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$313.22 -11.95 (-3.68%) At close · Oct 23
S&P 500 member Russell 1000 member Dow 30 member Rebalance outlook locked
Market Cap
$210.03B
Shares
670.55M
Volume · Oct 23 4.13M Avg daily vol (3M) 2.97M

Income-statement, balance-sheet and cash-flow figures from SEC filings, plus a debt profile anchored in the latest 10-K and updated by each 10-Q and debt exhibit.

Pull these statements through the financial statements API or MCP →
Revenue
$72.23B +9.5%
FY2025 Revenue FY2007–FY2025
Net Income
$10.83B +7%
FY2025 Net Income FY2007–FY2025
Operating Margin
11.59% -1pp
FY2009 Operating Margin FY2008–FY2009
Diluted EPS
$15.38 +9.8%
FY2025 Diluted EPS FY2007–FY2025
Operating Cash Flow
$18.43B +31.2%
FY2025 Operating Cash Flow FY2007–FY2025

Chart any reported metric, KPI or segment over time — the full statement history lives here

Income Statement Balance Sheet Cash Flow Adjusted All Metrics
Annual Quarterly
Line Item FY2026 (G) TTM FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019 FY2018 FY2017 FY2016 FY2015 FY2014 FY2013 FY2012 FY2011 FY2010 FY2009 FY2008 FY2007
— $77.59B $72.23B $65.95B $60.52B $52.86B $42.38B $36.09B $43.56B $40.34B $36.88B $35.44B $32.82B $34.19B $32.87B $31.56B $29.96B $27.82B $24.52B $28.37B $27.56B
— $26.71B $25.6B $23.8B $19.98B $12.66B $9.03B $10.08B $12.08B $10.61B $8.56B $7.48B $7.55B $7.18B $7.01B $6.85B $6.7B $7.07B $5.33B $7.2B $7.42B
— $18.8B $17.36B $15.54B $13.13B $9.9B $7.75B $7.99B $8.62B $7.66B $6.45B $5.78B $5.92B $5.47B $5.05B $4.63B $4.38B $4.65B $3.12B $3.65B $3.44B
— $58.78B $54.87B $50.41B $47.38B $42.97B $34.63B $28.1B $34.94B $32.68B $30.43B $29.66B $26.9B $28.72B $27.82B $26.93B $25.59B $22.93B $21.21B $24.72B $24.12B
— $77.59B $72.23B $65.95B $60.52B $52.86B $42.38B $36.09B $43.56B $40.34B $36.88B $35.44B $32.82B — — — — — — — —
— — $36M $46M $49M $51M $57M $54M $49M $212M $207M $194M $183M $174M $193M $198M $189M $176M — — —
— $1.91B $1.78B $1.68B $1.65B $1.63B $1.7B $1.54B $1.19B $1.29B $1.32B $1.1B $1.04B $1.01B $1.02B $991M $918M $917M $1.07B $712M $648M
— — $96M $123M $179M — — — — $554M $722M $875M — — — — — — — — —
— — — — — — — — — — — — — — — — — — $2.84B $3.58B $5.69B
— — — — — — — — — — — — — — — — — — 11.59% 12.62% 20.66%
— — — — — — — — — — — — — — — — — — $3.91B $4.29B $6.34B
— $7.91B $8.23B $8.25B $6.85B $2.76B $1.28B $2.1B $3.46B $2.94B $2.11B $1.71B $1.62B $1.71B $1.96B $2.23B $2.32B $2.42B $2.21B $3.56B $3.98B
— $15.47B $13.8B $12.9B $10.51B $9.59B $10.69B $4.3B $8.43B $8.12B $7.43B $8.04B $7.94B $8.99B $7.89B $6.45B $6.96B $5.96B $2.84B $3.58B —
— $3.22B $2.96B $2.77B $2.14B $2.07B $2.63B $1.16B $1.67B $1.2B $4.68B $2.67B $2.78B $3.11B $2.53B $1.97B $2.06B $1.91B $704M $710M $1.57B
— $12.26B $10.83B $10.13B $8.37B $7.51B $8.06B $3.14B $6.76B $6.92B $2.75B $5.38B $5.16B $5.89B $5.36B $4.48B $4.94B $4.06B $2.13B $2.7B $4.01B
— — 15% 15.36% 13.84% 14.21% 19.02% 8.69% 15.52% 17.16% 7.45% 15.17% 15.73% 17.21% 16.3% 14.2% 16.47% 14.58% 8.69% 9.52% 14.56%
— $12.17B $10.78B $10.07B $8.32B $7.46B $7.97B $3.06B $6.68B $6.84B $2.67B $5.3B — — — — — — — — —
— $12.11B $10.95B $9.81B $8.51B $7.25B $8.01B $2.98B $6.62B $6.75B $3.1B $5.13B $4.55B $5.39B $4.86B $4.43B $4.98B $4.17B $3.02B $1.53B $4.09B
USD/shares — $17.81 $15.41 $14.04 $11.23 $9.86 $10.04 $3.77 $8.00 — — — — — $4.91 $3.91 $4.14 $3.37 $1.54 $2.33 $3.40
USD/shares $18.30 – $18.60 $17.75 $15.38G $14.01G $11.21G $9.85G $10.02 $3.77 $7.99 — — — — — $4.88 $3.89 $4.12 $3.35 $1.54 $2.32 $3.34
shares — — 695M 712M 735M 751M 789M 805M 828M 856M 883M 933M 999M 1.05B 1.08B 1.14B 1.18B 1.19B 1.17B 1.15B 1.17B
shares — — 696M 713M 736M 752M 790M 806M 830M 859M 886M 935M 1B 1.05B 1.09B 1.14B 1.18B 1.2B 1.17B 1.16B 1.19B
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing. TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative. (G): the company's own guidance — a (G) column is a guided period not yet reported; a G marker shows how the reported figure landed against the guided range. Non-GAAP-basis guidance (*) is shown as stated and never judged against GAAP actuals.

Capital Returned to Shareholders

Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2007–FY2025: $61.43B in buybacks, $24B in dividends.

Debt Profile

Reported borrowing balances, repayment dates and agreement terms, with links to the underlying filings.

Reported debt balances

Each amount keeps its reported scope. Related balance-sheet measures appear under the borrowing they describe.

Reported balanceAs ofAmountSource
Long-term debt, including current maturities 2026-09-30 USD 58,538,000,000 10-Q filed 2026-10-23
Short-term borrowings 2026-09-30 USD 1,415,000,000 10-Q filed 2026-10-23
Instrument and agreement coverage is incomplete. Additional filings are awaiting review.

Covenants

Covenant terms have not yet been verified for this profile.

The balance figures do not establish whether covenants apply or whether the company complies with them.

Loans, facilities and notes

4.444% Fixed-to-Floating Rate Notes due May 3, 2030

Note · American Express Company

Reference: 4.444% Fixed-to-Floating Rate Notes due May 3, 2030

Active
Original principal
USD 1,750,000,000
Outstanding
—
Commitment
—
Availability
—
Maturity
May 3, 2030

Last reported interest terms: 4.444% Reported 2026-05-04 Later filings may not restate these terms; this does not confirm they still apply.

Covenant terms for this agreement are not yet verified.

Documents and filing history
  1. Issuance · 2026-05-04 Original principal USD 1,750,000,000 Exact source document Parent 8-K filing · 2026-05-04
    Exhibits are filed herewith in connection with the issuance by American Express Company (the “Company”), on May 4, 2026, of $1,750,000,000 aggregate principal amount of 4.444% Fixed-to-Floating Rate Notes due May 3, 2030 (the “Notes”) pursuant to a Prospectus Supplement dated April 27, 2026 to the Prospectus dated February 9, 2024, filed as part of the Company’s Registration Statement on Form S-3 (No. 333-276975).
    Issuer evidence: Exhibits are filed herewith in connection with the issuance by American Express Company (the “Company”), on May 4, 2026, of $1,750,000,000 aggregate principal amount of 4.444% Fixed-to-Floating Rate Notes due May 3, 2030 (the “Notes”) pursuant to a Prospectus Supplement dated April 27, 2026 to the Prospectus dated February 9, 2024, filed as part of the Company’s Registration Statement on Form S-3 (No. 333-276975).
    Supporting evidence: The Notes were issued under a senior indenture, dated as of August 1, 2007, between the Company and The Bank of New York Mellon, as trustee (the “Trustee”), as supplemented by the first supplemental indenture thereto, dated as of February 12, 2021, and the second supplemental indenture thereto, dated as of May 1, 2023, each between the Company and the Trustee.
    Supporting evidence: Exhibits are filed herewith in connection with the issuance by American Express Company (the “Company”), on May 4, 2026, of $1,750,000,000 aggregate principal amount of 4.444% Fixed-to-Floating Rate Notes due May 3, 2030 (the “Notes”) pursuant to a Prospectus Supplement dated April 27, 2026 to the Prospectus dated February 9, 2024, filed as part of the Company’s Registration Statement on Form S-3 (No. 333-276975).

3.835% Fixed-to-Floating Rate Notes due June 16, 2034

Note · American Express Company

Reference: 3.835% Fixed-to-Floating Rate Notes due June 16, 2034

Active
Original principal
EUR 750,000,000
Outstanding
—
Commitment
—
Availability
—
Maturity
Jun 16, 2034

Last reported interest terms: 3.835% Reported 2026-06-17 Later filings may not restate these terms; this does not confirm they still apply.

Covenant terms for this agreement are not yet verified.

Documents and filing history
  1. Issuance · 2026-06-17 Original principal EUR 750,000,000 Exact source document Parent 8-K filing · 2026-06-17
    Exhibits are filed herewith in connection with the issuance by American Express Company (the "Company"), on June 17, 2026, of €750,000,000 aggregate principal amount of 3.835% Fixed-to-Floating Rate Notes due June 16, 2034 (the "Notes") pursuant to a Prospectus Supplement dated June 10, 2026 to the Prospectus dated February 9, 2024, filed as part of the Company's Registration Statement on Form S-3 (No. 333-276975). The Notes were issued under a senior indenture, dated as of August 1, 2007, between the Company and The Bank of New York Mellon, as trustee (the "Trustee"), as supplemented by the first supplemental indenture thereto, dated as of February 12, 2021, and the second supplemental indenture thereto, dated as of May 1, 2023, each between the Company and the Trustee.
    Issuer evidence: Exhibits are filed herewith in connection with the issuance by American Express Company (the "Company"), on June 17, 2026, of €750,000,000 aggregate principal amount of 3.835% Fixed-to-Floating Rate Notes due June 16, 2034 (the "Notes") pursuant to a Prospectus Supplement dated June 10, 2026 to the Prospectus dated February 9, 2024, filed as part of the Company's Registration Statement on Form S-3 (No. 333-276975). The Notes were issued under a senior indenture, dated as of August 1, 2007, between the Company and The Bank of New York Mellon, as trustee (the "Trustee"), as supplemented by the first supplemental indenture thereto, dated as of February 12, 2021, and the second supplemental indenture thereto, dated as of May 1, 2023, each between the Company and the Trustee.
    Supporting evidence: Exhibits are filed herewith in connection with the issuance by American Express Company (the "Company"), on June 17, 2026, of €750,000,000 aggregate principal amount of 3.835% Fixed-to-Floating Rate Notes due June 16, 2034 (the "Notes") pursuant to a Prospectus Supplement dated June 10, 2026 to the Prospectus dated February 9, 2024, filed as part of the Company's Registration Statement on Form S-3 (No. 333-276975). The Notes were issued under a senior indenture, dated as of August 1, 2007, between the Company and The Bank of New York Mellon, as trustee (the "Trustee"), as supplemented by the first supplemental indenture thereto, dated as of February 12, 2021, and the second supplemental indenture thereto, dated as of May 1, 2023, each between the Company and the Trustee.
    Supporting evidence: Exhibits are filed herewith in connection with the issuance by American Express Company (the "Company"), on June 17, 2026, of €750,000,000 aggregate principal amount of 3.835% Fixed-to-Floating Rate Notes due June 16, 2034 (the "Notes") pursuant to a Prospectus Supplement dated June 10, 2026 to the Prospectus dated February 9, 2024, filed as part of the Company's Registration Statement on Form S-3 (No. 333-276975). The Notes were issued under a senior indenture, dated as of August 1, 2007, between the Company and The Bank of New York Mellon, as trustee (the "Trustee"), as supplemented by the first supplemental indenture thereto, dated as of February 12, 2021, and the second supplemental indenture thereto, dated as of May 1, 2023, each between the Company and the Trustee.

Price & Valuation

Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.

Valuation

EV/Revenue
2.92×
Peer median 7.47×
EV/EBIT
—
Peer median 27.37×
P/E (TTM)
17.65×
Peer median 12.10×

Peer medians compare against the 6 similar-size Credit Services companies (of 45 listed).

Valuation over time computed as of each quarter's filing date

Revenue Breakdown

Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.

Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.

By Segment (USD)

Component FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019 FY2018
US Consumer Services Segment $34,814,000,000 $31,427,000,000 $28,116,000,000 $23,914,000,000 $18,922,000,000 $16,347,000,000 — —
Commercial Services Segment $16,926,000,000 $15,859,000,000 $14,776,000,000 $13,569,000,000 $10,911,000,000 $9,234,000,000 — —
International Card Services Segment $13,000,000,000 $11,461,000,000 $10,430,000,000 $9,061,000,000 $7,435,000,000 $6,742,000,000 — —
Global Merchant and Network Services Segment $7,759,000,000 $7,484,000,000 $7,396,000,000 $6,475,000,000 $5,129,000,000 $4,309,000,000 — —
Global Commercial Services — — — — — $10,619,000,000 $13,108,000,000 $12,204,000,000
Global Consumer Services Group — — — — — $21,777,000,000 $24,861,000,000 $22,232,000,000
Global Merchant and Network Services — — — — — $4,243,000,000 $5,758,000,000 $6,064,000,000

By Geography (USD)

Component FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019 FY2018
United States $56,015,000,000 $51,471,000,000 $47,140,000,000 $41,396,000,000 $33,103,000,000 $28,263,000,000 $32,629,000,000 $29,886,000,000
EMEA $7,073,000,000 $6,216,000,000 $5,633,000,000 $4,871,000,000 $3,643,000,000 $3,087,000,000 $4,388,000,000 $4,348,000,000
APAC Geographic Region $5,218,000,000 $4,698,000,000 $4,372,000,000 $3,835,000,000 $3,418,000,000 $3,271,000,000 $3,934,000,000 $3,690,000,000
Lacc Geographic Region $4,194,000,000 $3,845,000,000 $3,571,000,000 $2,917,000,000 $2,238,000,000 $2,019,000,000 $2,776,000,000 $2,576,000,000
Other Unallocated -$271,000,000 -$281,000,000 -$201,000,000 -$157,000,000 -$22,000,000 -$553,000,000 -$171,000,000 -$162,000,000
Key facts CIK 4962 CUSIP 025816109 13F (30d) 917 filings 878 filers Visit website Investor relations