PRHI · Presurance Holdings, Inc.
Market Cap
$28.36M
Shares
3.75M
Volume · Oct 20
24.07K
Avg daily vol (3M)
21.02K
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$6.94
Open$7.50
Day$6.93–7.66
52W close$3.36–10.57
Avg vol 30d22K
Short int3K · 0.1% float · 1.0d
Short vol41%
Last earningsAug 14, 2024
DataJan 2020–Oct 2026
Filing10-Q · Aug 12
Up next
filed Aug 12, 2026
Metrics snapshot
Useful current figures from the complete screener profile.
Revenue (TTM)
$31.98M
Trailing 12 months
Net income (TTM)
−$15.85M
Trailing 12 months
Revenue growth YoY
-43.3%
Year over year
Operating margin
-57.7%
Trailing 12 months
P / E (TTM)
—
Trailing earnings
FCF yield
—
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
$28.87M
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
+114.5%
Year over year · more shares
Price change (1Y)
—
Trailing year
Short interest
0.1%
Latest settlement · 1.0 days to cover
Quarterly results
* Q4 derived as the full year minus Q1 to Q3.
Equibles Rating
blended score · not investment adviceOverall
Sell
SellHoldBuy
Technical
Neutral
Momentum
Strong
Sentiment
Neutral
Fundamentals
Weak
Quant / Vol
Very High
Market backdrop
VIX 18.4 · elevated
Equity put/call 0.55
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+26%
above
Price vs 50-day avg
−4%
below
RSI (14)
42
neutral
MACD trend
Negative
52-week position
50%
mid-range
Momentum
relative strength
1-month return
−9%
trailing
6-month return
+50%
trailing
YTD return
+39%
this year
Relative strength
+42%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $7 › 200d $5 — 50d above 200d
Institutional flow
Distributing
2 of 10 funds reported for Sep 30 · net -562 sh shares
Insider flow
Accumulating
Net +$232.7K over 90 days · 17% sells
Short interest
Falling
0.09% of float · ▼ -47.3% MoM · 1.0 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr low
10 holders — near 3-yr low, contrarian setup
Squeeze score
37
low risk · 0–100
Fundamentals
Revenue growth
−36%
Y/Y
EPS growth
−178%
Y/Y
Free cash flow
$-13.5M
Balance sheet
$15.2M
net cash
Quant / Vol
risk profile
Volatility
115%
annualized · 1-yr
Max drawdown
−68%
past year
ATR
12.7%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Neutral
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+26%
Bullish
Price vs 50-day avg
−4%
Neutral
RSI (14)
42
Neutral
MACD trend
Negative
Bearish
52-week position
50%
Neutral
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross)
No cross
50d $7 › 200d $5 — 50d above 200d
Institutional flow
Distributing
2 of 10 funds reported for Sep 30 · net -562 sh shares
Insider flow
Accumulating
Net +$232.7K over 90 days · 17% sells
Short interest
Falling
0.09% of float · ▼ -47.3% MoM · 1.0 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr low
10 holders — near 3-yr low, contrarian setup
Price context
position in its 52-week range
Range low $3
Now $7 · 50%
Range high $11
vs 200-day avg +26%
vs 50-day avg -4%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Accident year combined ratio | 104.3% | Six Months Ended June 30, 2026 | — |
| Adjusted operating income non-GAAP | 384K | Six Months Ended June 30, 2026 | — |
| Adjusted operating income per share, diluted non-GAAP | $0.12 | Six Months Ended June 30, 2026 | — |
| Book value per common share outstanding | $7.41 | As of June 30, 2026 | — |
| Commercial lines premium as percentage of total gross written premium | 0% | Q2 2026 | — |
| Personal Lines accident year combined ratio | 93.2% | Six Months Ended June 30, 2026 | — |
| Personal Lines combined ratio | 96.5% | Six Months Ended June 30, 2026 | — |
| Personal Lines expense ratio | 35.4% | Six Months Ended June 30, 2026 | — |
| Personal lines premium as percentage of total gross written premium | 100% | Q2 2026 | — |
| Adjusted operating income per share non-GAAP | $0.35 | the second quarter of 2026 filing | — |
| underwriting combined ratio | 69.5% | the three months ended June 30, 2026 filing | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Insurance - Property & Casualty — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
PRHI
this stock
Presurance Holdings, Inc.
|
$28.36M | — | -35.6% | — | 0.1% |
|
CB
Chubb Ltd
|
$138.76B | +14.6% | +6.5% | 12.7 | 0.8% |
|
PGR
Progressive Corp/Oh/
|
$127.38B | -2.5% | +16.3% | 11.0 | 1.2% |
|
TRV
Travelers Companies, Inc.
|
$80.45B | +36.4% | +5.2% | 10.3 | 2.9% |
|
ALL
Allstate Corp
|
$62.95B | +20.1% | +5.6% | 5.0 | 2.8% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| PRHI | -13.3% | -8.7% | +50.2% | +8.6% | +39.1% |
| SPY | -1.2% | -0.6% | +8.1% | +0.8% | +12.8% |
| vs SPY | -12.1% | -8.1% | +42.1% | +7.8% | +26.3% |