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UCB · United Community Banks Inc

Track UCB — free
Market Cap
$4.30B
Shares
120.58M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$35.64 Open$35.18 Day$35.18–35.73 52W close$28.94–37.09 Avg vol 30d765K Short int4.4M · 3.6% float · 5.8d Short vol81% Last earningsJul 21, 2026 DataJan 2020–Sep 2026 Filing10-Q · Aug 5

Up next

Next earnings call
Oct 20, 2026 Est · unconfirmed · in 6 wks
filed Aug 5, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$1.11B
Trailing 12 months
Net income (TTM)
$377.88M
Trailing 12 months
Revenue growth YoY
+7.3%
Year over year
Operating margin
Trailing 12 months
P / E (TTM)
11.7
Trailing earnings · reciprocal yield 8.6%
FCF yield
8.5%
TTM · current market cap
Return on invested capital
Trailing 12 months
Net cash
Latest balance sheet
Dividend yield
2.8%
Trailing 12 months
Shares change YoY
-0.8%
Year over year · fewer shares
Price change (1Y)
+6.1%
Trailing year
Short interest
3.6%
Latest settlement · 5.8 days to cover
View all 114 metrics

Equibles Rating

blended score · not investment advice
Overall
Strong Buy
SellHoldBuy
Technical Buy Momentum Very Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Very Low
Market backdrop VIX 14.5 · calm Equity put/call 0.58
Technical
price trend
Buy
50 / 200-day cross No cross
Price vs 200-day avg +6%
above
Price vs 50-day avg +0%
above
RSI (14) 53
neutral
MACD trend Negative
52-week position 82%
mid-range
Momentum
relative strength
Very Strong
1-month return 0%
trailing
6-month return +19%
trailing
YTD return +14%
this year
Relative strength +4%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $36 › 200d $33 — 50d above 200d
Institutional flow Accumulating
+5% holders QoQ · +58 funds added
Insider flow Distributing
Net -$860.9K over 90 days · 67% sells
Short interest Rising
3.63% of float · ▲ +13.2% MoM · 5.8 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
374 holders — near 3-yr high, broad support
Squeeze score 64
elevated · 0–100
Fundamentals
Excellent
Revenue growth +12%
Y/Y
EPS growth +28%
Y/Y
Free cash flow $356.5M
Valuation P/E 11.7
below peers
Buyback $200.0M
authorized
Balance sheet $190.4M
net cash
Quant / Vol
risk profile
Very Low
Volatility 25%
annualized · 1-yr
Max drawdown −19%
past year
ATR 1.8%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Buy
1 · 3 · 2
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+6% Bullish
Price vs 50-day avg
+0% Bullish
RSI (14)
53 Neutral
MACD trend
Negative Bearish
52-week position
82% Neutral
Market signals — smart money & positioning
Mixed
Trend (MA cross) No cross
50d $36 › 200d $33 — 50d above 200d
Institutional flow Accumulating
+5% holders QoQ · +58 funds added
Insider flow Distributing
Net -$860.9K over 90 days · 67% sells
Short interest Rising
3.63% of float · ▲ +13.2% MoM · 5.8 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
374 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $29 Now $36 · 82% Range high $37
vs 200-day avg +6% vs 50-day avg +0%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
UCB
United Community Banks Inc
this stock
$4.30B +14.2% +11.7% 11.7 3.6%
MFG
Mizuho Financial Group Inc
$135.92B +53.4% 0.1%
HDB
Hdfc Bank Ltd
$119.10B -36.6% -3.2% 0.5%
IBN
Icici Bank Ltd
$108.74B +1.7% 0.7%
CIXPF
CaixaBank/ADR
$105.73B +24.9% 0.1%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
374
% held
87.4%
Net QoQ
+3.9M sh
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
367
View
Short & Settlement
Short Interest Rising
Shares short
4.4M
Days to cover
5.8d
Change
+509.7K sh
View
Short Volume
Short vol %
81%
As of
Sep 4, 2026
Short Total
View
Fails to Deliver
FTD shares
72
Value
$2.6K
As of
Aug 5, 2026
View
Off-Exchange
Off-exchange %
33.0%
Week of
Jul 27, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net selling
Net (90d)
-$860.9K
Buyers / Sellers
1 / 2
Buyers Sellers
View
Congressional Trades Sell
Member
Jefferson Shreve
Amount
$50.0K–$100.0K
Traded
May 12, 2025
View
Financials
Financials
Revenue (FY)
$1.1B
Net income (FY)
$328.1M
EPS diluted
$2.62
View
Buybacks
Authorized · 2 programs
$200.0M
View
Filings
SEC Filings
Latest
8-K
Filed
Sep 1, 2026
This year
17
View
Proposed Sales
Value
$885.3K
Shares
25.0K
Filed
Jul 27, 2026
View
Earnings & Events
Earnings Calls
Last call
Jul 21, 2026
View
Investor Relations
Latest news
United Community Banks, Inc. Anno…
Published
Sep 1, 2026
View

Performance

5D 20D 120D MTD YTD
UCB +1.3% +0.4% +19.2% +2.3% +14.2%
SPY +0.1% -0.4% +15.1% +0.4% +12.9%
vs SPY +1.2% +0.8% +4.0% +1.9% +1.2%

Capital returns

Latest dividend
$0.25 / share · ex Jun 15, 2026
Declared · upcoming
$0.26 / share · ex Sep 15, 2026
Raised 4.2%
Paid (TTM)
$1.00 / share · 4 payouts
Dividend yield (TTM, derived)
2.81%
Buyback programs · 2 active · as of Jan 1, 2026
Authorized (total)
$200.00M
Spent (derived)
Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 857855 CUSIP 90984P303 13F (30d) 223 filings 222 filers Visit website Investor relations