KMPR · KEMPER Corp · Financials
Income-statement, balance-sheet and cash-flow figures from SEC filings, plus a debt profile anchored in the latest 10-K and updated by each 10-Q and debt exhibit.
Chart any reported metric, KPI or segment over time — the full statement history lives here
| Line Item | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 | FY2008 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $4.57B | $4.79B | $4.64B | $4.94B | $5.52B | $5.72B | $5.21B | $5.04B | $3.73B | $2.72B | $2.52B | $2.34B | $2.2B | $2.43B | $2.46B | $2.5B | $2.64B | $2.75B | $2.74B | |
| $4.19B | $4.4B | $4.22B | $4.53B | $5.21B | $5.18B | $4.67B | $4.47B | $3.38B | $2.35B | $2.22B | $2.01B | $1.86B | $2.03B | $2.11B | $2.17B | $2.29B | $2.46B | $2.38B | |
| $61M | $63.8M | $46.3M | $48.6M | $53.7M | $87M | $42.3M | $37.8M | $166.4M | $11.3M | $5.9M | $15.4M | $7.2M | $8.3M | — | — | — | — | — | |
| $72M | $74.3M | $53.7M | $58.6M | $70.9M | $46.3M | $36.2M | $32.8M | $15.6M | $13.1M | — | — | — | — | — | — | — | — | — | |
| — | — | — | — | — | — | — | — | — | — | — | — | — | $1.8M | $7.2M | $3.6M | $1.1M | — | — | |
| — | $4.63B | $4.25B | $5.29B | $5.89B | $5.97B | $4.7B | $4.38B | $3.53B | $2.56B | $2.52B | $2.24B | $2.04B | $2.11B | $2.34B | $2.43B | $2.42B | $2.52B | $2.83B | |
| $395.8M | — | — | -$68.9M | -$166.6M | -$334M | $546.8M | $518.8M | $286.2M | $118.9M | $3.1M | $84.5M | $136.3M | $229.2M | $63.9M | $45.9M | $200.2M | $253.8M | — | |
| — | — | — | -1.39% | -3.02% | -5.84% | 10.5% | 10.3% | 7.68% | 4.37% | 0.12% | 3.61% | 6.21% | 9.45% | 2.6% | 1.84% | 7.58% | 9.22% | — | |
| $456.1M | — | — | -$10.3M | -$95.7M | -$287.7M | $583M | $551.6M | $301.8M | $132M | — | — | — | — | — | — | — | — | — | |
| — | $38.5M | $56.9M | $56.1M | $54.7M | $43.6M | $36M | $42.5M | $43.3M | $34.9M | $44.4M | $46.5M | — | — | — | — | — | — | — | |
| $5.7M | -$7M | -$31.1M | $1.1M | — | — | — | $1M | $11M | $24.8M | — | — | — | — | $0 | $0 | -$100K | -$1M | $5.8M | |
| — | $160.7M | $388.5M | -$347.1M | -$389.5M | -$245.3M | $510.1M | $661.6M | $199.1M | $161.1M | $3.5M | $100.3M | $160.2M | $314.4M | $122.4M | $68.3M | $226.3M | $228M | -$90M | |
| -$16.9M | $28.1M | $76M | -$74.8M | -$84.4M | -$125.6M | $100.2M | $130.5M | $10.7M | $41.2M | -$9.2M | $20.1M | $47.6M | $99.9M | $30.6M | $6.6M | $63.8M | $59.5M | -$46.2M | |
| -$495.5M | $143.3M | $317.8M | -$272.1M | -$286.6M | -$123.7M | $409.9M | $531.1M | $190.1M | $120.9M | $16.8M | $85.7M | $114.5M | $217.7M | $103.4M | $74.5M | $177.9M | $164.7M | -$29.6M | |
| — | 2.99% | 6.85% | -5.5% | -5.19% | -2.16% | 7.87% | 10.54% | 5.1% | 4.44% | 0.67% | 3.66% | 5.21% | 8.97% | 4.2% | 2.99% | 6.73% | 5.98% | -1.08% | |
| -$9.1M | -$10.7M | -$5.3M | -$200K | $0 | $0 | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| -$443.1M | $241.6M | $374.1M | -$118M | -$399.9M | -$175.5M | $754.3M | $845.4M | -$700K | $178.3M | $29.5M | -$12.7M | $201.9M | — | — | — | — | — | — | |
| USD/shares | -$8.31 | $2.31 | $4.95 | -$4.25 | -$4.50 | -$1.92 | $6.24 | $8.04 | $3.25 | $2.34 | $0.33 | $1.65 | $2.12 | $3.81 | $1.75 | $1.23 | $2.87 | $2.64 | $0.47 |
| USD/shares | -$8.30 | $2.29 | $4.91 | -$4.25 | -$4.50 | -$1.92 | $6.14 | $7.96 | $3.22 | $2.33 | $0.33 | $1.65 | $2.12 | $3.80 | $1.74 | $1.23 | $2.87 | $2.64 | -$0.47 |
| shares | — | 62.01M | 64.18M | 64.03M | 63.83M | 64.26M | 65.64M | 65.88M | 58.15M | 51.35M | 51.16M | 51.61M | 53.76M | 56.86M | 58.86M | 60.26M | 61.68M | 62.13M | — |
| shares | — | 62.61M | 64.78M | 64.03M | 63.83M | 64.26M | 66.73M | 66.55M | 58.75M | 51.58M | 51.21M | 51.68M | 53.87M | 56.98M | 59M | 60.37M | 61.77M | 62.16M | — |
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2008–FY2025: $1.07B in buybacks, $1.21B in dividends.
Debt Profile
Annual debt figures are established from 10-K filings and updated by subsequent 10-Q and 8-K disclosures. Instrument balances are not summed into a company total unless the filing itself reports that total.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.
Valuation
Peer medians compare against the 34 similar-size Insurance - Property & Casualty companies (of 44 listed).
Valuation over time computed as of each quarter's filing date
Revenue Breakdown
Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.
Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.
By Segment (USD)
| Component | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Specialty Property Casualty Insurance Segment | $4,145,800,000 | $3,772,100,000 | $3,806,900,000 | $4,183,200,000 | — | — | — | — |
| Life Insurance Segment 1 | $583,200,000 | $565,600,000 | $581,500,000 | $782,100,000 | — | — | — | — |
| Life and Health Insurance | — | — | $581,500,000 | $782,100,000 | $764,600,000 | $848,100,000 | $858,600,000 | $841,200,000 |
| Preferred Property Casualty Insurance | — | — | $558,400,000 | $640,500,000 | $704,000,000 | $726,000,000 | $794,400,000 | $792,500,000 |
| Specialty Property Casualty Insurance | — | — | $3,806,900,000 | $4,183,200,000 | $4,076,100,000 | $3,451,200,000 | $3,192,900,000 | $2,093,200,000 |
Segment Operating Income
Annual operating income by business segment, as tagged in the company's own XBRL filings. Segments need not sum to the consolidated figure — corporate costs and eliminations are typically unallocated.
By Segment (USD)
| Component | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|
| Life and Health Insurance | $62,300,000 | $78,000,000 | $6,500,000 | $71,200,000 | $121,900,000 | $115,900,000 | $140,200,000 |
| Preferred Property Casualty Insurance | -$22,800,000 | -$36,400,000 | -$39,800,000 | $1,800,000 | $52,300,000 | $28,600,000 | -$78,100,000 |
| Specialty Property Casualty Insurance | -$76,300,000 | -$196,900,000 | -$292,100,000 | $420,900,000 | $355,900,000 | $145,600,000 | $80,500,000 |
Operating Margin by Segment (%)
| Component | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|
| Life and Health Insurance | 10.7% | 10% | 0.9% | 8.4% | 14.2% | 13.8% |
| Preferred Property Casualty Insurance | -4.1% | -5.7% | -5.7% | 0.2% | 6.6% | 3.6% |
| Specialty Property Casualty Insurance | -2% | -4.7% | -7.2% | 12.2% | 11.1% | 7% |