Williams Financial, LLC

CIK

1846923

Location

NORTH BENNINGTON, VT

Portfolio Value

Small $146,860,919

Diversification

Highly concentrated

Filing Date

Global Rank

#6,493 / 8,811 ▲ 75 · as of Jun 2026

Top Industry

Consumer Electronics 40.1%

3Y Alpha vs SPY

-11.8%

Period ended 21 days ago

Filed Oct 19, 2026 · 2d

24 quarters · since Dec 2020

Regulatory profile

From Form ADV, the SEC filer profile, 13D/13G type codes and N-CEN, never from the name.

Holder type

Unknown

Portfolio style

Measured from the filed 13F common-share book for Jun 30, 2026, the newest measured quarter, never from the firm's own description.

Style

Concentrated

The top 10 positions are 98.3% of the book (60%+)

Turnover

Medium turnover

56.5% over the last four quarters (30% to under 100%)

Horizon

Medium horizon

Value-weighted holding period 4.1 quarters (4 to under 12)

Closest benchmark: every 13F filer's combined book, active share 95.4%; sector active share 88.0% against the combined 13F book's sector weights.

Over time 23 measured quarters

How the bands are measured

Style bands measure the filed 13F common-share book each closed quarter, tested in this order. Unknown: under $10,000,000 of valued equity or 5 stocks. Index-like (100+ stocks): active share of 20% or less against the closest benchmark, which is the S&P 500, S&P MidCap 400, S&P SmallCap 600, Russell 1000, Russell 2000, Nasdaq-100 or Dow Jones Industrial Average (weighted by an index-tracking fund's reported holdings or the index's constituents nearest the quarter end, over the names resolved to companies, and only when those are 90%+ of its weight) or every 13F filer's combined book, or index series holding 80%+ of the registered fund assets it advises (N-CEN) and equal to 50%+ of its book. Systematic-like: 500+ stocks, 100%+ annual turnover and a top 10 weight of 25% or less. Concentrated: a top 10 weight of 60%+ or 12 or fewer effective positions. Diversified active: none of these. Turnover is the smaller of buys and sells over average equity value, summed over four quarters: low under 30%, high 100%+. Horizon is the value-weighted number of quarters each position has been held: short under 4, long 12+.

Clone Performance

Build a hypothetical price-return history from this filer's public 13F holdings.

View clone backtest

Portfolio Concentration

31 tracked positions · as of Sep 30, 2026 · Δ vs Jun 30, 2026

Top Position

35.4%

+8.8 pts

Top 5

93.3%

+9.0 pts

Top 10

98.7%

+0.4 pts

HHI

2,546

Highly concentrated+779

Portfolio Trend

24 quarters · across all stocks

Sector Breakdown

As of Sep 30, 2026

Sector	% Portfolio	Value	Positions
Unclassified	96.1%	$141,157,649	21
Technology	2.4%	$3,474,633	4
Healthcare	0.4%	$590,832	1
Energy	0.4%	$563,928	1
Consumer Defensive	0.3%	$448,002	2
Financial Services	0.3%	$369,749	1
Consumer Cyclical	0.2%	$256,126	1

Last Quarter's Activity

Export CSV

Sep 30, 2026 vs Jun 30, 2026

Added To

Positions the filer increased

19 positions

Ticker	Company	Δ Shares	Shares	Value
JPIE	JPMorgan Income ETF	+38,185	1,158,490	$52,004,616
SCHP	Schwab U.S. TIPS ETF	+6,562	239,109	$6,008,809
SCHH	Schwab U.S. REIT ETF	+5,508	246,423	$5,431,162
MINT	PIMCO Enhanced Short Maturity Active Exchange-Traded Fund	+4,990	173,877	$17,483,332
FNDX	Schwab Fundamental U.S. Large Company ETF	+4,899	558,321	$17,570,361
SCHR	Schwab Intermediate-Term U.S. Treasury ETF	+3,968	125,009	$2,962,713
—		+3,846	120,645	$0
VEU	Vanguard International Equity Index Funds	+3,542	201,991	$16,759,193
DGRW	WisdomTree U.S. Quality Dividend Growth Fund	+3,005	150,043	$0
DFIS	Dimensional International Small Cap ETF	+2,330	118,465	$4,291,986
SCHE	Schwab Emerging Markets Equity ETF	+1,761	82,199	$2,996,153
FNDF	Schwab Fundamental International Equity ETF	+1,387	175,959	$9,457,796
FNDA	Schwab Strategic Trust	+1,124	58,501	$2,047,535
EAGG	iShares ESG Aware U.S. Aggregate Bond ETF	+1,053	7,844	$0
VCIT	VANGUARD INTERMEDIATE-TERM CORPORATE BOND INDEX FUND	+1,047	48,547	$3,801,715
SMLF	iShares U.S. Small-Cap Equity Factor ETF	+697	51,458	$0
IVV	iShares Core S&P 500 ETF	+547	34,972	$0
MSFT	Microsoft Corp	+490	1,265	$648,818
IBM	International Business Machines Corp	+92	1,033	$227,187
No positions match the current search.

Trimmed

Positions the filer reduced

7 positions

Ticker	Company	Δ Shares	Shares	Value
SUSC	iShares ESG Aware USD Corporate Bond ETF	−3,716	12,457	$0
XOM	ExxonMobil Holdings Corp	−775	3,465	$563,928
LCTU		−272	4,191	$342,278
DSI	iShares ESG MSCI KLD 400 ETF	−218	1,550	$0
ESGU	iShares ESG Aware MSCI USA ETF	−120	1,714	$0
AMD	Advanced Micro Devices Inc	−10	514	$314,444
AAPL	Apple Inc.	−6	6,859	$2,284,184
No positions match the current search.

New Positions

Positions the filer opened this quarter

1 positions

Ticker	Company	Shares	Value	Open
KO	Coca Cola Co	2,521	$217,007
No positions match the current search.

Sold Out

Positions the filer fully exited

No qualifying positions this quarter.

Portfolio Positions

Compact Export CSV View 13F filing

31 tracked positions · $146,860,919 total · filing declares 31 positions · $196,601,047 · as of Sep 30, 2026

All sectors Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Technology

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
JPIE	JPMorgan Income ETF	Added	1,158,490	+38,185	$52,004,616	+0.8%	35.41%
FNDX	Schwab Fundamental U.S. Large Company ETF	Added	558,321	+4,899	$17,570,361	+2.1%	11.96%
MINT	PIMCO Enhanced Short Maturity Active Exchange-Traded Fund	Added	173,877	+4,990	$17,483,332	+2.7%	11.90%
VEU	Vanguard International Equity Index Funds	Added	201,991	+3,542	$16,759,193	+0.8%	11.41%
FNDF	Schwab Fundamental International Equity ETF	Added	175,959	+1,387	$9,457,796	+2.7%	6.44%
SCHP	Schwab U.S. TIPS ETF	Added	239,109	+6,562	$6,008,809	−2.5%	4.09%
SCHH	Schwab U.S. REIT ETF	Added	246,423	+5,508	$5,431,162	−4.8%	3.70%
DFIS	Dimensional International Small Cap ETF	Added	118,465	+2,330	$4,291,986	+5.5%	2.92%
VCIT	VANGUARD INTERMEDIATE-TERM CORPORATE BOND INDEX FUND	Added	48,547	+1,047	$3,801,715	−3.2%	2.59%
SCHE	Schwab Emerging Markets Equity ETF	Added	82,199	+1,761	$2,996,153	+2.7%	2.04%
SCHR	Schwab Intermediate-Term U.S. Treasury ETF	Added	125,009	+3,968	$2,962,713	−0.7%	2.02%
AAPL	Apple Inc. Technology	Reduced	6,859	-6	$2,284,184	+15.0%	1.56%
FNDA	Schwab Strategic Trust	Added	58,501	+1,124	$2,047,535	−6.2%	1.39%
MSFT	Microsoft Corp Technology	Added	1,265	+490	$648,818	+124.4%	0.44%
CVS	CVS HEALTH Corp Healthcare	Held	6,895	0	$590,832	−17.2%	0.40%
XOM	ExxonMobil Holdings Corp Energy	Reduced	3,465	-775	$563,928	−2.7%	0.38%
TD	Toronto Dominion Bank Financial Services	Held	3,146	0	$369,749	−3.2%	0.25%
LCTU		Reduced	4,191	-272	$342,278	−4.3%	0.23%
AMD	Advanced Micro Devices Inc Technology	Reduced	514	-10	$314,444	+3.3%	0.21%
AMZN	Amazon Com Inc Consumer Cyclical	Held	1,028	0	$256,126	+4.5%	0.17%
SYY	Sysco Corp Consumer Defensive	Held	2,963	0	$230,995	−6.7%	0.16%
IBM	International Business Machines Corp Technology	Added	1,033	+92	$227,187	−14.1%	0.15%
KO	Coca Cola Co Consumer Defensive	NEW	2,521	NEW	$217,007	NEW	0.15%
		Added	120,645	+3,846	$0	−100.0%	0.00%
DGRW	WisdomTree U.S. Quality Dividend Growth Fund	Added	150,043	+3,005	$0	−100.0%	0.00%
DSI	iShares ESG MSCI KLD 400 ETF	Reduced	1,550	-218	$0	−100.0%	0.00%
EAGG	iShares ESG Aware U.S. Aggregate Bond ETF	Added	7,844	+1,053	$0	−100.0%	0.00%
ESGU	iShares ESG Aware MSCI USA ETF	Reduced	1,714	-120	$0	−100.0%	0.00%
IVV	iShares Core S&P 500 ETF	Added	34,972	+547	$0	−100.0%	0.00%
SMLF	iShares U.S. Small-Cap Equity Factor ETF	Added	51,458	+697	$0	−100.0%	0.00%
SUSC	iShares ESG Aware USD Corporate Bond ETF	Reduced	12,457	-3,716	$0	−100.0%	0.00%

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.