UFCS · United Fire Group Inc · Earnings Call Transcripts & Audio
Market Cap
$1.41B
Shares
25.71M
United Fire Group Inc Earnings Call Transcripts
Quarterly earnings calls for United Fire Group Inc (UFCS), with available speaker-labelled transcripts, captured audio replays, call highlights, 8-K earnings releases and periodic filings. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▼5.2%
$235.57M
−$22.98M
'22 Q3
22-11-03
▲2.8%
$280.16M
$20.12M
'22 Q4
23-02-16
▲9%
$267.10M
$694,000
'23 Q1
23-05-09
▲21.7%
$267.09M
−$56.38M
'23 Q2
23-08-08
▲16.3%
$273.95M
$6.38M
'23 Q3
23-11-02
▲2.6%
$287.32M
$19.61M
'23 Q4
24-02-14
▲10.8%
$296.00M
$13.50M
'24 Q1
24-05-08
▲12.8%
$301.17M
−$2.73M
'24 Q2
24-08-07
▲17.9%
$322.96M
$19.75M
'24 Q3
24-11-06
▲16%
$333.18M
$31.44M
'24 Q4
25-02-12
▲11.9%
$331.12M
$17.70M
'25 Q1
25-05-07
▲11.4%
$335.47M
$22.95M
'25 Q2
25-08-06
▲9.6%
$354.02M
$39.19M
'25 Q3
25-11-05
▲9.8%
$365.81M
$38.35M
'25 Q4
26-02-11
▲11.6%
$369.44M
$30.05M
'26 Q1
26-05-06
LATEST
▲14.4%
$383.73M
$33.37M
'26 Q2
26-08-04
Earnings call
FY26 · Q2
2026-08-04
United Fire Group Inc (UFCS) Q2 2026 Earnings Call Transcript
Confident tone
Investment income
Underwriting performance and combined ratio
Premium growth and production
Revenue
$383.73M
▲ 14.4% YoY Diluted EPS
$1.29
▲ 48.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-05-06
United Fire Group Inc (UFCS) Q1 2026 Earnings Call Transcript
Confident tone
Underwriting discipline and selective growth
Expense ratio improvement
Core Commercial growth
Revenue
$369.44M
▲ 11.6% YoY Diluted EPS
$1.15
▲ 71.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-02-11
United Fire Group Inc (UFCS) Q4 2025 Earnings Call Transcript
Confident tone
Record 2025 financial results
Three-year transformation
Expense ratio and technology investments
Revenue
$365.81M*
▲ 9.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-11-05
United Fire Group Inc (UFCS) Q3 2025 Earnings Call Transcript
Confident tone
Underwriting and combined ratio results
Net income and financial performance
Premium growth and retention
Revenue
$354.02M
▲ 9.6% YoY Diluted EPS
$1.49
▲ 96.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-08-06
United Fire Group Inc (UFCS) Q2 2025 Earnings Call Transcript
Confident tone
Combined ratio and underwriting profitability
Rate adequacy and pricing
Retention and portfolio management
Revenue
$335.47M
▲ 11.4% YoY Diluted EPS
$0.87
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-05-07
United Fire Group Inc (UFCS) Q1 2025 Earnings Call Transcript
Confident tone
Policy administration system investment
Expense ratio
Net written premium growth
Revenue
$331.12M
▲ 11.9% YoY Diluted EPS
$0.67
▲ 28.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-02-12
United Fire Group Inc (UFCS) Q4 2024 Earnings Call Transcript
Confident tone
Social inflation and liability reserves
Rate achievement and pricing
Catastrophe and reinsurance
Revenue
$333.18M*
▲ 16% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-11-06
United Fire Group Inc (UFCS) Q3 2024 Earnings Call Transcript
Confident tone
Underwriting and Combined Ratio Improvement
Core Commercial Business
Catastrophe and Hurricane Risk Management
Revenue
$322.96M
▲ 17.9% YoY Diluted EPS
$0.76
▲ 204% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-08-07
United Fire Group Inc (UFCS) Q2 2024 Earnings Call Transcript
Positive tone
Reserve position and loss trends
Core commercial growth and pricing
Expense ratio management
Revenue
$301.17M
▲ 12.8% YoY Diluted EPS
$-0.11
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-05-08
United Fire Group Inc (UFCS) Q1 2024 Earnings Call Transcript
Confident tone
Pricing and rate adequacy
Underwriting results and combined ratio
Net written premium growth
Revenue
$296.00M
▲ 10.8% YoY Diluted EPS
$0.52
▲ 1633.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-02-14
United Fire Group Inc (UFCS) Q4 2023 Earnings Call Transcript
Positive tone
Reserve development and casualty severity
Expense reduction and workforce
Premium growth and pricing
Revenue
$287.32M*
▲ 2.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-11-02
United Fire Group Inc (UFCS) Q3 2023 Earnings Call Transcript
Revenue
$273.95M
▲ 16.3% YoY Diluted EPS
$0.25
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-08-08
United Fire Group Inc (UFCS) Q2 2023 Earnings Call Transcript
Revenue
$267.09M
▲ 21.7% YoY Diluted EPS
$-2.23
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-05-09
United Fire Group Inc (UFCS) Q1 2023 Earnings Call Transcript
Revenue
$267.10M
▲ 9% YoY Diluted EPS
$0.03
▼ 97.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-02-16
United Fire Group Inc (UFCS) Q4 2022 Earnings Call Transcript
Revenue
$280.16M*
▲ 2.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-11-03
United Fire Group Inc (UFCS) Q3 2022 Earnings Call Transcript
Revenue
$235.57M
▼ 5.2% YoY Diluted EPS
$-0.91
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-08-04
United Fire Group Inc (UFCS) Q2 2022 Earnings Call Transcript
Revenue
$219.54M
▼ 10.2% YoY Diluted EPS
$-0.42
▼ 177.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-05-05
United Fire Group Inc (UFCS) Q1 2022 Earnings Call Transcript
Revenue
$245.01M
▼ 18.5% YoY Diluted EPS
$1.12
▲ 51.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-02-15
United Fire Group Inc (UFCS) Q4 2021 Earnings Call Transcript
Revenue
$272.50M*
▼ 12.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-11-04
United Fire Group Inc (UFCS) Q3 2021 Earnings Call Transcript
Revenue
$248.54M
▼ 11.9% YoY Diluted EPS
$-0.38
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-08-04
United Fire Group Inc (UFCS) Q2 2021 Earnings Call Transcript
Revenue
$244.41M
▼ 17.9% YoY Diluted EPS
$0.54
▲ 125% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-05-05
United Fire Group Inc (UFCS) Q1 2021 Earnings Call Transcript
Revenue
$300.74M
▲ 69.1% YoY Diluted EPS
$0.74
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-02-17
United Fire Group Inc (UFCS) Q4 2020 Earnings Call Transcript
Revenue
$310.90M
▲ 6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-11-04
United Fire Group Inc (UFCS) Q3 2020 Earnings Call Transcript
Revenue
$282.12M
▼ 5.3% YoY Diluted EPS
$-1.49
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-07-29
United Fire Group Inc (UFCS) Q2 2020 Earnings Call Transcript
Revenue
$297.80M
▼ 2.1% YoY Diluted EPS
$0.24
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-05-06
United Fire Group Inc (UFCS) Q1 2020 Earnings Call Transcript
Revenue
$177.81M
▼ 41.8% YoY Diluted EPS
$-2.90
▼ 266.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-02-18
United Fire Group Inc (UFCS) Q4 2019 Earnings Call
Revenue
$293.37M
▲ 16.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Showing 1–27 of 27 earnings calls