6-K

SUMITOMO MITSUI FINANCIAL GROUP, INC. (SMFG)

6-K 2025-08-14 For: 2025-08-14
View Original
Added on April 11, 2026

UNITED STATES SECURITIESAND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 6-K

REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16 UNDER

THE SECURITIES EXCHANGE ACT OF 1934

For the month of August 2025

Commission File Number 001-34919

SUMITOMO MITSUI FINANCIAL GROUP, INC.

(Translation of registrant’s name into English)

1-2, Marunouchi 1-chome, Chiyoda-ku, Tokyo 100-0005, Japan

(Address of principal executive offices)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F: Form 20-F ☒ Form 40-F ☐

THIS REPORT ON FORM 6-K SHALL BE DEEMED TO BE INCORPORATED BY REFERENCE INTO THE PROSPECTUS FORMING A PART OF SUMITOMO MITSUI FINANCIAL GROUP, INC.’S REGISTRATION STATEMENT ON FORM F-3 (FILE NO. 333-276219) AND TO BE A PART OF SUCH PROSPECTUS FROM THE DATE ON WHICH THIS REPORT IS FURNISHED, TO THE EXTENT NOT SUPERSEDED BY DOCUMENTS OR REPORTS SUBSEQUENTLY FILED OR FURNISHED.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

Sumitomo Mitsui Financial Group, Inc.
By: /s/ Jun Okahashi
Name: Jun Okahashi
Title: Executive Officer & General Manager,<br><br><br>Financial Accounting Dept

Date: August 14, 2025

Capital Ratio as of June 30, 2025

TOKYO, August 14, 2025 --- Sumitomo Mitsui Financial Group, Inc. announced today capital ratios and the related information as of June 30, 2025.

I. Sumitomo Mitsui Financial Group (on a consolidated basis)

(BIS guidelines) (Billions of yen, except ratios)
June 30,<br> 2025 March 31,<br> 2025
--- --- --- --- --- --- --- --- --- ---
Change
(1) Total capital ratio (4) / (7) 15.39 0.21 % 15.18
(2) Tier 1 capital ratio (5) / (7) 14.53 0.30 % 14.23
(3) Common equity Tier 1 capital ratio (6) / (7) 12.53 0.09 % 12.44
(4) Total capital 14,479.0 ¥ 334.9 14,144.1
(5) Tier 1 capital 13,673.5 414.7 13,258.8
(6) Common equity Tier 1 capital 11,794.7 209.6 11,585.1
(7) Risk weighted assets 94,057.1 940.0 93,117.1
(8) Required capital (7) X 8% 7,524.6 75.2 7,449.4
(9) Leverage Ratio 5.25 0.24 % 5.01

All values are in Japanese Yen.

II. Sumitomo Mitsui Banking Corporation (on a consolidated basis)

(BIS guidelines) (Billions of yen, except ratios)
June 30,<br> 2025 March 31,<br> 2025
--- --- --- --- --- --- --- --- --- ---
Change
(1) Total capital ratio (4) / (7) 17.00 0.22 % 16.78
(2) Tier 1 capital ratio (5) / (7) 15.59 0.27 % 15.32
(3) Common equity Tier 1 capital ratio (6) / (7) 12.49 (0.01 )% 12.50
(4) Total capital 13,760.9 ¥ 167.6 13,593.3
(5) Tier 1 capital 12,617.6 206.9 12,410.7
(6) Common equity Tier 1 capital 10,107.6 (22.3 ) 10,129.9
(7) Risk weighted assets 80,909.5 (98.9 ) 81,008.5
(8) Required capital (7) X 8% 6,472.8 (7.9 ) 6,480.7
(9) Leverage Ratio 5.22 0.12 % 5.10

All values are in Japanese Yen.

III. Sumitomo Mitsui Banking Corporation (on a non-consolidated basis)

(BIS guidelines) (Billions of yen, except ratios)
June 30,<br> 2025 March 31,<br> 2025
--- --- --- --- --- --- --- --- --- ---
Change
(1) Total capital ratio (4) / (7) 15.51 0.79 % 14.72
(2) Tier 1 capital ratio (5) / (7) 13.84 0.81 % 13.03
(3) Common equity Tier 1 capital ratio (6) / (7) 10.48 0.47 % 10.01
(4) Total capital 11,387.6 ¥ 555.3 10,832.3
(5) Tier 1 capital 10,156.5 566.7 9,589.8
(6) Common equity Tier 1 capital 7,696.6 331.4 7,365.2
(7) Risk weighted assets 73,384.5 (172.0 ) 73,556.5
(8) Required capital (7) X 8% 5,870.8 (13.8 ) 5,884.5
(9) Leverage Ratio 4.72 0.31 % 4.41

All values are in Japanese Yen.

Information on capital structure of Sumitomo Mitsui Financial Group, Inc. and Sumitomo Mitsui Banking Corporation are available on our website at https://www.smfg.co.jp/english/investor/financial/basel_3.html