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AXP · American Express Co

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$342.48 -1.17 (-0.34%) At close · Aug 14
Market Cap
$231.28B
Shares
675.31M

American Express Co Earnings Call Transcripts

Every quarterly earnings call for American Express Co (AXP) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.

Revenue & result across quarters

Revenue Net income YoY up YoY down artefacts
▲24% $13.56B $1.88B '22 Q3 22-10-21 ▲16.7% $14.18B $1.57B '22 Q4 23-01-27 ▲21.7% $14.28B $1.82B '23 Q1 23-04-20 ▲12.4% $15.05B $2.17B '23 Q2 23-07-21 ▲13.5% $15.38B $2.45B '23 Q3 23-10-20 ▲11.4% $15.80B $1.93B '23 Q4 24-01-26 ▲10.6% $15.80B $2.44B '24 Q1 24-04-19 ▲8.5% $16.33B $3.02B '24 Q2 24-07-19 ▲8.2% $16.64B $2.51B '24 Q3 24-10-18 ▲8.7% $17.18B $2.17B '24 Q4 25-01-24 ▲7.4% $16.97B $2.58B '25 Q1 25-04-17 ▲9.3% $17.86B $2.88B '25 Q2 25-07-18 ▲10.8% $18.43B $2.90B '25 Q3 25-10-17 ▲10.5% $18.98B $2.46B '25 Q4 26-01-30 ▲11.4% $18.91B $2.97B '26 Q1 26-04-23 LATEST ▲10% $19.64B $3.11B '26 Q2 26-07-24
Earnings call
FY26 · Q2
2026-07-24
Q2 2026 American Express Earnings Conference Call
Confident tone Revenue and EPS Growth Platinum Refresh / Premium Products Partnerships and Ecosystem
Revenue
$19.64B
▲ 10% YoY
Diluted EPS
$4.53
▲ 11% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Conference
Investor event
2026-06-09
American Express Company at Morgan Stanley US Financials Conference
No reported result — non-financial event
Audio Transcript Slides
Conference
Investor event
2026-05-28
American Express Company at Bernstein 42nd Annual Strategic Decisions Conference
No reported result — non-financial event
Audio Transcript Slides
Annual General Meeting
Investor event
2026-05-05
2026 American Express Company Annual Meeting of Shareholders
No reported result — non-financial event
Audio Transcript Slides
Earnings call
FY26 · Q1
2026-04-23
American Express Co Q1 FY2026 Earnings Call
Confident tone Marketing and technology reinvestment Agentic commerce and AI Premium products and US Platinum refresh
Revenue
$18.91B
▲ 11.4% YoY
Diluted EPS
$4.28
▲ 17.6% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Conference
Investor event
2026-02-10
American Express Company at UBS Financial Services Conference
No reported result — non-financial event
Audio Transcript Slides
Earnings call
FY25 · Q4
2026-01-30
American Express Co Q4 FY2025 Earnings Call
Confident tone Investment Philosophy and Marketing International and Co-Brand Partnerships Cost of Growth / Competitive Market
Revenue
$18.98B*
▲ 10.5% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY25 · Q3
2025-10-17
American Express Co Q3 FY2025 Earnings Call
Confident tone Platinum Card Refresh Credit Quality Younger / Millennial / Gen Z Cohorts
Revenue
$18.43B
▲ 10.8% YoY
Diluted EPS
$4.14
▲ 18.6% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q2
2025-07-18
American Express Co Q2 FY2025 Earnings Call
Confident tone Premium card refresh and leadership Spending and card member engagement Stablecoins and Coinbase partnership
Revenue
$17.86B
▲ 9.3% YoY
Diluted EPS
$4.08
▼ 1.7% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Conference
Investor event
2025-06-11
American Express Company at Morgan Stanley US Financials Conference
No reported result — non-financial event
Audio Transcript Slides
Conference
Investor event
2025-05-29
American Express Company at Bernstein 41st Annual Strategic Decisions Conference
No reported result — non-financial event
Audio Transcript Slides
Annual General Meeting
Investor event
2025-04-29
2025 American Express Company Annual Meeting of Shareholders
No reported result — non-financial event
Audio Transcript Slides
Earnings call
FY25 · Q1
2025-04-17
American Express Co Q1 FY2025 Earnings Call
Positive tone Product strategy and closed-loop dining/travel Credit quality and lending SME / commercial initiatives (Kabbage, Center, MYCA)
Revenue
$16.97B
▲ 7.4% YoY
Diluted EPS
$3.64
▲ 9.3% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Conference
Investor event
2025-02-10
American Express Company at UBS Financial Services Conference
No reported result — non-financial event
Audio Transcript Slides
Earnings call
FY24 · Q4
2025-01-24
American Express Co Q4 FY2024 Earnings Call
Confident tone Revenue and EPS guidance for 2025 Small and medium-sized enterprise (SME) growth International expansion and merchant coverage
Revenue
$17.18B*
▲ 8.7% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY24 · Q3
2024-10-18
American Express Co Q3 FY2024 Earnings Call
Confident tone Product Refresh Strategy Card Member Acquisition and Engagement Guidance and EPS Outlook
Revenue
$16.64B
▲ 8.2% YoY
Diluted EPS
$3.49
▲ 5.8% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q2
2024-07-19
American Express Co Q2 FY2024 Earnings Call
Confident tone Marketing and strategic investment EPS guidance and Accertify gain Billed business and spending environment
Revenue
$16.33B
▲ 8.5% YoY
Diluted EPS
$4.15
▲ 43.6% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q1
2024-04-19
American Express Co Q1 FY2024 Earnings Call
Confident tone Spending volumes Revenue growth and earnings Consumer card and new acquisitions
Revenue
$15.80B
▲ 10.6% YoY
Diluted EPS
$3.33
▲ 38.8% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q4
2024-01-26
American Express Co Q4 FY2023 Earnings Call
Confident tone Revenue and earnings growth Long-term growth aspiration Billing business trends
Revenue
$15.80B*
▲ 11.4% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY23 · Q3
2023-10-20
American Express Co Q3 FY2023 Earnings Call
Revenue
$15.38B
▲ 13.5% YoY
Diluted EPS
$3.30
▲ 33.6% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q2
2023-07-21
American Express Co Q2 FY2023 Earnings Call
Revenue
$15.05B
▲ 12.4% YoY
Diluted EPS
$2.89
▲ 12.5% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q1
2023-04-20
American Express Co Q1 FY2023 Earnings Call
Revenue
$14.28B
▲ 21.7% YoY
Diluted EPS
$2.40
▼ 12.1% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q4
2023-01-27
American Express Co Q4 FY2022 Earnings Call
Revenue
$14.18B*
▲ 16.7% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY22 · Q3
2022-10-21
American Express Co Q3 FY2022 Earnings Call
Revenue
$13.56B
▲ 24% YoY
Diluted EPS
$2.47
▲ 8.8% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q2
2022-07-22
American Express Co Q2 FY2022 Earnings Call
Revenue
$13.39B
▲ 30.8% YoY
Diluted EPS
$2.57
▼ 8.2% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q1
2022-04-22
American Express Co Q1 FY2022 Earnings Call
Revenue
$11.73B
▲ 29.5% YoY
Diluted EPS
$2.73
▼ 0.4% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q4
2022-01-25
American Express Co Q4 FY2021 Earnings Call
Revenue
$12.14B*
▲ 29.9% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY21 · Q3
2021-10-22
American Express Co Q3 FY2021 Earnings Call
Revenue
$10.93B
▲ 24.9% YoY
Diluted EPS
$2.27
▲ 74.6% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q2
2021-07-23
American Express Co Q2 FY2021 Earnings Call
Revenue
$10.24B
▲ 33.5% YoY
Diluted EPS
$2.80
▲ 865.5% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q1
2021-04-23
American Express Co Q1 FY2021 Earnings Call
Revenue
$9.06B
▼ 12.1% YoY
Diluted EPS
$2.74
▲ 568.3% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q4
2021-01-26
American Express Co Q4 FY2020 Earnings Call
Revenue
$9.35B
▼ 17.7% YoY
Diluted EPS
$1.76
▼ 13.3% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY20 · Q3
2020-10-23
American Express Co Q3 FY2020 Earnings Call
Revenue
$8.75B
▼ 20.4% YoY
Diluted EPS
$1.30
▼ 37.5% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q2
2020-07-24
American Express Co Q2 FY2020 Earnings Call
Revenue
$7.67B
▼ 29.2% YoY
Diluted EPS
$0.29
▼ 86% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q1
2020-04-24
American Express Co Q1 FY2020 Earnings Call
Revenue
$10.31B
▼ 0.5% YoY
Diluted EPS
$0.41
▼ 77.2% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY19 · Q4
2020-01-24
American Express Co Q4 FY2019 Earnings Call
Revenue
$11.37B
▲ 8.5% YoY
Diluted EPS
$2.03
▼ 12.5% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Showing 1–35 of 35 earnings calls
Key facts CIK 4962 CUSIP 025816109 13F (30d) 2626 filings 2556 filers Visit website Investor relations

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