.
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US$4.8<br> million loss on loan extinguishment.
US$2.3<br> million of Goodwill impairment loss.
US$1.5<br> million for amortization of intangible assets (Tranglo).
US$2<br> million for the expenses incurred on developing AI projects.
US$1.9<br> million for professional fees.
For the year ended<br> <br>December 31, 2024 Tranglo WalletKu TNG Asia<br> <br>GEA Headquarters<br> <br>and adjustments Group<br> <br>Total
--- --- --- --- --- --- --- --- --- --- --- --- --- --- ---
(dollars in thousands)
Net income (loss) 2,215 (1,137 ) (3,740 ) (36,165 ) (38,827 )
Add:
Income tax expenses 535 413 - (370 ) 578
Interest expense, net 27 1,762 6,726 8,515
EBIT 2,750 (697 ) (1,978 ) (29,809 ) (29,734 )
Depreciation and amortization - - - - 3,280
EBITDA 2,750 (697 ) (1,978 ) (29,809 ) (26,454 )

ManagementComments


“2025 marked a defining period of strategic transformation for Currenc,” said Alex Kong, Chairman and CEO of Currenc. “While global demand for digital remittance continues to grow, competition across major corridors has intensified, compressing pricing across the industry. Against this backdrop, we remained disciplined – maintaining Tranglo’s take rate at 0.37% and delivering approximately US$5.6 billion in full-year TPV, demonstrating the enduring strength and resilience of our core remittance platform. Equally important was the decisive progress we made in reshaping our business mix. We deliberately deemphasized lower-margin airtime services, redirecting capital and talent toward our AI portfolio. These initiatives are not merely product launches; they represent the foundation of a higher-value, higher-margin growth engine that we are building for the long term. As we enter 2026, Currenc is a fundamentally different company – one with a global Web3 and AI strategy, and a strengthened remittance franchise. Alongside the proposed Animoca Brands merger, we enter the year with more strategic momentum than our FY2025 numbers alone convey.”

Wan Lung Eng, Chief Financial Officer of Currenc Group, commented, “The FY2025 numbers that matter most are the structural ones: gross margin expanded from 31.4% to 40.8%, and total operating expenses fell from US$42.0 million to US$23.4 million. Tranglo and WalletKu delivered combined positive EBITDA of US$2.6 million, demonstrating the health of our core businesses. The headline net loss of US$18.5 million was driven primarily by US$16.5 million of headquarter expenses and adjustments, not by operational weakness. We invested US$2 million in AI product development in 2025; those products are now ready to generate revenue. Our 2026 priorities are clear: scale AI revenue, complete the US$400 million Tranglo divestment, advance the Animoca merger, and build toward the higher-margin business mix that delivers sustainable shareholder value.”

RecentDevelopments


1.Currenc Announces Proposed Reverse Merger with Animoca Brands (November 3, 2025)


Under the proposed structure, Animoca Brands shareholders would own 95% of the merged entity. Animoca Brands brings a portfolio of 600+ companies spanning RWA tokenization and blockchain applications, including platforms such as The Sandbox and Open Campus.

2.Currenc Announces Planned Sale of Tranglo to New Margin for US$400 Million (January 2, 2026)


The sale of Currenc’s 60% Tranglo ownership stake to New Margin, a major Chinese private equity firm, provides US$200 million at closing, with the remaining US$200 million to be funded within 90 days of closing. Proceeds are allocated for debt reduction and for funding AI and Web3 operations. The agreement has a deadline of September 30, 2026 to close. Completion requires Bank Negara Malaysia and Monetary Authority of Singapore approval.

3.Currenc Converts Chairman and CEO’s US$54.6 Million in Related Party Loans to Equity (March 17, 2026)


Currenc completed a US$54.6 million Debt-for-Equity Transaction with Chairman and CEO Alex Kong and Regal Planet Limited, the Company’s controlling shareholder. The Company issued 35,653,995 ordinary shares at US$1.53 per share to fully settle outstanding related party loans, strengthening the Company’s net asset position, eliminating significant related party debt from its balance sheet, and strongly aligning the Chairman and CEO’s interests with those of all shareholders.

4.Currenc Partners with Securitize to Tokenize Nasdaq-Listed Shares on Ethereum and Solana (April 8, 2026)


Currenc partnered with Securitize to tokenize its Nasdaq-listed ordinary shares on Ethereum and Solana, enabling global access to on-chain 24x7 trading, instant settlement, and collateralization of tokenized shares for lending. This represents one of the first instances of a Nasdaq-listed company providing direct on-chain equity representation. The initiative positions Currenc as a first mover bridging traditional capital markets with Web3 infrastructure and aligns with the strategic thesis behind the Animoca Brands merger.

Non-GAAPFinancial Measures


To supplement the Company’s consolidated financial statements, which are prepared and presented in accordance with GAAP, it uses EBITDA, a non-GAAP financial measure as described below, to understand and evaluate its core operating performance. This non-GAAP financial measure, which may differ from similarly titled measures used by other companies, is presented to enhance investors’ overall understanding of the Company’s financial performance and should not be considered a substitute for, or superior to, the financial information prepared and presented in accordance with GAAP.

EBITDA is defined as net loss before interest, taxes, depreciation, and amortization. Currenc believes that EBITDA provides useful information to investors and others in understanding and evaluating its operating results. This non-GAAP financial measure eliminates the impact of items that Currenc does not consider indicative of the performance of its business. While Currenc believes that this non-GAAP financial measure is useful in evaluating its business, this information should be considered supplemental in nature and is not meant as a substitute for the related financial information prepared in accordance with GAAP.

AboutCurrenc Group Inc.


Currenc Group Inc. (Nasdaq: CURR) is a fintech pioneer dedicated to transforming global financial services through AI. The Company empowers financial institutions worldwide with comprehensive AI solutions, including Seamless AI Call Centre and other AI-powered Agents designed to reduce costs, increase efficiency and boost customer satisfaction for banks, insurance, telecommunications companies, government agencies and other financial institutions. The Company’s digital remittance platform also enables e-wallets, remittance companies, and corporations to provide real-time, 24/7 global payment services, advancing financial access across underserved communities.

For additional information, please refer to the Currenc website https://www.currencgroup.com and the annual report on Form 20-F for the year ended December 31, 2025, filed with the Securities and Exchange Commission on April 30, 2026.

SafeHarbor Statement


This press release contains forward-looking statements. These statements are made under the “safe harbor” provisions of the U.S. Private Securities Litigation Reform Act of 1995. Statements that are not historical facts, including statements about the Company’s beliefs and expectations, are forward-looking statements. Forward-looking statements involve inherent risks and uncertainties, and a number of factors could cause actual results to differ materially from those contained in any forward-looking statement. In some cases, forward-looking statements can be identified by words or phrases such as “may,” “will,” “expect,” “anticipate,” “target,” “aim,” “estimate,” “intend,” “plan,” “believe,” “potential,” “continue,” “is/are likely to” or other similar expressions. Further information regarding these and other risks, uncertainties, or factors is included in the Company’s filings with the SEC. All information provided in this press release is as of the date of this press release, and the Company does not undertake any duty to update such information, except as required under applicable law.

Investor& Media Contact


Currenc Group Investor Relations

Email: [email protected]

SOURCE: Currenc Group Inc.

CURRENCGROUP INC. AND SUBSIDIARIES


CONSOLIDATEDSTATEMENTS OF OPERATIONS AND COMPREHENSIVE LOSS


Years ended December 31,
2025 2024
US US
Revenue
Cost of revenue ) )
Gross profit
Selling expenses )
General and administrative expenses ) )
Loss from operations ) )
Finance costs, net ) )
Other income/(loss) ) )
Other expenses ) )
Loss before income tax ) )
Income tax expense ) )
Net loss ) )
Net income attributable to non-controlling interests )
Net loss attributable to Currenc Group Inc. ) )
Loss per share, basic and diluted ) )
Shares used in loss per share computation, basic and diluted
Other comprehensive income (loss):
Foreign currency translation adjustments )
Total comprehensive loss ) )
Total comprehensive income attributable to non-controlling interests ) )
Total comprehensive loss attributable to Currenc Group Inc. ) )

All values are in US Dollars.

CURRENCGROUP INC. AND SUBSIDIARIES

CONSOLIDATEDBALANCE SHEETS


2024
US
ASSETS
Current assets:
Cash and cash equivalents
Restricted cash
Accounts receivable, net
Amounts due from related parties
Prepayments, receivables and other assets
Total current assets
Non-current assets:
Equipment, net
Right-of-use asset
Intangible assets, net
Goodwill
Deferred tax assets
Total non-current assets:
Total assets
LIABILITIES AND SHAREHOLDERS’ EQUITY
Current liabilities:
Borrowings
Receivable factoring
Accounts payable, accruals and other payables
Amounts due to related parties
Convertible bonds
Lease liabilities
Total current liabilities
Non-current liabilities:
Borrowings
Convertible bonds
Deferred tax liabilities
Employee benefit obligation
Lease liabilities
Other payables
Total non-current liabilities:
Total liabilities
Commitments and contingencies (Note 19)
Shareholders’ deficit:
Ordinary shares (US0.0001 par value; 555,000,000 shares authorized 76,611,444 and 46,527,999 shares issued and outstanding as of December 31, 2025 and December 31, 2024, respectively) (1)
Additional paid-in capital
Accumulated deficit ) )
Accumulated other comprehensive income )
Total shareholders’ deficit attributable to Currenc Group Inc. ) )
Non-controlling interests
Total deficit )
Total liabilities and shareholders’ deficit

All values are in US Dollars.

CURRENCGROUP INC. AND SUBSIDIARIES


CONSOLIDATEDSTATEMENTS OF CASH FLOWS


Years ended December 31,
2025 2024
US US
Cash flows from operating activities:
Net loss ) )
Adjustments to reconcile net loss to net cash provided by operating activities:
Non-cash expense for share-based compensation
Non-cash expense for share issued for service providers
Non-cash expense – others
Non-cash offering costs for convertible note
Non-cash finance cost for debt conversion
Non-cash loss on issuance of Convertible Note
Depreciation of equipment
Depreciation of right-of-use assets
Amortization of intangible assets
(Provision)/reversal of provision for doubtful debts )
Impairment loss on receivables
Gain on disposal of subsidiaries )
Goodwill impairment
Deferred income taxes )
Loss on disposal of fixed assets
Unrealized foreign exchange loss/(gain) )
Changes in operating assets and liabilities:
Accounts receivable
Prepayments to remittance agents
Amounts due to immediate holding company )
Amounts due from related parties )
Amounts due to related parties )
Prepayments, receivables and other assets
Escrow money payable
Client money payable )
Accounts payable, accruals and other payables
Lease liabilities ) )
Net cash provided by operating activities
Cash flows from investing activities:
Purchases of property, plant and equipment ) )
Proceed received from disposal of property, plant and equipment
Cash acquired from business combination
Acquisition of a subsidiary )
Net cash used in investing activities ) )
Cash flows from financing activities:
Proceeds from borrowings
Repayment of borrowings )
Proceeds from receivable factoring
Repayment of receivable factoring ) )
Proceeds from convertible bonds
Net cash provided by financing activities
Net increase in cash and cash equivalents
Cash and cash equivalents, restricted cash and escrow money receivable at beginning of year
Cash and cash equivalents, restricted cash and escrow money receivable at end of year
Supplemental disclosure of cash flow information:
Income taxes paid ) )
Interest paid ) )

All values are in US Dollars.