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CZNC · Citizens & Northern Corp · Metrics

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$27.92 +0.08 (+0.29%)
Market Cap
$499.31M
Shares
17.93M
Volume · Oct 28 1967 Avg daily vol (3M) 63.97K

CZNC metrics

81 of 122 screener metrics currently available.

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Market overview

2 metrics
Share price
$27.84
Market cap
$499.31M

Price action

20 metrics
Price change (1W)
+8.3%
Price change (30D)
+8.9%
Price change (3M)
+10.9%
Price change (6M)
+17.7%
Price change (YTD)
+38.0%
Price change (1Y)
+42.5%
Trailing year
Price change (5Y)
+8.8%
52-week high
$28.15
52-week low
$19.02
Change from 52-week high
-1.1%
Change from 52-week low
+46.4%
Annualized volatility
23.4%
Annualized volatility (3M)
17.8%
Beta
0.1
RSI (14D)
72.9
Price vs SMA 50
+8.1%
Price vs SMA 200
+18.7%
Avg volume (3M)
63,970
Relative volume
1.3
Average dollar volume
$1.65M

Company

3 metrics
Sector
Financial Services
Industry
Banks - Regional
Shares outstanding
17.93M

Valuation

12 metrics
P / E (TTM)
19.7
Trailing earnings · reciprocal yield 5.1%
PEG ratio
—
EV / revenue
—
EV / EBITDA
—
EV / EBIT
—
P / sales
3.5×
reciprocal yield 28.5%
P / book
1.4
reciprocal yield 69.3%
FCF yield
9.0%
TTM · current market cap
Buyback yield
0.3%
P / FCF
11.2
reciprocal yield 9.0%
P / operating cash flow
10.9
reciprocal yield 9.2%
Earnings yield
5.1%

Historical valuation

8 metrics
P / E historical average (3Y)
12.7×
reciprocal yield 7.9%
P / E historical average (5Y)
13.0×
reciprocal yield 7.7%
EV / revenue historical average (3Y)
—
EV / revenue historical average (5Y)
—
EV / EBIT historical average (3Y)
—
EV / EBIT historical average (5Y)
—
EV / EBITDA historical average (3Y)
—
EV / EBITDA historical average (5Y)
—

Dividends & buybacks

7 metrics
Dividend yield
4.0%
Trailing 12 months
Payout ratio
69.5%
Shareholder yield
—
Dividend / share (TTM)
$1.12
Dividend growth YoY
+33.3%
Dividend growth streak
0
Last ex-dividend
2026-08-03

Earnings calendar

2 metrics
Next earnings
—
Last earnings
—

Profitability

9 metrics
Gross margin
—
Operating margin
—
Trailing 12 months
Net margin
17.8%
Gross profit (TTM)
—
Operating profit (TTM)
—
Net income (TTM)
$25.35M
Trailing 12 months
Diluted EPS (TTM)
—
FCF margin
31.4%
Effective tax rate
18.7%

Per share

11 metrics
Revenue per diluted share (TTM)
—
Gross profit per diluted share (TTM)
—
Operating profit per diluted share (TTM)
—
EBITDA per diluted share (TTM)
—
Net income per diluted share (TTM)
—
Operating cash flow per diluted share (TTM)
—
Free cash flow per diluted share (TTM)
—
Capital expenditures per diluted share (TTM)
—
R&D per diluted share (TTM)
—
Stock compensation per diluted share (TTM)
$0.05
Book value per share
$19.17

Growth

11 metrics
Revenue growth YoY
+34.6%
Year over year
Net income growth YoY
+129.8%
Revenue (TTM)
$142.50M
Trailing 12 months
EPS growth YoY
-95.1%
Shares change YoY
+15.6%
Year over year · more shares
Revenue CAGR (3Y)
+4.5%
Revenue CAGR (5Y)
+5.9%
EPS CAGR (3Y)
-4.2%
EPS CAGR (5Y)
+3.0%
FCF CAGR (3Y)
-1.3%
FCF CAGR (5Y)
+6.8%

Quality

14 metrics
Return on equity
7.3%
Return on assets
0.8%
Debt / equity
—
Current ratio
—
EBITDA (TTM)
—
Free cash flow (TTM)
$44.77M
Quick ratio
—
Interest coverage
—
Net debt / EBITDA
—
Return on invested capital
—
Trailing 12 months
Net cash
—
Latest balance sheet
Cash & equivalents
$82.54M
Total assets
$3.15B
Total debt
—

Cash flow & spend

7 metrics
Operating cash flow (TTM)
$45.98M
Capital expenditures (TTM)
$1.22M
R&D (TTM)
—
SG&A (TTM)
—
Stock compensation (TTM)
$624,000
R&D / revenue
—
Stock compensation / revenue
—

Ownership (13F)

9 metrics
13F filers
95
13F filer change QoQ
-3
Institutional ownership
33.3%
Conviction holders (share of 13F filers)
0.0%
Crowding (high-turnover and private-fund holders)
6.9%
Private-fund adviser ownership
6.9%
Active holders' share change QoQ
+7.9%
Holder tenure
14.7
Price vs estimated holder cost
+13.2%

Ownership (registered funds)

1 metrics
Index-fund ownership
12.6%

Short interest

3 metrics
Short interest
1.8%
Latest settlement · 6.4 days to cover
Days to cover
6.4d
Short-squeeze score
64 / 100

Insider activity

2 metrics
Net insider buying (90D)
−$55,148
Insider-sentiment score
41 / 100

Risk flags

1 metrics
Going concern
—
Key facts CIK 810958 CUSIP 172922106 13F (30d) 24 filings 22 filers Visit website Investor relations