UCB · United Community Banks Inc · Webcasts, Transcripts & Audio
$34.11
+0.34 (+1.01%)
At close · Oct 2
Return incl. dividend (before tax)
Market Cap
$4.13B
Shares
120.58M
Volume · Oct 2
943.82K
Avg daily vol (3M)
847.16K
United Community Banks Inc Webcasts
Earnings calls, investor updates, investor days and conferences for United Community Banks Inc (UCB), with available transcripts, audio replays and slides. Earnings calls also include available highlights, earnings releases and periodic filings.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▲27.4%
$223.41M
$81.45M
'22 Q4
23-01-17
▲22.4%
$219.90M
$62.30M
'23 Q1
23-04-18
▲3.5%
$213.92M
$63.29M
'23 Q2
23-07-18
▼5.6%
$204.26M
$47.87M
'23 Q3
23-10-18
▲14.2%
$255.17M
$14.09M
'23 Q4
24-01-24
▲8.6%
$238.74M
$62.63M
'24 Q1
24-04-24
▲14.6%
$245.26M
$66.61M
'24 Q2
24-07-24
▲6.4%
$217.28M
$47.35M
'24 Q3
24-10-23
▼1.7%
$250.85M
$75.80M
'24 Q4
25-01-22
▲3.7%
$247.68M
$71.41M
'25 Q1
25-04-22
▲6.1%
$260.24M
$78.73M
'25 Q2
25-07-23
▲27.4%
$276.85M
$91.49M
'25 Q3
25-10-22
▲11%
$278.39M
$86.45M
'25 Q4
26-01-14
▲11.6%
$276.51M
$84.29M
'26 Q1
26-04-21
LATEST
▲7.3%
$279.28M
$115.64M
'26 Q2
26-07-21
Earnings call
FY26 · Q3
2026-10-20
United Community Banks Inc (UCB) Q3 2026 Earnings Call
Scheduled
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Conference
Investor event
2026-09-08
United Community Banks Inc (UCB) September 2026 Conference Transcript
No reported result — non-financial event
Audio
Transcript
Slides
Earnings call
FY26 · Q2
2026-07-21
United Community Banks Inc (UCB) Q2 2026 Earnings Call
Confident tone
Capital and Liquidity
Loan Growth
Peach State Acquisition
Revenue
$279.28M
▲ 7.3% YoY Diluted EPS
$0.95
▲ 50.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Conference
Investor event
2026-06-12
United Community Banks Inc (UCB) June 2026 Conference Transcript
No reported result — non-financial event
Audio
Transcript
Slides
Earnings call
FY26 · Q1
2026-04-21
United Community Banks Inc (UCB) Q1 2026 Earnings Call Transcript
Confident tone
Mortgage banking
Peach State acquisition / M&A
Capital & balance sheet
Revenue
$276.51M
▲ 11.6% YoY Diluted EPS
$0.69
▲ 19% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-01-14
United Community Banks Inc (UCB) Q4 2025 Earnings Call Transcript
Confident tone
Loan Growth
Net Interest Margin and Asset Repricing
Non-Interest Income
Revenue
$278.39M*
▲ 11% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-22
United Community Banks Inc (UCB) Q3 2025 Earnings Call Transcript
Confident tone
Loan Growth
Capital Management
Credit Quality
Revenue
$276.85M
▲ 27.4% YoY Diluted EPS
$0.70
▲ 84.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-23
United Community Banks Inc (UCB) Q2 2025 Earnings Call Transcript
Confident tone
M&A and American National integration
Credit quality
Talent recruitment and expansion
Revenue
$260.24M
▲ 6.1% YoY Diluted EPS
$0.63
▲ 16.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-22
United Community Banks Inc (UCB) Q1 2025 Earnings Call Transcript
Confident tone
Loan growth
M&A and expansion
Capital strength and balance sheet
Revenue
$247.68M
▲ 3.7% YoY Diluted EPS
$0.58
▲ 13.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-01-22
United Community Banks Inc (UCB) Q4 2024 Earnings Call Transcript
Confident tone
Loan growth and portfolio mix
Net interest margin
Deposit costs and CD repricing
Revenue
$250.85M*
▼ 1.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-23
United Community Banks Inc (UCB) Q3 2024 Earnings Call Transcript
Positive tone
Manufactured housing portfolio sale
Net interest margin
Hurricane Helene impact
Revenue
$217.28M
▲ 6.4% YoY Diluted EPS
$0.38
▼ 2.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-24
United Community Banks Inc (UCB) Q2 2024 Earnings Call Transcript
Positive tone
Credit quality and charge-offs
FinTrust divestiture
CRE portfolio composition
Revenue
$245.26M
▲ 14.6% YoY Diluted EPS
$0.54
▲ 1.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-24
United Community Banks Inc (UCB) Q1 2024 Earnings Call Transcript
Positive tone
Credit quality
Navitas and long-haul trucking portfolio
Net interest margin and deposit pricing
Revenue
$238.74M
▲ 8.6% YoY Diluted EPS
$0.51
▼ 1.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-01-24
United Community Banks Inc (UCB) Q4 2023 Earnings Call Transcript
Positive tone
Loan portfolio
Navitas / long-haul trucking
Deposit growth and funding
Revenue
$255.17M*
▲ 14.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-10-18
United Community Banks Inc (UCB) Q3 2023 Earnings Call Transcript
Revenue
$204.26M
▼ 5.6% YoY Diluted EPS
$0.39
▼ 47.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-07-18
United Community Banks Inc (UCB) Q2 2023 Earnings Call Transcript
Revenue
$213.92M
▲ 3.5% YoY Diluted EPS
$0.53
▼ 13.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-04-18
United Community Banks Inc (UCB) Q1 2023 Earnings Call Transcript
Revenue
$219.90M
▲ 22.4% YoY Diluted EPS
$0.52
▲ 20.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-01-17
United Community Banks Inc (UCB) Q4 2022 Earnings Call Transcript
Revenue
$223.41M*
▲ 27.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-10-18
United Community Banks Inc (UCB) Q3 2022 Earnings Call Transcript
Revenue
$216.30M
▲ 12.6% YoY Diluted EPS
$0.74
▼ 9.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-07-19
United Community Banks Inc (UCB) Q2 2022 Earnings Call Transcript
Revenue
$206.76M
▲ 10.1% YoY Diluted EPS
$0.61
▼ 21.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-04-19
United Community Banks Inc (UCB) Q1 2022 Earnings Call Transcript
Revenue
$179.68M
▼ 5% YoY Diluted EPS
$0.43
▼ 47.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-01-19
United Community Banks Inc (UCB) Q4 2021 Earnings Call Transcript
Revenue
$175.38M*
▼ 4.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-10-19
United Community Banks Inc (UCB) Q3 2021 Earnings Call Transcript
Revenue
$192.17M
▲ 23.7% YoY Diluted EPS
$0.82
▲ 57.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-07-20
United Community Banks Inc (UCB) Q2 2021 Earnings Call Transcript
Revenue
$187.81M
▲ 61.9% YoY Diluted EPS
$0.78
▲ 143.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-04-20
United Community Banks Inc (UCB) Q1 2021 Earnings Call Transcript
Revenue
$189.05M
▲ 54.7% YoY Diluted EPS
$0.82
▲ 105% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-01-19
United Community Banks Inc (UCB) Q4 2020 Earnings Call Transcript
Revenue
$183.86M*
▲ 28.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-20
United Community Banks Inc (UCB) Q3 2020 Earnings Call Transcript
Revenue
$155.34M
▲ 6.9% YoY Diluted EPS
$0.52
▼ 13.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-07-21
United Community Banks Inc (UCB) Q2 2020 Earnings Call Transcript
Revenue
$116.00M
▼ 16.6% YoY Diluted EPS
$0.32
▼ 41.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-04-22
United Community Banks Inc (UCB) Q1 2020 Earnings Call Transcript
Revenue
$122.23M
▼ 8.3% YoY Diluted EPS
$0.40
▼ 27.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-01-21
United Community Banks Inc (UCB) Q4 2019 Earnings Call
Revenue
$143.32M*
▲ 5.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Showing 1–30 of 30 webcasts