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UFCS · United Fire Group Inc

$52.05 -0.39 (-0.74%) At close · Jul 30
Market Cap
$1.34B
Shares
25.66M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$52.05 Open$52.57 Day$50.89–52.85 52W$25.54–54.42 Avg vol 30d174K Short int312K · 1.2% float · 2.0d Short vol78% Last earningsAug 4, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 6

Up next

Next earnings call
Aug 4, 2026 Scheduled · in 1 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 6, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Buy
      SellHoldBuy
      Technical Buy Momentum Strong Sentiment Bullish Fundamentals Excellent Quant / Vol Low
      Market backdrop VIX 17.1 · elevated Equity put/call 0.61
      Technical
      price trend
      Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +30%
      above
      Price vs 50-day avg +6%
      above
      RSI (14) 56
      neutral
      MACD trend Negative
      52-week position 92%
      near high
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Strong
      1-month return −3%
      trailing
      6-month return +39%
      trailing
      YTD return +43%
      this year
      Relative strength +29%
      vs S&P · 6-mo
      Sentiment
      smart money
      Bullish
      Trend (MA cross) No cross
      50d $49 › 200d $40 — 50d above 200d
      Institutional flow Distributing
      49 of 220 funds reported for Jun 30 · net -15.8K sh shares · +6 new
      Insider flow Accumulating
      Net +$203.5K over 90 days · 0% sells
      Short interest Falling
      1.22% of float · ▼ -26.3% MoM · 2.0 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      220 holders — near 3-yr high, broad support
      Squeeze score 56
      elevated · 0–100
      Fundamentals
      Excellent
      Revenue growth +11%
      Y/Y
      EPS growth +87%
      Y/Y
      Valuation P/E 10.5
      below peers
      Balance sheet $34.9M
      net debt
      Quant / Vol
      risk profile
      Low
      Volatility 33%
      annualized · 1-yr
      Max drawdown −13%
      past year
      ATR 3.1%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the Earnings Call filed Dec 31, 2025
      Modeled annual expected catastrophe loss ratio · 2026 Initiated up to 5%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      1 · 3 · 3
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +30% Bullish
      Price vs 50-day avg
      +6% Bullish
      RSI (14)
      56 Neutral
      MACD trend
      Negative Bearish
      52-week position
      92% Bullish
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Bullish · 3 of 6
      Trend (MA cross) No cross
      50d $49 › 200d $40 — 50d above 200d
      Institutional flow Distributing
      49 of 220 funds reported for Jun 30 · net -15.8K sh shares · +6 new
      Insider flow Accumulating
      Net +$203.5K over 90 days · 0% sells
      Short interest Falling
      1.22% of float · ▼ -26.3% MoM · 2.0 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      220 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      52-wk low $26 Now $52 · 92% 52-wk high $54
      vs 200-day avg +30% vs 50-day avg +6%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      Adjusted book value per share non-GAAP $38.61 Q1 2026
      Adjusted operating income per diluted share non-GAAP $1.16 Q1 2026
      Book value per share $37.06 Q1 2026
      Return on equity 12.7% Q1 2026
      Catastrophe loss ratio 3.2% Full year 2025
      Underlying loss ratio non-GAAP 56.3% Full year 2025

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Insurance - Property & Casualty — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      UFCS
      United Fire Group Inc
      this stock
      $1.34B +43.2% +10.6% 10.5 1.2%
      CB
      Chubb Ltd
      $135.81B +12.5% +6.5% 12.4 1.1%
      PGR
      Progressive Corp/Oh/
      $124.63B -0.4% +16.3% 10.9 1.6%
      TKOMY
      Tokio Marine Holdings, Inc.
      $98.28B +39.3% 0.0%
      TRV
      Travelers Companies, Inc.
      $78.42B +30.1% +5.2% 10.1 3.1%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      220
      % held
      64.7%
      Reported
      49 of 220
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      250
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      312.0K
      Days to cover
      2.0d
      Change
      -111.1K sh
      View
      Short Volume
      Short vol %
      78%
      As of
      Jul 30, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      10
      Value
      $525
      As of
      Jul 8, 2026
      View
      Off-Exchange
      Off-exchange %
      40.4%
      Week of
      May 4, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net buying
      Net (90d)
      +$203.5K
      Buyers / Sellers
      1 / 0
      Buyers Sellers
      View
      Financials
      Financials
      Revenue (FY)
      $1.4B
      Net income (FY)
      $118.2M
      EPS diluted
      $4.48
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jul 17, 2026
      This year
      10
      View
      Proposed Sales
      Value
      $159.4K
      Shares
      4.3K
      Filed
      Feb 24, 2026
      View
      Earnings & Events
      Earnings Calls Upcoming
      Next call
      Aug 4, 2026
      Last call
      May 5, 2026
      View
      Investor Relations
      Latest news
      United Fire Group, Inc. announces…
      Published
      Jul 17, 2026
      Upcoming events
      1
      View

      Performance

      5D 20D 120D MTD YTD
      UFCS +5.3% -2.6% +38.7% -0.7% +43.2%
      SPY +0.5% -0.6% +9.5% -0.7% +8.8%
      vs SPY +4.8% -2.0% +29.2% -0.1% +34.4%

      Capital returns

      Latest dividend
      $0.20 / share · ex Jun 5, 2026
      Raised 25%
      Paid (TTM)
      $0.52 / share · 3 payouts
      Dividend yield (TTM, derived)
      1.00%

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 101199 CUSIP 910340108 13F (30d) 64 filings 43 filers Visit website Investor relations