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UCB · United Community Banks Inc

Track UCB — free
$34.11 +0.34 (+1.01%) At close · Oct 2
Market Cap
$4.13B
Shares
120.58M
Volume · Oct 2 943.82K Avg daily vol (3M) 847.16K

Price & Indicators

Drag to pan · scroll to zoom
20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$34.11 Open$34.01 Day$33.88–34.44 52W close$28.94–37.09 Avg vol 30d796K Short int5.1M · 4.3% float · 6.7d Short vol72% Last earningsOct 20, 2026 DataJan 2020–Oct 2026 Filing10-Q · Aug 5

Up next

Next earnings release
Oct 20, 2026 Announced · in 2 wks
Next earnings call
Oct 20, 2026 Scheduled · in 2 wks
filed Aug 5, 2026
call held Apr 21, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$1.11B
Trailing 12 months
Net income (TTM)
$377.88M
Trailing 12 months
Revenue growth YoY
+7.3%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
11.2
Trailing earnings · reciprocal yield 8.9%
FCF yield
8.8%
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
—
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
-0.8%
Year over year · fewer shares
Price change (1Y)
+9.5%
Trailing year
Short interest
4.3%
Latest settlement · 6.7 days to cover
View all 115 metrics

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Neutral Momentum Weak Sentiment Neutral Fundamentals Excellent Quant / Vol Low
Market backdrop VIX 15.3 · calm Equity put/call 0.58
Technical
price trend
Neutral
50 / 200-day cross No cross
Price vs 200-day avg +1%
above
Price vs 50-day avg −3%
below
RSI (14) 45
neutral
MACD trend Negative
52-week position 63%
mid-range
Momentum
relative strength
Weak
1-month return −4%
trailing
6-month return 0%
trailing
YTD return +9%
this year
Relative strength −12%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $35 › 200d $34 — 50d above 200d
Institutional flow Accumulating
2 of 373 funds reported for Sep 30 · net +765 sh shares
Insider flow Distributing
Net -$860.9K over 90 days · 67% sells
Short interest Rising
4.27% of float · ▲ +14.9% MoM · 6.7 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
373 holders — near 3-yr high, broad support
Squeeze score 60
elevated · 0–100
Fundamentals
Excellent
Revenue growth +12%
Y/Y
EPS growth +28%
Y/Y
Free cash flow $356.5M
Valuation P/E 11.2
below peers
Buyback $200.0M
authorized
Balance sheet $190.4M
net cash
Quant / Vol
risk profile
Low
Volatility 25%
annualized · 1-yr
Max drawdown −19%
past year
ATR 2.0%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Latest guidance · from the Earnings Call filed Jul 20, 2021
Navitas loan sales · per quarter $15M – $30M

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Neutral
1 · 4 · 1
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+1% Bullish
Price vs 50-day avg
−3% Neutral
RSI (14)
45 Neutral
MACD trend
Negative Bearish
52-week position
63% Neutral
Market signals — smart money & positioning
Mixed
Trend (MA cross) No cross
50d $35 › 200d $34 — 50d above 200d
Institutional flow Accumulating
2 of 373 funds reported for Sep 30 · net +765 sh shares
Insider flow Distributing
Net -$860.9K over 90 days · 67% sells
Short interest Rising
4.27% of float · ▲ +14.9% MoM · 6.7 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
373 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $29 Now $34 · 63% Range high $37
vs 200-day avg +1% vs 50-day avg -3%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
UCB
United Community Banks Inc
this stock
$4.13B +9.3% +11.7% 11.2 4.3%
MFG
Mizuho Financial Group Inc
$133.98B +48.8% — — 0.1%
HDB
Hdfc Bank Ltd
$118.26B -38.9% -3.2% — 0.7%
CIXPF
CaixaBank/ADR
$103.83B +26.7% — — 0.1%
IBN
Icici Bank Ltd
$100.21B -7.9% — — 0.6%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
373
% held
87.4%
Reported
2 of 373
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
364
View
Short & Settlement
Short Interest Rising
Shares short
5.1M
Days to cover
6.7d
Change
+666.6K sh
View
Short Volume
Short vol %
72%
As of
Oct 2, 2026
Short Total
View
Fails to Deliver
FTD shares
258
Value
$9.1K
As of
Sep 14, 2026
View
Off-Exchange
Off-exchange %
31.8%
Week of
Aug 31, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net selling
Net (90d)
-$860.9K
Buyers / Sellers
1 / 2
Buyers Sellers
View
Congressional Trades Sell
Member
Jefferson Shreve
Amount
$50.0K–$100.0K
Traded
May 12, 2025
View
Financials
Financials
Revenue (FY)
$1.1B
Net income (FY)
$328.1M
EPS diluted
$2.62
View
Buybacks
Authorized · 2 programs
$200.0M
View
Filings
SEC Filings
Latest
8-K
Filed
Sep 8, 2026
This year
20
View
Proposed Sales
Value
$885.3K
Shares
25.0K
Filed
Jul 27, 2026
View
Earnings & Events
Webcasts Upcoming
Next webcast
Oct 20, 2026
Last webcast
Sep 8, 2026
View
Investor Relations
Latest news
United Community Banks, Inc. Anno…
Published
Sep 30, 2026
Upcoming events
1
View

Performance

5D 20D 120D MTD YTD
UCB -0.4% -3.6% -0.2% +2.3% +9.3%
SPY -0.2% -0.5% +12.2% +0.9% +12.9%
vs SPY -0.1% -3.2% -12.4% +1.4% -3.6%

Capital returns

Buyback programs · 2 active · as of Jan 1, 2026
Authorized (total)
$200.00M
Spent (derived)
—
Remaining
—

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 857855 CUSIP 90984P303 13F (30d) 7 filings 7 filers Visit website Investor relations