UCB · United Community Banks Inc · Metrics
$36.99
-0.24 (-0.64%)
At close · Oct 23
Return incl. dividend (before tax)
Market Cap
$4.46B
Shares
120.58M
Volume · Oct 23
1.57M
Avg daily vol (3M)
900.56K
UCB metrics
97 of 122 screener metrics currently available.
Market overview
2 metricsShare price
$36.99
Market cap
$4.46B
Price action
20 metricsPrice change (1W)
+8.5%
Price change (30D)
+8.1%
Price change (3M)
+4.9%
Price change (6M)
+11.8%
Price change (YTD)
+18.5%
Price change (1Y)
+23.9%
Trailing year
Price change (5Y)
+3.5%
52-week high
$37.23
52-week low
$28.94
Change from 52-week high
-0.6%
Change from 52-week low
+27.8%
Annualized volatility
23.6%
Annualized volatility (3M)
20.3%
Beta
0.5
RSI (14D)
69.8
Price vs SMA 50
+6.4%
Price vs SMA 200
+8.9%
Avg volume (3M)
900,555
Relative volume
1.7
Average dollar volume
$31.54M
Company
3 metricsSector
Financial Services
Industry
Banks - Regional
Shares outstanding
120.58M
Valuation
12 metricsP / E (TTM)
12.1
Trailing earnings · reciprocal yield 8.2%
PEG ratio
0.2
EV / revenue
3.9×
reciprocal yield 25.3%
EV / EBITDA
—
EV / EBIT
—
P / sales
4.0×
reciprocal yield 24.9%
P / book
1.2
reciprocal yield 84.0%
FCF yield
8.1%
TTM · current market cap
Buyback yield
1.5%
P / FCF
12.3
reciprocal yield 8.1%
P / operating cash flow
11.5
reciprocal yield 8.7%
Earnings yield
8.5%
Historical valuation
8 metricsP / E historical average (3Y)
14.7×
reciprocal yield 6.8%
P / E historical average (5Y)
13.7×
reciprocal yield 7.3%
EV / revenue historical average (3Y)
3.5×
reciprocal yield 28.6%
EV / revenue historical average (5Y)
3.3×
reciprocal yield 29.9%
EV / EBIT historical average (3Y)
—
EV / EBIT historical average (5Y)
—
EV / EBITDA historical average (3Y)
—
EV / EBITDA historical average (5Y)
—
Dividends & buybacks
7 metricsDividend yield
2.7%
Trailing 12 months
Payout ratio
32.1%
Shareholder yield
4.2%
Dividend / share (TTM)
$1.01
Dividend growth YoY
+4.1%
Dividend growth streak
5+
Stored dividend history starts 2020
Last ex-dividend
2026-09-15
Earnings calendar
2 metricsNext earnings
—
Last earnings
2026-10-20
Profitability
9 metricsGross margin
—
Operating margin
—
Trailing 12 months
Net margin
34.0%
Gross profit (TTM)
—
Operating profit (TTM)
—
Net income (TTM)
$377.88M
Trailing 12 months
Diluted EPS (TTM)
$3.05
FCF margin
32.5%
Effective tax rate
22.6%
Growth
11 metricsRevenue growth YoY
+7.3%
Year over year
Net income growth YoY
+46.9%
Revenue (TTM)
$1.11B
Trailing 12 months
EPS growth YoY
+50.8%
Shares change YoY
-0.8%
Year over year · fewer shares
Revenue CAGR (3Y)
+8.8%
Revenue CAGR (5Y)
+13.0%
EPS CAGR (3Y)
+1.3%
EPS CAGR (5Y)
+6.5%
FCF CAGR (3Y)
-14.2%
FCF CAGR (5Y)
+20.5%
Quality
14 metricsReturn on equity
10.1%
Return on assets
1.3%
Debt / equity
0.1
Current ratio
—
EBITDA (TTM)
—
Free cash flow (TTM)
$361.19M
Quick ratio
—
Interest coverage
—
Net debt / EBITDA
—
Return on invested capital
—
Trailing 12 months
Net cash
$74.50M
Latest balance sheet
Cash & equivalents
$455.10M
Total assets
$29.05B
Total debt
$380.60M
Cash flow & spend
7 metricsOperating cash flow (TTM)
$388.48M
Capital expenditures (TTM)
$27.28M
R&D (TTM)
—
SG&A (TTM)
—
Stock compensation (TTM)
$13.25M
R&D / revenue
—
Stock compensation / revenue
1.2%
Ownership (13F)
9 metrics13F filers
373
13F filer change QoQ
+18
Institutional ownership
87.4%
Conviction holders (share of 13F filers)
0.0%
Crowding (high-turnover and private-fund holders)
19.7%
Private-fund adviser ownership
19.0%
Active holders' share change QoQ
+3.5%
Holder tenure
16.4
Price vs estimated holder cost
+9.3%
Ownership (registered funds)
1 metricsIndex-fund ownership
30.6%
Short interest
3 metricsShort interest
4.5%
Latest settlement · 5.9 days to cover
Days to cover
5.9d
Short-squeeze score
77 / 100
Insider activity
2 metricsNet insider buying (90D)
−$860,948
Insider-sentiment score
38 / 100
Risk flags
1 metricsGoing concern
—
Key facts
CIK
857855
CUSIP
90984P303
13F (30d)
70 filings
70 filers
Visit website
Investor relations