DLX · Deluxe Corp
$22.67
+0.06 (+0.27%)
At close · Oct 5
Return incl. dividend (before tax)
Market Cap
$1.06B
Shares
45.86M
Volume · Oct 5
577.04K
Avg daily vol (3M)
425.43K
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$22.61
Open$23.10
Day$22.55–23.21
52W close$17.92–31.90
Avg vol 30d443K
Short int4.0M · 8.8% float · 8.9d
Short vol38%
Last earningsAug 5, 2026
DataJan 2020–Oct 2026
Filing10-Q · Aug 6
Up next
Next earnings call
Oct 10, 2026
Est · unconfirmed
· in 1 wks
filed Aug 6, 2026
call held Aug 5, 2026
Metrics snapshot
Useful current figures from the complete screener profile.
Revenue (TTM)
$2.11B
Trailing 12 months
Net income (TTM)
$100.60M
Trailing 12 months
Revenue growth YoY
-4.2%
Year over year
Operating margin
11.9%
Trailing 12 months
P / E (TTM)
10.4
Trailing earnings · reciprocal yield 9.6%
FCF yield
19.7%
TTM · current market cap
Return on invested capital
8.6%
Trailing 12 months
Net cash
−$1.32B
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
+2.7%
Year over year · more shares
Price change (1Y)
+16.4%
Trailing year
Short interest
8.8%
Latest settlement · 8.9 days to cover
AI Brief
Q2 FY26 earnings call · Aug 5, 2026
Q2 FY26
TL;DR. Deluxe reported Q2 comparable adjusted revenue growth of 2.6% and comparable adjusted EBITDA growth of 5.3%, with year-to-date free cash flow up 64.9%, and raised full-year revenue and adjusted EBITDA guidance ranges to incorporate the Celero (Solero) acquisition that closed July 31, 2026.
Bullish
- + Comparable adjusted EBITDA grew 5.3% to $108.8 million with margins expanding 60 bps to 21.8%.
- + Year-to-date free cash flow rose 64.9% to $85.9 million, supporting more than $75 million of net debt reduction.
- + Payments and Data segments together grew 9.7% in Q2 and 11% year-to-date, reaching 52% of total revenue.
- + Closed the Solero (Celero) acquisition on July 31, 2026, moving Deluxe to a top-10 non-bank merchant acquirer processing over $70 billion in annual volume across more than 210,000 merchants.
- + Pre-acquisition net leverage improved to 2.9x at quarter-end, down from 3.5x a year earlier.
Bearish
- − GAAP diluted EPS declined 18% to $0.41 from $0.50 and net income fell to $19.2 million from $22.4 million, weighed by $5.6 million of one-time Celero transaction costs.
- − Reported (GAAP) revenue declined 4.2% to $499.3 million due to the Safeguard business exit.
- − Data Solutions guidance was held to high single-digit growth despite 21.4% Q2 growth, as the segment laps 46% and 31% prior-year comps in Q3 and Q4.
- − Net leverage trajectory resets to a two-year horizon to return to 3.0x following the Solero closing and related debt-financing activities.
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Equibles Rating
blended score · not investment adviceOverall
Neutral
SellHoldBuy
Technical
Sell
Momentum
Very Weak
Sentiment
Neutral
Fundamentals
Excellent
Quant / Vol
Moderate
Market backdrop
VIX 15.3 · calm
Equity put/call 0.59
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
−11%
below
Price vs 50-day avg
−7%
below
RSI (14)
37
neutral
MACD trend
Negative
52-week position
34%
mid-range
Volume (OBV)
Confirms
volume backs price
Momentum
relative strength
1-month return
−7%
trailing
6-month return
−20%
trailing
YTD return
+1%
this year
Relative strength
−33%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $24 › 200d $25 — 200d above 50d
Institutional flow
Accumulating
1 of 246 funds reported for Sep 30 · net +173 sh shares
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
8.82% of float · ▲ +1.3% MoM · 8.9 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
246 holders — mid 3-yr range
Squeeze score
69
elevated · 0–100
Fundamentals
Revenue growth
+1%
Y/Y
Gross margin
53%
contracting
EPS growth
+53%
Y/Y
Free cash flow
$175.3M
Valuation
P/E 10.6
below peers
Buyback
$287.5M
remaining
Balance sheet
$809.9M
net debt
Quant / Vol
risk profile
Volatility
40%
annualized · 1-yr
Max drawdown
−30%
past year
ATR
3.1%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the 8-K filed Aug 5, 2026
Revenue
· full year 2026
Initiated
$2.1B – $2.12B
prior FY $2.13B
midpoint −1.2% Y/Y
Adjusted EBITDA
· full year 2026
Non-GAAP
Initiated
$455M – $475M
Free cash flow
· full year 2026
Non-GAAP
Initiated
$200M
Adjusted diluted EPS
· full year 2026
Non-GAAP
Initiated
$3.60 – $4.00
Guided vs delivered
· last 2 settled
Revenue
full-year 2024
guided $2.12B – $2.16B
$2.12B
In line
Revenue
full-year 2023
guided $2.18B – $2.22B
$2.19B
In line
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Sell
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
−11%
Bearish
Price vs 50-day avg
−7%
Bearish
RSI (14)
37
Neutral
MACD trend
Negative
Bearish
52-week position
34%
Neutral
Volume (OBV)
Confirms
Neutral
Market signals — smart money & positioning
Mixed
Trend (MA cross)
No cross
50d $24 › 200d $25 — 200d above 50d
Institutional flow
Accumulating
1 of 246 funds reported for Sep 30 · net +173 sh shares
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
8.82% of float · ▲ +1.3% MoM · 8.9 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
246 holders — mid 3-yr range
Price context
position in its 52-week range
Range low $18
Now $23 · 34%
Range high $32
vs 200-day avg -11%
vs 50-day avg -7%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Adjusted diluted EPS non-GAAP | $0.87 | Quarter Ended June 30, 2026 filing | — |
GAAP → non-GAAP reconciliationGAAP GAAP diluted EPS $0.41
+$0.46 Adjustments, net of tax
= Adjusted diluted EPS $0.87
|
|||
| Adjusted EBITDA non-GAAP | $108.8M | Quarter Ended June 30, 2026 filing | — |
GAAP → non-GAAP reconciliationGAAP Net income 19.2M
-0.1M Net income attributable to non-controlling interest
+36.2M Depreciation and amortization expense
+28M Interest expense
+10.9M Income tax provision
+6.5M Share-based compensation expense
+5.6M Acquisition transaction costs
+2M Restructuring and integration expense
+0.5M Certain legal, environmental and other expense
+0M Gain on sale of businesses and long-lived assets
= Adjusted EBITDA 108.8M
|
|||
| B2B Payments adjusted EBITDA non-GAAP | $18.3M | Quarter Ended June 30, 2026 filing | — |
| Data Solutions adjusted EBITDA non-GAAP | $18.1M | Quarter Ended June 30, 2026 filing | — |
| Merchant Services adjusted EBITDA non-GAAP | $25.1M | Quarter Ended June 30, 2026 filing | — |
| Print adjusted EBITDA non-GAAP | $86M | Quarter Ended June 30, 2026 filing | — |
| Total segment adjusted EBITDA non-GAAP | $147.5M | Quarter Ended June 30, 2026 filing | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Conglomerates — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
DLX
this stock
Deluxe Corp
|
$1.06B | +1.3% | +0.5% | 10.6 | 8.8% |
|
HTHIY
Hitachi Ltd
|
$158.53B | +14.1% | — | — | 0.0% |
|
ITOCF
Itochu Corp
|
$101.56B | +11.5% | — | — | 0.2% |
|
MMM
3M Co
|
$87.44B | +1.1% | +1.5% | 30.1 | 1.9% |
|
HON
Honeywell International Inc
|
$67.37B | — | +12.9% | — | 2.3% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Financials
Filings
Earnings & Events
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| DLX | -7.1% | -7.3% | -20.3% | -1.6% | +1.3% |
| SPY | -0.2% | -0.5% | +12.2% | +0.9% | +12.9% |
| vs SPY | -6.9% | -6.9% | -32.5% | -2.5% | -11.6% |
Capital returns
Buyback program
· as of Jun 30, 2026
Authorized
$500.00M
Spent (derived)
$212.50M
Remaining
$287.50M
Spent
Remaining
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.