CURR 6-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 6-K

REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16

UNDER THE SECURITIES EXCHANGE ACT OF 1934

For the month of August 2025

Commission File No. 001-41079

Currenc Group Inc.

(Translation of registrant’s name into English)

410 North Bridge Road,

Spaces City Hall,

Singapore

(Address of principal executive office)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F

Form 20-F ☒ Form 40-F ☐

Press Release

On August 4, 2025, Currenc Group, Inc., an exempted company incorporated and registered in the Cayman Islands (the “Company” or “Currenc”), issued a press release announcing its financial results for the second quarter ended June 30, 2025, which is attached as Exhibit 99.1 hereto.

INDEX TO EXHIBITS

Exhibit<br>No.		Description
99.1		Press Release of Currenc Group Inc. dated as of August 4, 2025
2
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SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: August 4, 2025

	CURRENC GROUP<br>INC.
	By:	/s/ Ronnie<br>Ka Wah Hui
	Name:	Ronnie Ka Wah Hui
	Title:	Chief Executive Officer
3
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Exhibit 99.1

Currenc Group Inc. Announces Second Quarter and First Half 2025 Financial Results

Singapore, August 4, 2025 (Globe Newswire) — Currenc Group Inc. (Nasdaq: CURR) (“Currenc” or the “Company”), a fintech pioneer empowering financial institutions worldwide with artificial intelligence (AI) solutions, today announced its financial results for the second quarter and six months ended June 30, 2025.

Second Quarter 2025 Financial Highlights

●	Total<br>Processing Value (TPV) through Tranglo was US$1.46 billion for the second quarter of<br>2025, increasing by 6.9% year-over-year. Total number of transactions increased to 3.1 million<br>for the second quarter of 2025 from 2.9 million for the same period of 2024.
●	Total<br>revenues excluding TNG Asia and GEA^1^ were US$8.7 million for the second<br>quarter of 2025, representing a year-over-year decrease of 10.3%, primarily due to a 16.7%<br>decline in global airtime revenue and a 39.6% decline in Indonesian Airtime revenue.
---	---
	For the three-month period ended June 30,
---	---	---
	2025	2024
	(dollars in thousands)
Remittance revenue excluding TNG Asia & GEA	5,226	4,816
Global Airtime Revenue	1,996	2,389
Indonesian Airtime Revenue	1,496	2,475
Total Revenue excluding TNG Asia & GEA	8,718	9,680

All values are in US Dollars.

●	Total<br>remittance revenues excluding TNG Asia and GEA, i.e., remittance revenues contributed<br>by Tranglo, were US$5.2 million for the second quarter of 2025, an increase of 8.3% year-over-year.<br>The increase in remittance revenue was mainly due to a 6.9% increase in TPV. Tranglo’s<br>overall take rate improved to 0.36% in the second quarter of 2025 from 0.35% in the same<br>period of 2024.
●	Currenc’s<br>global airtime transfer revenues were US$2.0 million for the second quarter of 2025,<br>representing a year-over-year decrease of 16.7%. The growing availability of free Wi-Fi in<br>Southeast Asian countries, especially Malaysia and Indonesia, has led to declining demand<br>for Malaysia-Indonesia airtime transfers, resulting in a decline in global airtime business<br>in the second quarter of 2025. As Currenc expects this trend to continue in Southeast Asian<br>markets, the Company’s management plans to deemphasize airtime transfer and reallocate<br>its resources and capital to expand its new AI product offerings.
●	Total<br>direct costs of revenue were US$5.5 million for the second quarter of 2025, representing<br>a year-over-year decrease of 24.1%.

^1^ Currenc divested TNG Asia and GEA in August 2024 and July 2024, respectively. As such, from the fourth quarter of 2024 onward, only Tranglo’s (digital remittance and global airtime transfer businesses) and WalletKu’s (Indonesian airtime business) results will be consolidated and reported in the Company’s financial statements.

●	The<br>direct payout rate for Tranglo’s remittance business was 0.14% for the second quarter<br>of 2025, a slight increase compared to 0.12% for the same period of 2024. Currenc’s<br>overall gross profit margin ratio for the second quarter of 2025 was 37.2%, compared to 34.5%<br>for the same period of 2024.
●	Total<br>operating expenses increased to US$7.6 million for the second quarter of 2025 from US$5.1<br>million for the same period of 2024. The increase was mainly due to expenses of US$2.2 million<br>in recognition of the incentive shares granted to employees upon the completion of the INFINT<br>SPAC merger.

As Currenc divested TNG Asia and GEA in August and July 2024, respectively, its operating costs now reflect the operating costs of Tranglo, WalletKu and the Company’s headquarters only. Also, with the rollout of its new AI initiatives, Currenc incurred US$1.0 million in operating costs related to these new businesses in the second quarter of 2025. The new AI businesses are expected to contribute incrementally to revenues and positively impact EBITDA in the near future.

○	Tranglo’s<br>operating costs for the second quarter of 2025 were US$3.2 million, representing a slight<br>decrease of 3% from US$3.3 million in the same period of 2024.
○	WalletKu’s<br>operating costs were US$0.1 million for the second quarter of 2025, as compared to US$0.2<br>million for the same period of 2024.
○	Professional<br>fees and director fees were US$0.7 million for the second quarter of 2025.
●	Other<br>income totaled US$0.5 million for the second quarter of 2025, mainly contributed by Tranglo.
---	---
●	Net<br>loss was US$5.0 million for the second quarter of 2025, primarily driven by the net loss<br>of US$2.2 million incurred by headquarters and adjustments.
●	EBITDA<br>analysis
For<br>the three-month period ended<br><br>June<br>30, 2025	Tranglo		WalletKu			TNG Asia<br><br>and GEA		Headquarters<br><br>and adjustments			Group<br><br>Total
---	---	---	---	---	---	---	---	---	---	---	---	---	---
	(dollars in thousands)
Net income (loss)		477		(111	)		-		(5,330	)		(4,964	)
Add:
Income tax expenses		148		-			-		(93	)		55
Interest expense, net		15		-			-		924			939
EBIT		640		(111	)		-		(4,499	)		(3,970	)
Depreciation and amortization		-		-			-		-			575
EBITDA		640		(111	)		-		(4,499	)		(3,395	)
○	The<br>Company’s total EBITDA for the second quarter of 2025 was a loss of US$3.4 million.
---	---
○	Tranglo<br>and WalletKu’s combined EBITDA for the second quarter of 2025 was US$0.53 million.
○	TNG<br>Asia and GEA’s combined losses had no impact on the Company’s results from the<br>fourth quarter of 2024 onwards as they were divested before the completion of the de-SPAC<br>merger.
○	Headquarters<br>expenses and adjustments recorded an EBIT loss of US$4.5 million, mainly contributed by:
---	---
■	US$2.2<br>million in “Operating Expenses” in recognition of the incentive shares granted<br>upon completion of the de-SPAC merger.
---	---
■	US$1.0<br>million for the expenses incurred on developing AI projects.
■	US$0.7<br>million for professional fees.
■	US$0.4<br>million for amortization of intangible assets (Tranglo).
For<br>the three-month period ended<br><br>June<br>30, 2024	Tranglo		WalletKu			TNG Asia<br><br>and GEA			Headquarters<br><br>and adjustments			Group<br><br>Total
---	---	---	---	---	---	---	---	---	---	---	---	---	---	---
	(dollars in thousands)
Net income (loss)		586		(131	)		(1,875	)		(2,188	)		(3,608	)
Add:
Income tax expenses		162		-			-			(93	)		69
Interest expense, net		-		-			1,444			1,072			2,516
EBIT		748		(131	)		(431	)		(1,209	)		(1,023	)
Depreciation and amortization		-		-			-			-			833
EBITDA		748		(131	)		(431	)		(1,209	)		(190	)

Management Comments

“Amid intensifying competition driven by the continued rise in digital remittance demand, we maintained healthy momentum in our remittance business, with TPV rising 6.9% year-over-year to US$1.46 billion and our overall take rate improving to 0.36% in the second quarter of 2025,” said Alex Kong, Founder and Executive Chairman of Currenc. “As we continue to deemphasize lower-value airtime services and reallocate resources, we are scaling our AI product offerings to deepen engagement with financial-institution clients, broaden our addressable market, and extend our remittance reach across additional high-volume corridors. Looking ahead, we will pair consistent remittance execution with an expanding AI portfolio to build a more diverse, healthier revenue mix and create sustainable long-term value for our shareholders.”

Ronnie Hui, Chief Executive Officer of Currenc, commented, “Our remittance business performed solidly in the second quarter, delivering an 8.3% year-over-year revenue increase that largely offset the revenue decline from our lower-margin airtime transfers business. Tranglo and WalletKu together delivered positive EBITDA of US$0.53 million, while disciplined execution kept Tranglo’s payout rate steady at 0.14%. We also enhanced cost management, reducing direct costs by 24.1% year over year and expanding our gross margin to 37.2%. Operating expenses increased to US$7.6 million, primarily due to a one-time incentive share expense of US$2.2 million related to the de-SPAC merger and a US$1.0 million investment in our AI initiatives. These new AI businesses are expected to generate incremental revenue and become EBITDA-accretive in the near term. Looking ahead, we will continue to streamline our cost structure, capitalize on our remittance strengths, and scale AI-driven growth to boost our profitability and shareholder value.”

Non-GAAP Financial Measures

To supplement the Company’s consolidated financial statements, which are prepared and presented in accordance with GAAP, it uses EBITDA, a non-GAAP financial measure as described below, to understand and evaluate its core operating performance. This non-GAAP financial measure, which may differ from similarly titled measures used by other companies, is presented to enhance investors’ overall understanding of the Company’s financial performance and should not be considered a substitute for, or superior to, the financial information prepared and presented in accordance with GAAP.

EBITDA is defined as net loss before interest, taxes, depreciation, and amortization. Currenc believes that EBITDA provides useful information to investors and others in understanding and evaluating its operating results. This non-GAAP financial measure eliminates the impact of items that Currenc does not consider indicative of the performance of its business. While Currenc believes that this non-GAAP financial measure is useful in evaluating its business, this information should be considered supplemental in nature and is not meant as a substitute for the related financial information prepared in accordance with GAAP.

About Currenc Group Inc.

Currenc Group Inc. (Nasdaq: CURR) is a fintech pioneer dedicated to transforming global financial services through artificial intelligence (AI). The Company empowers financial institutions worldwide with comprehensive AI solutions, including SEAMLESS AI Call Centre and other AI-powered Agents designed to reduce costs, increase efficiency and boost customer satisfaction for banks, insurance, telecommunications companies, government agencies and other financial institutions. The Company’s digital remittance platform also enables e-wallets, remittance companies, and corporations to provide real-time, 24/7 global payment services, advancing financial access across underserved communities.

For additional information, please refer to the Currenc website https://www.currencgroup.com and the annual report on Form 10-K for the year ended December 31, 2024, filed with the Securities and Exchange Commission.

Safe Harbor Statement

This press release contains forward-looking statements. These statements are made under the “safe harbor” provisions of the U.S. Private Securities Litigation Reform Act of 1995. Statements that are not historical facts, including statements about the Company’s beliefs and expectations, are forward-looking statements. Forward-looking statements involve inherent risks and uncertainties, and a number of factors could cause actual results to differ materially from those contained in any forward-looking statement. In some cases, forward-looking statements can be identified by words or phrases such as “may,” “will,” “expect,” “anticipate,” “target,” “aim,” “estimate,” “intend,” “plan,” “believe,” “potential,” “continue,” “is/are likely to” or other similar expressions. Further information regarding these and other risks, uncertainties, or factors is included in the Company’s filings with the SEC. All information provided in this press release is as of the date of this press release, and the Company does not undertake any duty to update such information, except as required under applicable law.

Investor & Media Contact

Currenc Group Investor Relations

Email: [email protected]

SOURCE: Currenc Group Inc.

CURRENC GROUP INC. AND SUBSIDIARIES

CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE LOSS

	Three months ended June 30,
	2025		2024
Revenue	8,712,225		11,006,664
Cost of revenue	(5,471,215	)	(7,209,690	)
Gross profit	3,241,010		3,796,974
Selling expenses	-		(5,772	)
General and administrative expenses	(7,586,205	)	(5,141,129	)
Loss from operations	(4,345,195	)	(1,349,927	)
Finance costs, net	(939,538	)	(2,515,359	)
Other income	503,865		348,445
Other expenses	(128,194	)	(20,597	)
Loss before income tax	(4,909,062	)	(3,537,438	)
Income tax expense	(55,234	)	(69,900	)
Net loss	(4,964,296	)	(3,607,338	)
Net income attributable to non-controlling interests	309,093		(206,839	)
Net loss attributable to CURRENC Group Inc.	(4,655,203	)	(3,814,177	)
Net loss per share, basic and diluted (1)	(0.10	)	(0.11	)
Shares used in net loss per share computation, basic and diluted (1)	46,527,999		33,980,753
Other comprehensive loss:
Foreign currency translation adjustments	666,206		(486,102	)
Total comprehensive loss	(4,298,090	)	(4,093,440	)
Total Comprehensive loss (income) attributable to non-controlling interests	304,237		(216,897	)
Total comprehensive loss attributable to CURRENC Group Inc.	(3,993,853	)	(4,310,337	)

All values are in US Dollars.

	(1)	Retrospectively restated<br>to reflect Reverse Recapitalization

CURRENC GROUP INC. AND SUBSIDIARIES

CONDENSED CONSOLIDATED BALANCE SHEETS (UNAUDITED)

June 30, 2025		December 31, 2024
ASSETS
Current assets:
Cash and cash equivalents 59,579,802		63,821,397
Restricted cash 42,636		40,742
Accounts receivable, net 1,706,230		2,115,681
Other financial assets 1,699,380		-
Amounts due from related parties 445,660		560,823
Prepayments, receivables and other assets 14,680,844		20,948,216
Total current assets 78,154,552		87,486,859
Non-current assets:
Equipment and software, net 1,111,394		1,055,520
Right-of-use asset 261,765		349,240
Intangible assets 2,615,839		3,386,117
Goodwill 12,059,428		12,059,428
Deferred tax assets 344,291		342,822
Total non-current assets: 16,392,717		17,193,127
Total assets 94,547,269		104,679,986
LIABILITIES AND SHAREHOLDERS’ DEFICIT
Current liabilities:
Borrowings 20,629,366		20,150,058
Receivable factoring 64,079		258,415
Other financial liabilities 1,786,050		-
Accounts payable, accruals and other payables 36,831,399		55,329,740
Amounts due to related parties 67,057,905		67,697,074
Convertible bonds -		1,750,000
Lease liabilities 191,628		171,909
Total current liabilities: 126,560,427		145,357,196
Non-current liabilities:
Deferred tax liabilities 692,045		876,912
Employee benefit obligation 68,146		45,289
Lease liabilities 39,259		156,647
Total non-current liabilities: 799,450		1,078,848
Total liabilities 127,359,877		146,436,044
Commitments and contingencies (Note 10)
Shareholders’ deficit:
Ordinary shares (0.0001 par value; 555,000,000 shares authorized 76,084,675 and 46,527,999 shares issued and outstanding as of June 30, 2025 and December 31, 2024, respectively) (1) 7,608		4,653
Additional paid-in capital (1) 83,197,178		65,638,838
Accumulated deficit (140,852,463	)	(131,522,902	)
Accumulated other Comprehensive Loss 679,763		(108,122	)
Total shareholders’ deficit attributable to Currenc Group Inc. (56,967,914	)	(65,987,533	)
Non-controlling interests 24,155,306		24,231,475
Total deficit (32,812,608	)	(41,756,058	)
Total liabilities and shareholders’ deficit 94,547,269		104,679,986

All values are in US Dollars.

1)	Retrospectively restated to reflect Reverse Recapitalization

CURRENC GROUP INC. AND SUBSIDIARIES

CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED)

	Six months ended June 30,
	2025		2024
Cash flows from operating activities:
Net loss	(9,451,653	)	(6,239,266	)
Adjustments to reconcile net loss to net cash provided by operating activities:
Non-cash expense for Share-based compensation	4,324,040		-
Non-cash expense: others	86,670		-
Depreciation of equipment and software	253,803		286,666
Depreciation of right-of-use assets	101,352		84,081
Amortization of intangible assets	770,279		1,562,746
Deferred income taxes	(256,814	)	69,991
Disposal of subsidiaries	-		27,798
Disposal of fixed assets	401		-
Goodwill impairment	-		1,657
Unrealized foreign exchange loss/(gain)	1,053,480		(371,444	)
Changes in operating assets and liabilities:
Accounts receivable	447,704		112,221
Prepayments, receivables and other assets	6,269,117		11,196,085
Escrow money payable	-		171,726
Client money payable	-		(162,581	)
Accounts payable, accruals and other payables	(17,684,448	)	(15,430,926	)
Interest payable on convertible bonds			1,905,472
Amount due from a director	72,611		-
Amount due to Immediate holding company	1,638,797		-
Amounts due from related parties	(3,644	)	-
Amounts due to related parties	8,739,057		4,732,315
Net cash used in operating activities	(3,639,248	)	(2,053,459	)
Cash flows from investing activities:
Decrease in short-term investments	-		(23	)
Purchases of property, plant and equipment	(300,593	)	(199,097	)
Proceeds received from disposal of PPE	596		-
Net cash used in investing activities	(299,997	)	(199,120	)
Cash flows from financing activities:
Proceeds from borrowings	-		639,430
Repayment of borrowings	-		(220,739	)
Proceeds from receivable factoring	581,802		1,094,878
Repayment of receivable factoring	(783,745	)	(1,183,530	)
Payment of principal elements of lease liabilities	(84,527	)	(87,526	)
Payment of interest elements of lease liabilities	(13,986	)	(4,824	)
Net cash (used in)/generated from financing activities	(300,456	)	237,689
Net decrease in cash and cash equivalents	(4,239,701	)	(2,014,890	)
Cash and cash equivalents, restricted cash and escrow money receivable at beginning of the period	63,862,139		58,960,384
Cash and cash equivalents, restricted cash and escrow money receivable at end of the period	59,622,438		56,945,494
Supplemental disclosure of cash flow information:
Income taxes paid	(360,528	)	(254,890	)
Interest paid	(64,553	)	(726,908	)

All values are in US Dollars.