ESNT · Essent Group Ltd.
Price & Indicators
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Metrics snapshot
Useful current figures from the complete screener profile.
AI Brief
Q2 FY26 earnings call · Aug 7, 2026TL;DR. Essent reported Q2 2026 net income of $189.7 million ($2.08/diluted share) with book value per share up 12.9% inclusive of dividends, while management flagged that affordability constraints will keep MI portfolio growth in a pause and persistency elevated.
- + Returned substantial capital via $348M of YTD buybacks and a $0.35 quarterly dividend declared
- + Investment income from other invested assets rose sharply to $19.4 million from $10.2 million last quarter
- + Mortgage insurance expense ratio improved to 14.8% from 17.4% in the prior quarter
- − Reinsurance combined ratio rose to 77.9% from 69.6% in the prior quarter as business mix shifted to P&C
- − Net income of $189.7 million declined from $195.3 million in the prior-year quarter despite higher EPS
- − MI loss provision of $29.4 million rose from $15.3 million in the prior-year quarter
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.
Versus peers
Insurance - Specialty — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
ESNT
this stock
Essent Group Ltd.
|
$6.13B | +4.9% | +1.5% | 9.5 | 2.7% |
|
FNF
Fidelity National Financial, Inc.
|
$11.84B | -19.2% | +5.6% | — | 3.4% |
|
FAF
First American Financial Corp
|
$7.33B | +16.8% | +21.6% | 10.0 | 5.9% |
|
AXS
Axis Capital Holdings Ltd
|
$7.24B | -8.3% | +10.2% | 7.3 | 2.9% |
|
ACT
Enact Holdings, Inc.
|
$6.80B | +24.7% | +2.8% | 10.4 | 2.3% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| ESNT | -2.1% | -1.6% | +19.3% | +0.9% | +4.9% |
| SPY | -1.2% | -1.8% | +17.8% | -0.4% | +12.1% |
| vs SPY | -0.9% | +0.2% | +1.4% | +1.3% | -7.2% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.