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FICO · Fair Isaac Corp

Track FICO — free
$1,161.59 +83.47 (+7.74%) At close · Aug 19
Market Cap
$25.15B
Shares
21.60M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$1,161.59 Open$1,095.60 Day$1,089.41–1,176.10 52W close$922.37–1,879.55 Avg vol 30d341K Short int1.9M · 8.6% float · 5.0d Short vol69% Last earningsJul 29, 2026 DataJan 2020–Aug 2026 Filing10-Q · Jul 29

Up next

Next earnings call
Oct 28, 2026 Est · unconfirmed · in 10 wks
FQ4-26 quarter ends
~Sep 30, 2026 Est
filed Jul 29, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Sell
      SellHoldBuy
      Technical Neutral Momentum Very Weak Sentiment Neutral Fundamentals Strong Quant / Vol Very High
      Market backdrop VIX 14.9 · calm Equity put/call 0.52
      Technical
      price trend
      Neutral
      50 / 200-day cross No cross
      Price vs 200-day avg −13%
      below
      Price vs 50-day avg −1%
      below
      RSI (14) 53
      neutral
      MACD trend Positive
      52-week position 25%
      mid-range
      Momentum
      relative strength
      Very Weak
      1-month return −5%
      trailing
      6-month return −16%
      trailing
      YTD return −31%
      this year
      Relative strength −28%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $1176 › 200d $1340 — 200d above 50d
      Institutional flow Distributing
      -2% holders QoQ · +114 funds added
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Falling
      8.58% of float · ▼ -17.1% MoM · 5.0 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      845 holders — mid 3-yr range
      Squeeze score 59
      elevated · 0–100
      Fundamentals
      Strong
      Revenue growth +11%
      Y/Y
      EPS growth +30%
      Y/Y
      Free cash flow $769.9M
      Valuation P/E 33.6
      in line
      Buyback $800.0M
      remaining
      Balance sheet $2.5B
      net debt
      Quant / Vol
      risk profile
      Very High
      Volatility 55%
      annualized · 1-yr
      Max drawdown −51%
      past year
      ATR 5.2%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the 8-K filed Jul 29, 2026
      Revenues · fiscal 2026 Raised $2.53B
      Jan 28, 2026 $2.35B changed to Jul 29, 2026 $2.53B
      prior FY $1.99B midpoint +27.1% Y/Y
      GAAP Net Income · fiscal 2026 Raised $850M
      Jan 28, 2026 $795M changed to Jul 29, 2026 $850M
      GAAP EPS · fiscal 2026 Raised $36.86
      Jan 28, 2026 $33.47 changed to Jul 29, 2026 $36.86
      prior FY $26.54 midpoint +38.9% Y/Y
      Non-GAAP Net Income · fiscal 2026 Raised $979M
      Jan 28, 2026 $907M changed to Jul 29, 2026 $979M
      Prior guidance period ended · from the Earnings Call filed Mar 31, 2024
      Full-year revenue · full fiscal year $1.69B
      GAAP net income · full fiscal year $495M
      Non-GAAP earnings per share · full fiscal year $22.80
      Non-GAAP net income · full fiscal year $573M
      GAAP earnings per share · full fiscal year $19.70
      Guided vs delivered · last 1 settled
      Revenues fiscal 2024
      guided $1.68B
      $1.72B Beat +2.5%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Neutral
      1 · 4 · 1
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      −13% Bearish
      Price vs 50-day avg
      −1% Neutral
      RSI (14)
      53 Neutral
      MACD trend
      Positive Bullish
      52-week position
      25% Neutral
      Market signals — smart money & positioning
      Mixed
      Trend (MA cross) No cross
      50d $1176 › 200d $1340 — 200d above 50d
      Institutional flow Distributing
      -2% holders QoQ · +114 funds added
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Falling
      8.58% of float · ▼ -17.1% MoM · 5.0 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      845 holders — mid 3-yr range
      Price context
      position in its 52-week range
      Range low $922 Now $1,162 · 25% Range high $1,880
      vs 200-day avg -13% vs 50-day avg -1%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Software - Application — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      FICO
      Fair Isaac Corp
      this stock
      $25.15B -31.3% +10.8% 33.6 8.6%
      SAP
      Sap SE
      $245.04B -11.2% 0.7%
      SHOP
      Shopify Inc.
      $189.32B -8.9% +30.1% 98.8 1.6%
      CRM
      Salesforce, Inc.
      $160.64B -22.2% +25.9% 22.7 3.6%
      UBER
      Uber Technologies, Inc
      $152.50B -4.5% +18.3% 2.3%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      845
      % held
      103.6%
      Net QoQ
      +172.5K sh
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      776
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      1.9M
      Days to cover
      5.0d
      Change
      -381.1K sh
      View
      Short Volume
      Short vol %
      69%
      As of
      Aug 19, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      944
      Value
      $1.3M
      As of
      Jul 30, 2026
      View
      Off-Exchange
      Off-exchange %
      39.4%
      Week of
      Jul 13, 2026
      Off-exch Lit
      View
      Smart Money
      Congressional Trades Sell
      Member
      Gilbert Cisneros
      Amount
      $1.0K–$15.0K
      Traded
      Apr 14, 2026
      View
      Financials
      Financials
      Revenue (FY)
      $2.0B
      Net income (FY)
      $651.9M
      EPS diluted
      $26.54
      View
      Buybacks
      Authorized
      $2.0B
      Remaining
      $800.0M
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jul 29, 2026
      This year
      12
      View
      Proposed Sales
      Value
      $1.3M
      Shares
      967
      Filed
      Jul 29, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Jul 29, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      FICO +11.2% -4.9% -16.3% +3.4% -31.3%
      SPY -0.4% +2.9% +11.6% +3.0% +12.8%
      vs SPY +11.7% -7.8% -27.9% +0.5% -44.1%

      Capital returns

      Buyback program · as of Jun 30, 2026
      Authorized
      $2.00B
      Spent (derived)
      $1.20B
      Remaining
      $800.00M
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 814547 CUSIP 303250104 13F (30d) 755 filings 731 filers Visit website Investor relations