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$348.74 -2.05 (-0.58%) At close · Jul 22
Market Cap
$237.95B
Shares
682.33M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$348.74 Open$348.82 Day$345.04–349.70 52W$286.97–386.63 Avg vol 30d3.0M Short int10.8M · 1.6% float · 2.9d Short vol30% Last earningsJul 24, 2026 DataJan 2020–Jul 2026 Filing10-Q · Apr 23

Up next

Next earnings call
Oct 24, 2026 Est · unconfirmed · in 13 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Apr 23, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Neutral
      SellHoldBuy
      Technical Buy Momentum Weak Sentiment Neutral Fundamentals Excellent Quant / Vol Moderate
      Market backdrop VIX 18.7 · elevated Equity put/call 0.61
      Technical
      price trend
      Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +3%
      above
      Price vs 50-day avg +6%
      above
      RSI (14) 54
      neutral
      MACD trend Negative
      52-week position 62%
      mid-range
      Momentum
      relative strength
      Weak
      1-month return +3%
      trailing
      6-month return −2%
      trailing
      YTD return −6%
      this year
      Relative strength −10%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $330 › 200d $339 — 200d above 50d
      Institutional flow Accumulating
      870 of 2,896 funds reported for Jun 30 · net +289.1K sh shares · +67 new
      Insider flow Distributing
      Net -$2.4M over 90 days · 100% sells
      Short interest Falling
      1.59% of float · ▼ -10.4% MoM · 2.9 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      2,896 holders — mid 3-yr range
      Squeeze score 59
      elevated · 0–100
      Fundamentals
      Excellent
      Revenue growth +13%
      Y/Y
      EPS growth +10%
      Y/Y
      Free cash flow $16.0B
      Valuation P/E 21.8
      in line
      Balance sheet $23.0B
      net debt
      Quant / Vol
      risk profile
      Moderate
      Volatility 26%
      annualized · 1-yr
      Max drawdown −24%
      past year
      ATR 2.3%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the Earnings Call filed Mar 31, 2026
      Annual revenue growth · full year 2026 Maintained 9% – 10%
      EPS · full year 2026 Maintained $17.30 – $17.90
      prior FY $15.38 midpoint +14.4% Y/Y
      Operating expense to revenue ratio · full year 2026 Initiated 44%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      1 · 3 · 2
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +3% Bullish
      Price vs 50-day avg
      +6% Bullish
      RSI (14)
      54 Neutral
      MACD trend
      Negative Bearish
      52-week position
      62% Neutral
      Market signals — smart money & positioning
      Bullish · 2 of 6
      Trend (MA cross) No cross
      50d $330 › 200d $339 — 200d above 50d
      Institutional flow Accumulating
      870 of 2,896 funds reported for Jun 30 · net +289.1K sh shares · +67 new
      Insider flow Distributing
      Net -$2.4M over 90 days · 100% sells
      Short interest Falling
      1.59% of float · ▼ -10.4% MoM · 2.9 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      2,896 holders — mid 3-yr range
      Price context
      position in its 52-week range
      52-wk low $287 Now $349 · 62% 52-wk high $387
      vs 200-day avg +3% vs 50-day avg +6%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Versus peers

      Credit Services — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      AXP
      American Express Co
      this stock
      $237.95B -5.5% +13.4% 21.8 1.6%
      V
      Visa Inc.
      $633.95B +1.0% +12.3% 1.2%
      MA
      Mastercard Inc
      $470.05B -6.7% +16.4% 30.8 0.9%
      COF
      Capital One Financial Corp
      $124.43B -17.2% +36.6% 51.0 1.9%
      PYPL
      PayPal Holdings, Inc.
      $48.97B -4.6% +8.2% 10.4 6.2%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      2,941
      % held
      85.2%
      Reported
      870 of 2,896
      Top holder
      Berkshire Hathaway Inc
      Held Float
      View
      Held by Funds
      Fund positions
      1,047
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      10.8M
      Days to cover
      2.9d
      Change
      -1.3M sh
      View
      Short Volume
      Short vol %
      30%
      As of
      Jul 23, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      83
      Value
      $28.3K
      As of
      Jun 30, 2026
      View
      Off-Exchange
      Off-exchange %
      35.3%
      Week of
      Jun 29, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$2.4M
      Buyers / Sellers
      0 / 1
      Buyers Sellers
      View
      Congressional Trades Buy
      Member
      Richard W. Allen
      Amount
      $1.0K–$15.0K
      Traded
      May 8, 2026
      View
      Financials
      Financials
      Revenue (FY)
      $41.3B
      Net income (FY)
      $10.8B
      EPS diluted
      $15.38
      View
      Buybacks
      Authorized
      shares 120.0M
      Remaining
      shares 58.0M
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jul 15, 2026
      This year
      23
      View
      Proposed Sales
      Value
      $2.4M
      Shares
      7.0K
      Filed
      Jun 15, 2026
      View
      Earnings & Events
      Earnings Calls Upcoming
      Next call
      Jul 24, 2026
      Last call
      Jun 9, 2026
      View
      Investor Relations
      Latest news
      American Express Declares Dividen…
      Published
      Jul 17, 2026
      Upcoming events
      1
      View

      Performance

      5D 20D 120D MTD YTD
      AXP -2.7% +3.2% -2.3% +3.1% -5.5%
      SPY -1.0% +1.9% +7.5% +0.1% +9.6%
      vs SPY -1.7% +1.4% -9.8% +3.0% -15.1%

      Capital returns

      Latest dividend
      $0.95 / share · ex Jul 2, 2026
      Raised 15.9%
      Paid (TTM)
      $3.54 / share · 4 payouts
      Dividend yield (TTM, derived)
      1.02%
      Buyback program · as of Dec 31, 2025
      Authorized
      shares 120.00M
      Spent (derived)
      shares 62.00M
      Remaining
      shares 58.00M
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 4962 CUSIP 025816109 13F (30d) 893 filings 856 filers Visit website Investor relations