John Daniel

“Ron, just to follow on to Derek's questions, but on the core business and recognizing you're in the normal RFP season, but how would you characterize that customer urgency to secure fleets for next year? and really just trying to understand, like, what's happened the last two to three weeks with respect to inbound…”

“During the second quarter, CarMax Auto Finance originated $2.3 billion, resulting in sales penetration of 40.9% net of three-day payoffs versus 42.6% last year.”

“If you find yourself on the street looking for a job, give us a call.”

“So, Michael, I believe in an earlier response to a question, you talked about 26 formulas designed for one customer. I'm curious, when you do that, do you own the formula?”

“Just one for me, and it's a follow-on to Don's question. Neil, you mentioned that you're a shorter part of the lead times for the frack market, but I'm curious, could your lead times extend if all of a sudden the U.S. frack market gets that pricing signal to, say, push forward with 20 to 25 new fleets early next year?”