PFS · Provident Financial Services Inc
Price & Indicators
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Metrics snapshot
Useful current figures from the complete screener profile.
AI Brief
Q2 FY26 earnings call · Jul 30, 2026TL;DR. Provident reported record Q2 2026 results with NIM expanding 8 bps to 3.48% and 17% YTD EPS growth, while raising full-year loan/deposit growth guidance to the high end (5-6%) and lifting quarterly non-interest income guidance to $29M from $28.5M.
- + YTD 2026 EPS grew 17% year-over-year with record revenues and net interest income.
- + Raised full-year loan and deposit growth guidance to the high end of the initial range, now 5-6%.
- + Raised Q3/Q4 non-interest income guidance to $29 million per quarter from $28.5 million.
- + Record $3.17 billion loan pipeline with CRE and C&I pipelines each above $1 billion for the second consecutive quarter.
- − Provision for credit losses of $9.3 million in Q2 vs. a $2.1 million recapture in Q1.
- − Deposit environment has become very competitive, with deposit costs expected to rise 1-2 bps in coming quarters.
- − Senior housing non-accrual relationship totals $82 million, with resolution pending bankruptcy proceedings by year-end.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders NeutralIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
PFS
this stock
Provident Financial Services Inc
|
$3.04B | +18.0% | +7.1% | 9.7 | 4.2% |
|
MFG
Mizuho Financial Group Inc
|
$138.58B | +56.4% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$119.92B | -36.1% | -3.2% | — | 0.7% |
|
CIXPF
CaixaBank/ADR
|
$107.26B | +26.7% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$105.48B | -1.4% | — | — | 0.6% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| PFS | -1.1% | -6.8% | +14.8% | -0.4% | +18.0% |
| SPY | -1.2% | -1.8% | +17.8% | -0.4% | +12.1% |
| vs SPY | +0.1% | -5.1% | -3.0% | -0.1% | +5.9% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.