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$28.51 -1.32 (-4.43%) At close · Aug 7
Market Cap
$1.68B
Shares
58.92M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$28.51 Open$29.37 Day$28.49–29.88 52W$22.69–53.06 Avg vol 30d1.1M Short int5.2M · 8.8% float · 5.7d Short vol50% Last earningsAug 6, 2026 DataJan 2020–Aug 2026 Filing10-Q · Aug 5

Up next

Next earnings call
Nov 6, 2026 Est · unconfirmed · in 13 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Aug 5, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Sell
      SellHoldBuy
      Technical Sell Momentum Very Weak Sentiment Bullish Fundamentals Weak Quant / Vol Very High
      Market backdrop VIX 14.9 · calm Equity put/call 0.54
      Technical
      price trend
      Sell
      50 / 200-day cross No cross
      Price vs 200-day avg −15%
      below
      Price vs 50-day avg +5%
      above
      RSI (14) 49
      neutral
      MACD trend Negative
      52-week position 19%
      mid-range
      Momentum
      relative strength
      Very Weak
      1-month return −3%
      trailing
      6-month return −9%
      trailing
      YTD return −28%
      this year
      Relative strength −23%
      vs S&P · 6-mo
      Sentiment
      smart money
      Bullish
      Trend (MA cross) No cross
      50d $27 › 200d $34 — 200d above 50d
      Institutional flow Accumulating
      142 of 274 funds reported for Jun 30 · net +2.0M sh shares · +30 new
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Falling
      8.77% of float · ▼ -0.9% MoM · 5.7 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      274 holders — mid 3-yr range
      Squeeze score 77
      high risk · 0–100
      Fundamentals
      Weak
      Revenue growth +3%
      Y/Y
      EPS growth −53%
      Y/Y
      Buyback $304.2M
      remaining
      Balance sheet $826.3M
      net debt
      Quant / Vol
      risk profile
      Very High
      Volatility 40%
      annualized · 1-yr
      Max drawdown −57%
      past year
      ATR 4.2%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the Earnings Call filed Mar 31, 2024
      Specialty P&C target combined ratio · long-term up to 96%
      Prior guidance period ended · from the Earnings Call filed Mar 31, 2025
      Trailing 12-month cash flows · second quarter at least $600M

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Sell
      2 · 3 · 1
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      −15% Bearish
      Price vs 50-day avg
      +5% Bullish
      RSI (14)
      49 Neutral
      MACD trend
      Negative Bearish
      52-week position
      19% Neutral
      Market signals — smart money & positioning
      Bullish · 2 of 6
      Trend (MA cross) No cross
      50d $27 › 200d $34 — 200d above 50d
      Institutional flow Accumulating
      142 of 274 funds reported for Jun 30 · net +2.0M sh shares · +30 new
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Falling
      8.77% of float · ▼ -0.9% MoM · 5.7 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      274 holders — mid 3-yr range
      Price context
      position in its 52-week range
      52-wk low $23 Now $29 · 19% 52-wk high $53
      vs 200-day avg -15% vs 50-day avg +5%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      Specialty Commercial Automobile PIF growth 10% first quarter of 2026
      Specialty Commercial Automobile Underlying Combined Ratio non-GAAP 92.4% first quarter of 2026
      Adjusted ROE non-GAAP 7.8% FY 2025
      Book value per share $45.71 FY 2025
      ROE 5.1% FY 2025
      Trailing 12-month operating cash flow $585M FY 2025

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Insurance - Property & Casualty — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      KMPR
      KEMPER Corp
      this stock
      $1.68B -28.2% +3.3% 8.8%
      CB
      Chubb Ltd
      $135.87B +12.9% +6.5% 12.4 1.1%
      PGR
      Progressive Corp/Oh/
      $125.19B +0.7% +16.3% 10.8 1.7%
      TKOMY
      Tokio Marine Holdings, Inc.
      $96.24B +37.0% 0.0%
      TRV
      Travelers Companies, Inc.
      $80.16B +33.5% +5.2% 10.3 3.1%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      284
      % held
      89.1%
      Reported
      142 of 274
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      269
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      5.2M
      Days to cover
      5.7d
      Change
      -47.7K sh
      View
      Short Volume
      Short vol %
      50%
      As of
      Aug 7, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      62
      Value
      $1.6K
      As of
      Jun 15, 2026
      View
      Off-Exchange
      Off-exchange %
      36.9%
      Week of
      Jul 6, 2026
      Off-exch Lit
      View
      Smart Money
      Congressional Trades Sell
      Member
      Greg Gianforte
      Amount
      $15.0K–$50.0K
      Traded
      Aug 11, 2020
      View
      Financials
      Financials
      Revenue (FY)
      $4.8B
      Net income (FY)
      $143.3M
      EPS diluted
      $2.29
      View
      Buybacks
      Authorized
      $500.0M
      Remaining
      $304.2M
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Aug 5, 2026
      This year
      12
      View
      Proposed Sales
      Value
      $17.5K
      Shares
      504
      Filed
      Feb 6, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Aug 6, 2026
      View
      Investor Relations
      Latest news
      Kemper Announces Quarterly Divide…
      Published
      Aug 5, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      KMPR +0.5% -3.1% -9.2% +0.5% -28.2%
      SPY +3.5% +2.4% +13.4% +3.5% +13.4%
      vs SPY -3.1% -5.6% -22.6% -3.1% -41.6%

      Capital returns

      Latest dividend
      $0.32 / share · ex May 18, 2026
      Raised 3.2%
      Paid (TTM)
      $1.28 / share · 4 payouts
      Dividend yield (TTM, derived)
      4.49%
      Buyback program · as of Jun 30, 2026
      Authorized
      $500.00M
      Spent (derived)
      $195.80M
      Remaining
      $304.20M
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 860748 CUSIP 488401100 13F (30d) 115 filings 113 filers Visit website Investor relations