UFCS · United Fire Group Inc
Price & Indicators
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Metrics snapshot
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AI Brief
Q2 FY26 earnings call · Aug 4, 2026TL;DR. UFG reported record Q2 net income of $33.4 million (up 45%) and record net written premium of $406.4 million (up 9%), driven by its best second-quarter combined ratio in 15 years at 95.3% and a 33% jump in net investment income, yielding a 13.2% YTD return on equity, its strongest first-half performance in two decades.
- + Record Q2 net income of $33.4 million, up 45% year-over-year
- + Record net written premium of $406.4 million, up 9% led by core commercial
- + Combined ratio improved 1.1 points to 95.3%, the best Q2 in over 15 years
- + Net investment income jumped 33% to $28.9 million, highest level in over a decade
- + YTD return on equity of 13.2%, the strongest first-half performance in 20 years
- + Book value per share rose 3.1% to $38.02 and adjusted book value rose to $39.72
- − Specialty E&S net written premium declined year-over-year due to heightened competition
- − Property rates remained under pressure with modest pressure in general liability
- − Underwriting expense ratio rose 0.5 points to 35.4% partly from real estate actions
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.
Versus peers
Insurance - Property & Casualty — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
UFCS
this stock
United Fire Group Inc
|
$1.37B | +44.7% | +10.6% | 9.9 | 2.2% |
|
CB
Chubb Ltd
|
$128.80B | +4.2% | +6.5% | 11.8 | 0.9% |
|
PGR
Progressive Corp/Oh/
|
$119.47B | -9.0% | +16.3% | 10.3 | 1.1% |
|
TKOMY
Tokio Marine Holdings, Inc.
|
$100.71B | +43.5% | — | — | 0.0% |
|
TRV
Travelers Companies, Inc.
|
$75.72B | +22.9% | +5.2% | 9.8 | 3.0% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| UFCS | -1.9% | -2.9% | +32.8% | -2.4% | +44.7% |
| SPY | -0.7% | +0.1% | +12.2% | -0.6% | +11.8% |
| vs SPY | -1.2% | -3.0% | +20.7% | -1.8% | +32.8% |