Skip to main content
RPAY logo

RPAY · Repay Holdings Corp

Track RPAY — free
$3.66 -0.17 (-4.44%) At close · Aug 14
Market Cap
$328.89M
Shares
89.86M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$3.66 Open$3.85 Day$3.65–3.87 52W close$2.40–5.96 Avg vol 30d448K Short int4.1M · 4.6% float · 9.5d Short vol37% Last earningsAug 10, 2026 DataJan 2020–Aug 2026 Filing10-Q · Aug 10

Up next

Next earnings call
Nov 13, 2026 Est · unconfirmed · in 13 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Aug 10, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Sell
      SellHoldBuy
      Technical Neutral Momentum Strong Sentiment Neutral Fundamentals Weak Quant / Vol Very High
      Market backdrop VIX 14.3 · calm Equity put/call 0.52
      Technical
      price trend
      Neutral
      50 / 200-day cross No cross
      Price vs 200-day avg +4%
      above
      Price vs 50-day avg −3%
      below
      RSI (14) 42
      neutral
      MACD trend Negative
      52-week position 35%
      mid-range
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Strong
      1-month return −6%
      trailing
      6-month return +20%
      trailing
      YTD return 0%
      this year
      Relative strength +6%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $4 › 200d $4 — 50d above 200d
      Institutional flow Distributing
      -5% holders QoQ · +16 funds added
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Falling
      4.60% of float · ▼ -1.4% MoM · 9.5 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr low
      139 holders — near 3-yr low, contrarian setup
      Squeeze score 58
      elevated · 0–100
      Fundamentals
      Weak
      Revenue growth −1%
      Y/Y
      Gross margin 75%
      contracting
      EPS growth −2627%
      Y/Y
      Free cash flow $90.8M
      Balance sheet $310.9M
      net debt
      Quant / Vol
      risk profile
      Very High
      Volatility 71%
      annualized · 1-yr
      Max drawdown −60%
      past year
      ATR 5.4%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the 8-K filed Aug 10, 2026
      Full Year 2026
      Revenue $490M – $500M
      Adjusted EBITDA Non-GAAP $168.5M – $176M
      Free Cash Flow Conversion Non-GAAP 30%
      Adjusted Free Cash Flow Conversion Non-GAAP 35%
      FY 2026
      Reported Growth 60%
      Adjusted EBITDA Margins Non-GAAP 35%
      Organic Growth Non-GAAP 10% – 12%
      Normalized Growth Non-GAAP 7% – 9%
      Prior guidance period ended · from the 8-K filed Nov 10, 2025
      Normalized gross profit growth · fourth quarter 2025 6% – 8%
      Free Cash Flow Conversion · fourth quarter 2025 at least 50%
      Free Cash Flow Conversion · Q4 at least 50%
      Guided vs delivered · last 1 settled
      Revenue 2024
      guided $314M – $320M
      $313.04M Miss −1.2%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Neutral
      1 · 5 · 1
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +4% Bullish
      Price vs 50-day avg
      −3% Neutral
      RSI (14)
      42 Neutral
      MACD trend
      Negative Bearish
      52-week position
      35% Neutral
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Mixed
      Trend (MA cross) No cross
      50d $4 › 200d $4 — 50d above 200d
      Institutional flow Distributing
      -5% holders QoQ · +16 funds added
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Falling
      4.60% of float · ▼ -1.4% MoM · 9.5 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr low
      139 holders — near 3-yr low, contrarian setup
      Price context
      position in its 52-week range
      Range low $2 Now $4 · 35% Range high $6
      vs 200-day avg +4% vs 50-day avg -3%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      Adjusted Free Cash Flow non-GAAP $29.3M Q2 2026
      Adjusted free cash flow conversion non-GAAP 50% Six Months Ended June 30, 2026
      Normalized Organic revenue growth non-GAAP 4% Q2 FY2026
      Organic revenue growth non-GAAP 6% Q2 FY2026
      Organic Revenue Growth, excl. political media 4% Q2 2026
      Adjusted EBITDA margin non-GAAP 42% Q1 2026

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Software - Infrastructure — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      RPAY
      Repay Holdings Corp
      this stock
      $328.89M +0.3% -1.2% 4.6%
      MSFT
      Microsoft Corp
      $3.68T +2.4% +6.9% 27.6 1.1%
      ORCL
      Oracle Corp
      $433.57B -22.8% +17.3% 25.8 1.7%
      PLTR
      Palantir Technologies Inc.
      $418.23B -2.1% +56.2% 148.8 2.8%
      PANW
      Palo Alto Networks Inc
      $313.18B +108.6% +29.0% 315.0 2.6%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      139
      % held
      79.5%
      Net QoQ
      -838.3K sh
      Top holder
      Forager Capital Managemen…
      Held Float
      View
      Held by Funds
      Fund positions
      156
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      4.1M
      Days to cover
      9.5d
      Change
      -58.5K sh
      View
      Short Volume
      Short vol %
      37%
      As of
      Aug 14, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      2.9K
      Value
      $11.8K
      As of
      Jul 10, 2026
      View
      Off-Exchange
      Off-exchange %
      27.5%
      Week of
      Jul 6, 2026
      Off-exch Lit
      View
      Financials
      Financials
      Revenue (FY)
      $309.3M
      Net income (FY)
      $-256.7M
      EPS diluted
      $-3.00
      View
      Buybacks
      Authorized
      shares 3.1M
      View
      Filings
      SEC Filings
      Latest
      Investor Event Transcript
      Filed
      Aug 12, 2026
      This year
      17
      View
      Proposed Sales
      Value
      $153.9K
      Shares
      26.4K
      Filed
      Sep 12, 2025
      View
      Earnings & Events
      Earnings Calls
      Last call
      Aug 12, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      RPAY -7.3% -5.7% +19.6% -8.5% +0.3%
      SPY +0.4% +4.5% +13.8% +3.9% +13.9%
      vs SPY -7.7% -10.1% +5.8% -12.4% -13.6%

      Capital returns

      Buyback program · as of Aug 7, 2025
      Authorized
      shares 3.10M
      Spent (derived)
      Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1720592 CUSIP 76029L100 13F (30d) 139 filings 136 filers Visit website Investor relations