KMPR · KEMPER Corp
$28.51
-1.32 (-4.43%)
At close · Aug 7
Market Cap
$1.68B
Shares
58.92M
KEMPER Corp Earnings Call Transcripts
Every quarterly earnings call for KEMPER Corp (KMPR) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▼6.5%
$1.36B
−$74.80M
'22 Q3
22-11-02
▼2.1%
$1.37B
−$53.30M
'22 Q4
23-02-02
▼5.5%
$1.29B
−$80.10M
'23 Q1
23-05-08
▼10.9%
$1.26B
−$97.10M
'23 Q2
23-08-07
▼11.9%
$1.20B
−$146.30M
'23 Q3
23-10-30
▼13.6%
$1.19B
$51.40M
'23 Q4
24-02-01
▼11.7%
$1.14B
$71.30M
'24 Q1
24-05-01
▼10.5%
$1.13B
$75.40M
'24 Q2
24-08-05
▼1.7%
$1.18B
$73.70M
'24 Q3
24-10-30
▲0%
$1.19B
$97.40M
'24 Q4
25-02-05
▲4.4%
$1.19B
$99.70M
'25 Q1
25-05-07
▲8.5%
$1.23B
$72.60M
'25 Q2
25-08-05
▲5.2%
$1.24B
−$21.00M
'25 Q3
25-11-05
▼4.7%
$1.13B
−$8.00M
'25 Q4
26-02-04
▼7.2%
$1.11B
−$1.70M
'26 Q1
26-05-06
LATEST
▼10.8%
$1.09B
−$464.80M
'26 Q2
26-08-06
Earnings call
FY26 · Q2
2026-08-06
2Q 2026 Earnings Conference Call
Cautious tone
Rate Filings and Pricing Actions
Profitability Restoration
Commercial Auto Discipline
Revenue
$1.09B
▼ 10.8% YoY Diluted EPS
$-7.90
▼ 805.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-05-06
KEMPER Corp Q1 FY2026 Earnings Call
Cautious tone
California personal auto headwinds
Florida profit-limit refunds and tort reform
Commercial auto strength
Revenue
$1.11B
▼ 7.2% YoY Diluted EPS
$-0.03
▼ 101.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Conference
Investor event
2026-03-03
Raymond James 2026 Institutional Investors Conference
No reported result — non-financial event
Audio
Transcript
Slides
Earnings call
FY25 · Q4
2026-02-04
KEMPER Corp Q4 FY2025 Earnings Call
Cautious tone
Auto underwriting losses and combined ratio pressure
Florida tort reform refunds and competitiveness
California rate filings and regulatory approval
Revenue
$1.13B*
▼ 4.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-11-05
KEMPER Corp Q3 FY2025 Earnings Call
Cautious tone
California Bodily Injury Severity
Litigation and Social Inflation
Restructuring and Leadership Changes
Revenue
$1.24B
▲ 5.2% YoY Diluted EPS
$-0.34
▼ 129.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-08-05
KEMPER Corp Q2 FY2025 Earnings Call
Cautious tone
California personal auto headwinds
Personal auto growth in Florida and Texas
Florida statutory premium refunds
Revenue
$1.23B
▲ 8.5% YoY Diluted EPS
$1.12
▼ 3.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-05-07
KEMPER Corp Q1 FY2025 Earnings Call
Confident tone
Pricing and rate responsiveness
Tariff resilience
California market dynamics
Revenue
$1.19B
▲ 4.4% YoY Diluted EPS
$1.54
▲ 40% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-02-05
KEMPER Corp Q4 FY2024 Earnings Call
Confident tone
Geographic diversification
Hard market dynamics
California market and FR limit changes
Revenue
$1.19B*
▲ 0% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-30
KEMPER Corp Q3 FY2024 Earnings Call
Confident tone
Rate adequacy and filings
Specialty Auto underwriting and growth
Exchange rollout
Revenue
$1.18B
▼ 1.7% YoY Diluted EPS
$1.14
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-08-05
KEMPER Corp Q2 FY2024 Earnings Call
Confident tone
Rate Earn-In Trajectory
PIF Growth and Seasonality
Specialty Auto Underwriting Profitability
Revenue
$1.13B
▼ 10.5% YoY Diluted EPS
$1.16
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-05-01
KEMPER Corp Q1 FY2024 Earnings Call
Confident tone
Rate earning and pricing adequacy
Policies in force stabilization and new business expansion
Specialty P&C underwriting profitability
Revenue
$1.14B
▼ 11.7% YoY Diluted EPS
$1.10
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-02-01
KEMPER Corp Q4 FY2023 Earnings Call
Confident tone
Underwriting profitability restoration
Rebalancing phase / PIF growth
Distribution and competitive dynamics
Revenue
$1.19B*
▼ 13.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-10-30
KEMPER Corp Q3 FY2023 Earnings Call
Revenue
$1.20B
▼ 11.9% YoY Diluted EPS
$-2.28
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-08-07
KEMPER Corp Q2 FY2023 Earnings Call
Revenue
$1.26B
▼ 10.9% YoY Diluted EPS
$-1.52
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-05-08
KEMPER Corp Q1 FY2023 Earnings Call
Revenue
$1.29B
▼ 5.5% YoY Diluted EPS
$-1.25
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-02-02
KEMPER Corp Q4 FY2022 Earnings Call
Revenue
$1.37B*
▼ 2.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-11-02
KEMPER Corp Q3 FY2022 Earnings Call
Revenue
$1.36B
▼ 6.5% YoY Diluted EPS
$-1.17
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-08-01
KEMPER Corp Q2 FY2022 Earnings Call
Revenue
$1.42B
▼ 6% YoY Diluted EPS
$-1.13
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-05-02
KEMPER Corp Q1 FY2022 Earnings Call
Revenue
$1.37B
▲ 1.3% YoY Diluted EPS
$-1.36
▼ 173.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-01-31
KEMPER Corp Q4 FY2021 Earnings Call
Revenue
$1.40B*
▲ 0.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-10-28
KEMPER Corp Q3 FY2021 Earnings Call
Revenue
$1.46B
▲ 7.5% YoY Diluted EPS
$-1.18
▼ 164.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-07-29
KEMPER Corp Q2 FY2021 Earnings Call
Revenue
$1.51B
▲ 22.5% YoY Diluted EPS
$-0.97
▼ 150.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-04-29
KEMPER Corp Q1 FY2021 Earnings Call
Revenue
$1.35B
▲ 10% YoY Diluted EPS
$1.85
▲ 94.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-02-01
KEMPER Corp Q4 FY2020 Earnings Call
Revenue
$1.39B
▲ 8.4% YoY Diluted EPS
$1.46
▼ 21.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-11-02
KEMPER Corp Q3 FY2020 Earnings Call
Revenue
$1.35B
▲ 8.8% YoY Diluted EPS
$1.83
▼ 4.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-08-03
KEMPER Corp Q2 FY2020 Earnings Call
Revenue
$1.23B
▼ 3.5% YoY Diluted EPS
$1.91
▲ 3.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-05-07
KEMPER Corp Q1 FY2020 Earnings Call
Revenue
$1.23B
▼ 0.6% YoY Diluted EPS
$0.95
▼ 59.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-02-10
KEMPER Corp Q4 FY2019 Earnings Call
Revenue
$1.28B
▲ 17.3% YoY Diluted EPS
$1.85
▲ 1750% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Showing 1–28 of 28 earnings calls
Key facts
CIK
860748
CUSIP
488401100
13F (30d)
115 filings
113 filers
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