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LNC · Lincoln National Corp

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$45.46 +0.18 (+0.40%) At close · Aug 14
Market Cap
$8.44B
Shares
191.45M

Price & Indicators

Indicators
Price
Panels
Event markers
20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$45.46 Open$45.38 Day$45.38–45.95 52W close$32.59–47.00 Avg vol 30d2.1M Short int10.5M · 5.5% float · 4.6d Short vol49% Last earningsJul 30, 2026 DataJan 2020–Aug 2026 Filing10-Q · Jul 30

Up next

Next earnings call
Oct 26, 2026 Est · unconfirmed · in 10 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
Latest filing: 10-Q
filed Jul 30, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Neutral
      SellHoldBuy
      Technical Neutral Momentum Very Strong Sentiment Neutral Fundamentals Weak Quant / Vol Moderate
      Market backdrop VIX 14.3 · calm Equity put/call 0.52
      Technical
      price trend
      Neutral
      50 / 200-day cross No cross
      Price vs 200-day avg +16%
      above
      Price vs 50-day avg +13%
      above
      RSI (14) 61
      neutral
      MACD trend Negative
      52-week position 89%
      near high
      Volume (OBV) Bearish div.
      distributing
      Momentum
      relative strength
      Very Strong
      1-month return +8%
      trailing
      6-month return +27%
      trailing
      YTD return +2%
      this year
      Relative strength +14%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $40 › 200d $39 — 50d above 200d
      Institutional flow Distributing
      -1% holders QoQ · +81 funds added
      Insider flow Distributing
      Net -$2.3M over 90 days · 100% sells
      Short interest Falling
      5.50% of float · ▼ -0.4% MoM · 4.6 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      612 holders — mid 3-yr range
      Squeeze score 62
      elevated · 0–100
      Fundamentals
      Weak
      Revenue growth −1%
      Y/Y
      EPS growth −68%
      Y/Y
      Buyback $714.0M
      remaining
      Balance sheet $5.4B
      net debt
      Quant / Vol
      risk profile
      Moderate
      Volatility 34%
      annualized · 1-yr
      Max drawdown −30%
      past year
      ATR 2.9%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the 8-K filed Feb 12, 2026
      Premium Growth · Medium Term 3% – 6%
      Supplemental Health as % of Premium · Medium Term 6% – 8%
      Spread-based Average Account Balance Mix · Medium Term 30% – 35%
      Small Market as % of Average Account Balance · Medium Term 19% – 20%
      Unallocated Net G&A Expense · Medium Term $220M – $240M
      SGUL as % of Reserve · Medium Term 15% – 20%
      Reserve Growth · Medium Term -5% – 5%
      FABN Issuance · Medium Term $750M – $2B
      Subsidiary Remittances · Medium Term $1.2B – $1.3B

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Neutral
      2 · 2 · 3
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +16% Bullish
      Price vs 50-day avg
      +13% Bullish
      RSI (14)
      61 Neutral
      MACD trend
      Negative Bearish
      52-week position
      89% Bullish
      Volume (OBV)
      Bearish div. Bearish
      Market signals — smart money & positioning
      Bearish · 2 of 6
      Trend (MA cross) No cross
      50d $40 › 200d $39 — 50d above 200d
      Institutional flow Distributing
      -1% holders QoQ · +81 funds added
      Insider flow Distributing
      Net -$2.3M over 90 days · 100% sells
      Short interest Falling
      5.50% of float · ▼ -0.4% MoM · 4.6 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      612 holders — mid 3-yr range
      Price context
      position in its 52-week range
      Range low $33 Now $45 · 89% Range high $47
      vs 200-day avg +16% vs 50-day avg +13%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      GAAP → non-GAAP reconciliation
      GAAP Adjusted Income (Loss) from Operations 450M
      -11M Preferred stock dividends declared
      = Adjusted Income (Loss) from Operations Available to Common Stockholders 439M
      Retirement Plan Services ending account balances $131B second quarter 2026 —
      Adjusted operating income available to common stockholders non-GAAP 326M Q1 2026 —
      Adjusted operating income per diluted share available to common stockholders non-GAAP $1.66 Q1 2026 —
      Annualized consolidated alternative investment income returns 12.3% Q1 2026 —
      Annuities average account balances, net of reinsurance 175B Q4 FY2025 —
      Life Insurance annualized alternative investment income returns 11.9% Q4 FY2025 —
      Life Insurance average account balances, net of reinsurance 49B Q4 FY2025 —

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Insurance - Life — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      LNC
      Lincoln National Corp
      this stock
      		$8.44B +2.1% -1.2% — 5.5%
      CILJF
      China Life Insurance Co Ltd
      		 $97.80B +0.3% — — 0.0%
      MFC
      Manulife Financial Corp
      		 $72.76B +22.5% — — 0.8%
      MET
      Metlife Inc
      		 $61.43B +23.7% +8.6% 18.5 1.8%
      AFL
      Aflac Inc
      		 $61.01B +10.1% -9.3% 13.1 2.5%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      612
      % held
      87.6%
      Net QoQ
      +6.4M sh
      Top holder
      Bain Capital Prairie, LLC
      Held Float
      View
      Held by Funds
      Fund positions
      584
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      10.5M
      Days to cover
      4.6d
      Change
      -40.3K sh
      View
      Short Volume
      Short vol %
      49%
      As of
      Aug 14, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      778
      Value
      $27.5K
      As of
      Jul 1, 2026
      View
      Off-Exchange
      Off-exchange %
      41.5%
      Week of
      Jul 6, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$2.3M
      Buyers / Sellers
      0 / 3
      Buyers Sellers
      View
      Congressional Trades Sell
      Member
      Lisa McClain
      Amount
      $1.0K–$15.0K
      Traded
      Jun 17, 2025
      View
      Financials
      Financials
      Revenue (FY)
      $18.2B
      Net income (FY)
      $1.2B
      EPS diluted
      $5.83
      View
      Buybacks
      Authorized
      $1.5B
      Remaining
      $714.0M
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Aug 10, 2026
      This year
      12
      View
      Proposed Sales
      Value
      $398.3K
      Shares
      15.0K
      Filed
      Aug 12, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 30, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      LNC -1.2% +7.6% +27.4% -0.3% +2.1%
      SPY +0.4% +4.5% +13.8% +3.9% +13.9%
      vs SPY -1.6% +3.2% +13.6% -4.3% -11.8%

      Capital returns

      Latest dividend
      $0.45 / share · ex Jul 10, 2026
      Declared · upcoming
      $0.45 / share · ex Oct 9, 2026
      Raised 7.1%
      Paid (TTM)
      $1.80 / share · 4 payouts
      Dividend yield (TTM, derived)
      3.96%
      Buyback program · as of Jun 30, 2026
      Authorized
      $1.50B
      Spent (derived)
      $786.00M
      Remaining
      $714.00M
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 59558 CUSIP 534187109 13F (30d) 588 filings 559 filers Visit website Investor relations

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