DGICB · Donegal Group Inc
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Donegal Group Inc. declared a regular quarterly cash dividend of $0.1925 per Class A common share and $0.175 per Class B common share, payable November 16, 2026 to stockholders of record November 2, 2026.
Read the 8-KQuarterly results
* Q4 derived as the full year minus Q1 to Q3.
AI Brief
Q2 FY26 earnings call · Jul 30, 2026TL;DR. Donegal Group posted solid Q2 2026 results with a 95.6% combined ratio, 32% higher net income of $22.3 million, and book value growth to $17.98, driven by lower weather losses and strong investment income, while net premiums written declined 3.2% on softening market conditions and the expense ratio rose to 35.8%.
- + Combined ratio improved to 95.6% from 97.7% on lower weather losses and favorable prior-year reserve development
- + Net income rose 32% to $22.3 million and book value per share grew to $17.98 from $17.33
- + Net investment income increased 16% to $14.5 million with yield rising to 3.99%
- + Weather-related losses fell sharply to $11.9 million (5.3 points) from $25.8 million (11.1 points)
- + Commercial lines net premiums written grew 0.8% with new business goals achieved
- − Net premiums written declined 3.2% with personal lines down 9.7% on soft market conditions
- − Expense ratio rose to 35.8% from 32.2% on higher incentive compensation and technology costs
- − Large fire losses increased to 6.7 points of loss ratio from 5.2 points with commercial fire severity up 45%
- − Personal auto core loss ratio deteriorated 4.5 percentage points year-over-year
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders illustrative — not investment adviceIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Combined ratio | 95.6% | the three months ended June 30, 2026 filing | — |
| Core loss ratio | 51% | the second quarter of 2026 filing | — |
| Expense ratio | 35.8% | the second quarter of 2026 filing | — |
| Large fire losses | $15M | the second quarter of 2026 filing | — |
| Loss ratio | 59.5% | the second quarter of 2026 filing | — |
| Net favorable loss reserve development | $7.8M | the second quarter of 2026 filing | — |
| Statutory combined ratio (total commercial and personal lines) non-GAAP | 94.2% | the three months ended June 30, 2026 filing | — |
| Weather-related losses | $11.9M | the second quarter of 2026 filing | — |
| Net premiums written non-GAAP | 465.7M | Six Months Ended June 30, 2026 | — |
| Non-GAAP operating income non-GAAP | 31.59M | Six Months Ended June 30, 2026 | — |
| Non-GAAP operating income – Class A non-GAAP | $0.85 | Six Months Ended June 30, 2026 | — |
| Non-GAAP operating income – Class B non-GAAP | $0.79 | Six Months Ended June 30, 2026 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Insurance - Property & Casualty — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
DGICB
this stock
Donegal Group Inc
|
$699.33M | +44.5% | -1.2% | — | — |
|
CB
Chubb Ltd
|
$138.18B | +14.1% | +6.5% | 12.6 | 0.8% |
|
PGR
Progressive Corp
|
$133.28B | -0.9% | +16.3% | 11.5 | 1.2% |
|
TKOMY
Tokio Marine Holdings, Inc.
|
$103.84B | — | — | — | 0.0% |
|
TRV
Travelers Companies, Inc.
|
$80.92B | +36.9% | +5.2% | 10.4 | 2.8% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every section- Filed
- Oct 15, 2026
- This year
- 18
Donegal Group Inc. declared a regular quarterly cash dividend of $0.1925 per Class A common share and $0.175 per Class B common share, payable November 16, 2026 to stockholders of record November 2, 2026.
ViewPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| DGICB | +29.8% | +54.1% | +60.9% | +47.4% | +44.5% |
| SPY | +0.1% | +0.7% | +4.9% | +0.9% | +12.9% |
| vs SPY | +29.7% | +53.4% | +56.0% | +46.5% | +31.6% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.