ZynergyRetirementPlanningLLC

Registered adviser

CIK

2031137

Location

RED BANK, NJ

Portfolio Value

Small $187,252,066

Diversification

Highly concentrated

Filing Date

Global Rank

#6,717 / 8,814 ▼ 58 · as of Jun 2026

Top Industry

Semiconductors 44.3%

Period ended 22 days ago

Filed Oct 8, 2026 · 14d

10 quarters · since Jun 2024

Regulatory profile

From Form ADV, the SEC filer profile, 13D/13G type codes and N-CEN, never from the name.

Holder type

Registered adviser

Form ADV roster, Oct 1, 2026

Form ADV adviser

CRD 143861

Roster of Oct 1, 2026

Regulatory AUM

$173,000,000

Main clients

Individuals and high net worth (100% of AUM)

Form ADV history

Monthly rosters from Dec 2019; each row is a run with the same figures, newest first.

Rosters	Regulatory AUM	Main clients
May 2026 to Oct 2026	$173,000,000	Individuals and high net worth (100%)
Mar 2026 to Apr 2026	$173,905,140	Individuals and high net worth (100%)
Jun 2025 to Feb 2026	$152,167,446	Individuals and high net worth (100%)
Feb 2025 to May 2025	$143,246,426	Individuals and high net worth (100%)
Nov 2024 to Jan 2025	$143,258,477	Individuals and high net worth (100%)
Apr 2024 to Oct 2024	$131,013,995	Individuals and high net worth (100%)

1 earlier changes not shown.

Portfolio style

Measured from the filed 13F common-share book for Jun 30, 2026, the newest measured quarter, never from the firm's own description.

Style

Concentrated

The top 10 positions are 99.7% of the book (60%+)

Turnover

Low turnover

2.6% over the last four quarters (under 30%)

Horizon

Medium horizon

Value-weighted holding period 9.0 quarters (4 to under 12)

Closest benchmark: every 13F filer's combined book, active share 92.4%; sector active share 85.3% against the combined 13F book's sector weights.

Over time 9 measured quarters

How the bands are measured

Style bands measure the filed 13F common-share book each closed quarter, tested in this order. Unknown: under $10,000,000 of valued equity or 5 stocks. Index-like (100+ stocks): active share of 20% or less against the closest benchmark, which is the S&P 500, S&P MidCap 400, S&P SmallCap 600, Russell 1000, Russell 2000, Nasdaq-100 or Dow Jones Industrial Average (weighted by an index-tracking fund's reported holdings or the index's constituents nearest the quarter end, over the names resolved to companies, and only when those are 90%+ of its weight) or every 13F filer's combined book, or index series holding 80%+ of the registered fund assets it advises (N-CEN) and equal to 50%+ of its book. Systematic-like: 500+ stocks, 100%+ annual turnover and a top 10 weight of 25% or less. Concentrated: a top 10 weight of 60%+ or 12 or fewer effective positions. Diversified active: none of these. Turnover is the smaller of buys and sells over average equity value, summed over four quarters: low under 30%, high 100%+. Horizon is the value-weighted number of quarters each position has been held: short under 4, long 12+.

Clone Performance

Build a hypothetical price-return history from this filer's public 13F holdings.

View clone backtest

Portfolio Concentration

25 tracked positions · as of Sep 30, 2026 · Δ vs Jun 30, 2026

Top Position

71.9%

+0.6 pts

Top 5

98.1%

+0.1 pts

Top 10

99.7%

+0.0 pts

HHI

5,742

Highly concentrated+69

Portfolio Trend

10 quarters · across all stocks

Sector Breakdown

As of Sep 30, 2026

Sector	% Portfolio	Value	Positions
Unclassified	97.9%	$183,260,649	21
Technology	1.8%	$3,333,169	2
Consumer Cyclical	0.2%	$426,450	1
Utilities	0.1%	$231,798	1

Last Quarter's Activity

Export CSV

Sep 30, 2026 vs Jun 30, 2026

Added To

Positions the filer increased

8 positions

Ticker	Company	Δ Shares	Shares	Value
SCHZ	Schwab U.S. Aggregate Bond ETF	+343,027	1,748,706	$38,646,402
SCHP	Schwab U.S. TIPS ETF	+203,821	677,791	$17,032,887
SCHF	Schwab International Equity ETF	+63,233	990,229	$27,201,590
SCHH	Schwab U.S. REIT ETF	+39,242	859,959	$18,953,496
SCHA	Schwab U.S. Small-Cap ETF	+4,156	569,965	$18,597,957
SCHE	Schwab Emerging Markets Equity ETF	+807	115,569	$4,212,490
SCHC	Schwab International Small-Cap Equity ETF	+178	20,206	$1,005,046
NJR	New Jersey Resources Corp	+39	4,581	$231,798
No positions match the current search.

Trimmed

Positions the filer reduced

8 positions

Ticker	Company	Δ Shares	Shares	Value
SCHO	Schwab Short-Term U.S. Treasury ETF	−263,558	185,546	$4,427,127
NVDA	Nvidia Corp	−1,911	7,737	$1,766,976
IVV	iShares Core S&P 500 ETF	−1,427	58,112	$44,505,075
SCHV	Schwab U.S. Large-Cap Value ETF	−604	96,985	$3,230,570
SCHG	Schwab U.S. Large-Cap Growth ETF	−416	15,028	$539,956
AAPL	Apple Inc.	−171	4,703	$1,566,193
VFH	VANGUARD FINANCIALS INDEX FUND	−63	4,856	$631,717
GLD	Spdr Gold Trust	−25	855	$325,618
No positions match the current search.

New Positions

Positions the filer opened this quarter

No qualifying positions this quarter.

Sold Out

Positions the filer fully exited

1 positions

Ticker	Company	Shares	Value	Open
ITA	iShares U.S. Aerospace & Defense ETF	940	$0
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

25 tracked positions · $187,252,066 total · filing declares 25 positions · $187,251,998 · as of Sep 30, 2026

All sectors Consumer Cyclical Technology Utilities

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
IVV	iShares Core S&P 500 ETF	Reduced	58,112	-1,427	$44,505,075	−0.2%	23.77%
SCHZ	Schwab U.S. Aggregate Bond ETF	Added	1,748,706	+343,027	$38,646,402	+18.9%	20.64%
SCHF	Schwab International Equity ETF	Added	990,229	+63,233	$27,201,590	+5.9%	14.53%
SCHH	Schwab U.S. REIT ETF	Added	859,959	+39,242	$18,953,496	−2.5%	10.12%
SCHA	Schwab U.S. Small-Cap ETF	Added	569,965	+4,156	$18,597,957	−9.0%	9.93%
SCHP	Schwab U.S. TIPS ETF	Added	677,791	+203,821	$17,032,887	+35.6%	9.10%
SCHO	Schwab Short-Term U.S. Treasury ETF	Reduced	185,546	-263,558	$4,427,127	−59.2%	2.36%
SCHE	Schwab Emerging Markets Equity ETF	Added	115,569	+807	$4,212,490	+1.2%	2.25%
SCHV	Schwab U.S. Large-Cap Value ETF	Reduced	96,985	-604	$3,230,570	−4.9%	1.73%
NVDA	Nvidia Corp Technology	Reduced	7,737	-1,911	$1,766,976	−8.5%	0.94%
AAPL	Apple Inc. Technology	Reduced	4,703	-171	$1,566,193	+11.1%	0.84%
QQQ	Invesco Qqq Trust, Series 1	Held	1,438	0	$1,063,789	+0.5%	0.57%
SCHC	Schwab International Small-Cap Equity ETF	Added	20,206	+178	$1,005,046	+4.3%	0.54%
VFH	VANGUARD FINANCIALS INDEX FUND	Reduced	4,856	-63	$631,717	−2.4%	0.34%
VTV	VANGUARD VALUE INDEX FUND	Held	2,643	0	$571,099	−0.8%	0.30%
VEU	Vanguard International Equity Index Funds	Held	6,854	0	$568,676	−0.9%	0.30%
SCHG	Schwab U.S. Large-Cap Growth ETF	Reduced	15,028	-416	$539,956	+3.3%	0.29%
SCHD	Schwab U.S. Dividend Equity ETF	Held	13,779	0	$448,230	+2.6%	0.24%
HD	Home Depot, Inc. Consumer Cyclical	Held	1,499	0	$426,450	−19.3%	0.23%
SCHB	Schwab U.S. Broad Market ETF	Held	13,781	0	$403,921	+1.2%	0.22%
VB	Vanguard Index Funds	Held	1,354	0	$385,199	−6.1%	0.21%
GLD	Spdr Gold Trust	Reduced	855	-25	$325,618	+0.4%	0.17%
VYM	VANGUARD HIGH DIVIDEND YIELD INDEX FUND	Held	1,685	0	$261,512	−1.8%	0.14%
VPU	VANGUARD UTILITIES INDEX FUND	Held	1,452	0	$248,292	−12.6%	0.13%
NJR	New Jersey Resources Corp Utilities	Added	4,581	+39	$231,798	−8.9%	0.12%

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.