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$348.74 -2.05 (-0.58%) At close · Jul 22
Market Cap
$237.95B
Shares
682.33M

Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.

Revenue
$72.23B +9.5%
FY2025 Revenue FY2008–FY2025
Net Income
$10.83B +7%
FY2025 Net Income FY2007–FY2025
Operating Margin
11.59% -1pp
FY2009 Operating Margin FY2008–FY2009
Diluted EPS
$15.38 +9.8%
FY2025 Diluted EPS FY2007–FY2025
Operating Cash Flow
$18.43B +31.2%
FY2025 Operating Cash Flow FY2007–FY2025

Chart any reported metric, KPI or segment over time — the full statement history lives here

Line Item FY2026 (G) TTM FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019 FY2018 FY2017 FY2016 FY2015 FY2014 FY2013 FY2012 FY2011 FY2010 FY2009 FY2008 FY2007
$74.17B $72.23B $65.95B $60.52B $52.86B $42.38B $36.09B $43.56B $40.34B $36.88B $35.44B $32.82B $27.82B $24.52B $28.37B
$26.13B $25.6B $23.8B $19.98B $12.66B $9.03B $10.08B $12.08B $10.61B $8.56B $7.48B $7.55B $7.18B $7.01B $6.85B $6.7B $7.07B $5.33B $7.2B $7.42B
$17.89B $17.36B $15.54B $13.13B $9.9B $7.75B $7.99B $8.62B $7.66B $6.45B $5.78B $5.92B $5.47B $5.05B $4.63B $4.38B $4.65B $3.12B $3.65B $3.44B
$56.28B $54.87B $50.41B $47.38B $42.97B $34.63B $28.1B $34.94B $32.68B $30.43B $29.66B $26.9B $28.72B $27.82B $26.93B $25.59B $22.93B $21.21B $24.72B $24.12B
$74.17B $72.23B $65.95B $60.52B $52.86B $42.38B $36.09B $43.56B $40.34B $36.88B $35.44B $32.82B
$36M $46M $49M $51M $57M $54M $49M $212M $207M $194M $183M $174M $193M $198M $189M $176M
$1.78B $1.68B $1.65B $1.63B $1.7B $1.54B $1.19B $1.29B $1.32B $1.1B $1.04B $1.01B $1.02B $991M $918M $917M $1.07B $712M $648M
$96M $123M $179M $554M $722M $875M
$5.45B $2.84B $3.58B $5.69B
11.59% 12.62%
$3.91B $4.29B $6.34B
$7.42B $6.85B $2.76B $1.28B $2.1B $3.46B $2.94B $2.11B $1.71B $1.62B $1.71B $1.96B $2.23B $2.32B $2.42B $2.21B $3.56B $3.98B
$14.24B $13.8B $12.9B $10.51B $9.59B $10.69B $4.3B $8.43B $8.12B $7.43B $8.04B $7.94B $8.99B $7.89B $6.45B $6.96B $5.96B $2.84B $3.58B
$3.02B $2.96B $2.77B $2.14B $2.07B $2.63B $1.16B $1.67B $1.2B $4.68B $2.67B $2.78B $3.11B $2.53B $1.97B $2.06B $1.91B $704M $710M $1.57B
$11.22B $10.83B $10.13B $8.37B $7.51B $8.06B $3.14B $6.76B $6.92B $2.75B $5.38B $5.16B $5.89B $5.36B $4.48B $4.94B $4.06B $2.13B $2.7B $4.01B
15% 15.36% 13.84% 14.21% 19.02% 8.69% 15.52% 17.16% 7.45% 15.17% 15.73% 14.58% 8.69% 9.52%
$11.16B $10.78B $10.07B $8.32B $7.46B $7.97B $3.06B $6.68B $6.84B $2.67B $5.3B
$11.28B $10.95B $9.81B $8.51B $7.25B $8.01B $2.98B $6.62B $6.75B $3.1B $5.13B $4.55B $5.39B $4.86B $4.43B $4.98B $4.17B $3.02B $1.53B $4.09B
USD/shares $15.41 $14.04 $11.23 $9.86 $10.04 $3.77 $8.00 $4.91 $3.91 $4.14 $3.37 $1.54 $2.33 $3.40
USD/shares $17.30 – $17.90 $15.38 $14.01 $11.21 $9.85 $10.02 $3.77 $7.99 $4.88 $3.89 $4.12 $3.35 $1.54 $2.32 $3.34
shares 695M 712M 735M 751M 789M 805M 828M 856M 883M 933M 999M 1.05B 1.08B 1.14B 1.18B 1.19B 1.17B 1.15B 1.17B
shares 696M 713M 736M 752M 790M 806M 830M 859M 886M 935M 1B 1.05B 1.09B 1.14B 1.18B 1.2B 1.17B 1.16B 1.19B
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing. TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative. (G): the company's own guidance — a (G) column is a guided period not yet reported; a G marker shows how the reported figure landed against the guided range. Non-GAAP-basis guidance (*) is shown as stated and never judged against GAAP actuals.

Capital Returned to Shareholders

Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2007–FY2025: $61.43B in buybacks, $24B in dividends.

Price & Valuation

Multiples computed on the strict TTM/EV methodology — today's snapshot against the industry, and each ratio recomputed as of past filing dates.

Valuation

EV/Revenue
Credit Services median 8.66×
EV/EBIT
Credit Services median 24.48×
P/E (TTM)
21.77×
Credit Services median 11.84×

Valuation over time computed as of each quarter's filing date

Revenue Breakdown

Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.

Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.

By Segment (USD)

Component FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019 FY2018
US Consumer Services Segment $34,814,000,000 $31,427,000,000 $28,116,000,000 $23,914,000,000 $18,922,000,000 $16,347,000,000
Commercial Services Segment $16,926,000,000 $15,859,000,000 $14,776,000,000 $13,569,000,000 $10,911,000,000 $9,234,000,000
International Card Services Segment $13,000,000,000 $11,461,000,000 $10,430,000,000 $9,061,000,000 $7,435,000,000 $6,742,000,000
Global Merchant and Network Services Segment $7,759,000,000 $7,484,000,000 $7,396,000,000 $6,475,000,000 $5,129,000,000 $4,309,000,000
Global Commercial Services $10,619,000,000 $13,108,000,000 $12,204,000,000
Global Consumer Services Group $21,777,000,000 $24,861,000,000 $22,232,000,000
Global Merchant and Network Services $4,243,000,000 $5,758,000,000 $6,064,000,000

By Geography (USD)

Component FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019 FY2018
United States $56,015,000,000 $51,471,000,000 $47,140,000,000 $41,396,000,000 $33,103,000,000 $28,263,000,000 $32,629,000,000 $29,886,000,000
EMEA $7,073,000,000 $6,216,000,000 $5,633,000,000 $4,871,000,000 $3,643,000,000 $3,087,000,000 $4,388,000,000 $4,348,000,000
APAC Geographic Region $5,218,000,000 $4,698,000,000 $4,372,000,000 $3,835,000,000 $3,418,000,000 $3,271,000,000 $3,934,000,000 $3,690,000,000
Lacc Geographic Region $4,194,000,000 $3,845,000,000 $3,571,000,000 $2,917,000,000 $2,238,000,000 $2,019,000,000 $2,776,000,000 $2,576,000,000
Other Unallocated -$271,000,000 -$281,000,000 -$201,000,000 -$157,000,000 -$22,000,000 -$553,000,000 -$171,000,000 -$162,000,000
Key facts CIK 4962 CUSIP 025816109 13F (30d) 893 filings 856 filers Visit website Investor relations