FICO · Fair Isaac Corp
$1,085.78
-24.92 (-2.24%)
At close · Aug 14
Market Cap
$23.45B
Shares
21.60M
Fair Isaac Corp Earnings Call Transcripts
Every quarterly earnings call for Fair Isaac Corp (FICO) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▲4.2%
$348.75M
$90.70M
'22 Q4
22-11-09
▲7%
$344.87M
$97.64M
'23 Q1
23-01-26
▲6.5%
$380.27M
$101.55M
'23 Q2
23-04-27
▲14.2%
$398.69M
$128.76M
'23 Q3
23-08-02
▲11.8%
$389.73M
$101.42M
'23 Q4
23-11-08
▲10.8%
$382.06M
$121.06M
'24 Q1
24-01-25
▲14.1%
$433.81M
$129.80M
'24 Q2
24-04-25
▲12.3%
$447.85M
$126.26M
'24 Q3
24-07-31
▲16.4%
$453.81M
$135.69M
'24 Q4
24-11-06
▲15.2%
$439.97M
$152.53M
'25 Q1
25-02-04
▲15%
$498.74M
$162.62M
'25 Q2
25-04-29
▲19.8%
$536.41M
$181.79M
'25 Q3
25-07-30
▲13.6%
$515.75M
$155.01M
'25 Q4
25-11-05
▲16.4%
$511.96M
$158.37M
'26 Q1
26-01-28
▲38.7%
$691.68M
$264.46M
'26 Q2
26-04-28
LATEST
▲25.7%
$674.19M
$237.17M
'26 Q3
26-07-29
Earnings call
FY26 · Q3
2026-07-29
Q3 2026 FICO Earnings Conference Call
Confident tone
AI Capabilities and Platform
Bureau Relationships and Competition
Revenue and Earnings Growth
Revenue
$674.19M
▲ 25.7% YoY Diluted EPS
$10.45
▲ 41.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q2
2026-04-28
Fair Isaac Corp Q2 FY2026 Earnings Call
Confident tone
Regulatory Environment and VantageScore Competition
FICO Score 10T Adoption and FHFA Update
Guidance and Volume Assumptions
Revenue
$691.68M
▲ 38.7% YoY Diluted EPS
$11.14
▲ 69% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-01-28
Fair Isaac Corp Q1 FY2026 Earnings Call
Confident tone
Mortgage market and interest rate uncertainty
FICO Score 10T adoption
Direct Licensing Program
Revenue
$511.96M
▲ 16.4% YoY Diluted EPS
$6.61
▲ 7.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2025-11-05
Fair Isaac Corp Q4 FY2025 Earnings Call
Confident tone
Scores segment strength
Fiscal 2025 results and outlook
Software platform growth
Revenue
$515.75M*
▲ 13.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-07-30
Fair Isaac Corp Q3 FY2025 Earnings Call
Confident tone
Software / FICO Platform
FICO Score 10 T adoption
AI and innovation
Revenue
$536.41M
▲ 19.8% YoY Diluted EPS
$7.40
▲ 46.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-04-29
Fair Isaac Corp Q2 FY2025 Earnings Call
Confident tone
Partnerships and Indirect Channel
Software Platform and ARR
FICO Platform / Innovation
Revenue
$498.74M
▲ 15% YoY Diluted EPS
$6.59
▲ 27.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-02-04
Fair Isaac Corp Q1 FY2025 Earnings Call
Confident tone
Software platform and ARR growth
Financial results and capital return
GSE / FHFA implementation timing
Revenue
$439.97M
▲ 15.2% YoY Diluted EPS
$6.14
▲ 27.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2024-11-06
Fair Isaac Corp Q4 FY2024 Earnings Call
Confident tone
Macroeconomic and rate environment
Software platform expansion
Mortgage originations strength
Revenue
$453.81M*
▲ 16.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-07-31
Fair Isaac Corp Q3 FY2024 Earnings Call
Confident tone
Software Platform Growth and ARR
FICO Platform Adoption / Land and Expand
Geographic / Regional Mix
Revenue
$447.85M
▲ 12.3% YoY Diluted EPS
$5.05
▼ 0.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-04-25
Fair Isaac Corp Q2 FY2024 Earnings Call
Confident tone
Software platform expansion
Scores segment performance
Professional services and on-prem software trajectory
Revenue
$433.81M
▲ 14.1% YoY Diluted EPS
$5.16
▲ 29% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-01-25
Fair Isaac Corp Q1 FY2024 Earnings Call
Confident tone
FICO Platform Growth
Scores Segment Performance
Mortgage Volumes and Interest Rates
Revenue
$382.06M
▲ 10.8% YoY Diluted EPS
$4.80
▲ 25% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2023-11-08
Fair Isaac Corp Q4 FY2023 Earnings Call
Revenue
$389.73M*
▲ 11.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-08-02
Fair Isaac Corp Q3 FY2023 Earnings Call
Revenue
$398.69M
▲ 14.2% YoY Diluted EPS
$5.08
▲ 40.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-04-27
Fair Isaac Corp Q2 FY2023 Earnings Call
Revenue
$380.27M
▲ 6.5% YoY Diluted EPS
$4.00
▲ 1.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-01-26
Fair Isaac Corp Q1 FY2023 Earnings Call
Revenue
$344.87M
▲ 7% YoY Diluted EPS
$3.84
▲ 24.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2022-11-09
Fair Isaac Corp Q4 FY2022 Earnings Call
Revenue
$348.75M*
▲ 4.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-08-03
Fair Isaac Corp Q3 FY2022 Earnings Call
Revenue
$348.97M
▲ 3.2% YoY Diluted EPS
$3.61
▼ 30.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-04-27
Fair Isaac Corp Q2 FY2022 Earnings Call
Revenue
$357.19M
▲ 7.8% YoY Diluted EPS
$3.95
▲ 69.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-01-27
Fair Isaac Corp Q1 FY2022 Earnings Call
Revenue
$322.36M
▲ 3.2% YoY Diluted EPS
$3.09
▲ 6.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2021-11-10
Fair Isaac Corp Q4 FY2021 Earnings Call
Revenue
$334.58M*
▼ 10.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-08-03
Fair Isaac Corp Q3 FY2021 Earnings Call
Revenue
$338.18M
▲ 7.8% YoY Diluted EPS
$5.18
▲ 140.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-05-05
Fair Isaac Corp Q2 FY2021 Earnings Call
Revenue
$331.36M
▲ 7.6% YoY Diluted EPS
$2.33
▲ 20.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-01-28
Fair Isaac Corp Q1 FY2021 Earnings Call
Revenue
$312.41M
▲ 4.7% YoY Diluted EPS
$2.90
▲ 59.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2020-11-10
Fair Isaac Corp Q4 FY2020 Earnings Call
Revenue
$374.36M
▲ 22.6% YoY Diluted EPS
$1.98
▲ 10% YoY Gross margin
75.0%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-07-29
Fair Isaac Corp Q3 FY2020 Earnings Call
Revenue
$313.73M
▼ 0.2% YoY Diluted EPS
$2.15
▲ 1.4% YoY Gross margin
71.8%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-04-29
Fair Isaac Corp Q2 FY2020 Earnings Call
Revenue
$307.97M
▲ 10.7% YoY Diluted EPS
$1.94
▲ 76.4% YoY Gross margin
71.4%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-01-30
Fair Isaac Corp Q1 FY2020 Earnings Call
Revenue
$298.50M
▲ 13.8% YoY Diluted EPS
$1.82
▲ 37.9% YoY Gross margin
69.6%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Showing 1–27 of 27 earnings calls
Key facts
CIK
814547
CUSIP
303250104
13F (30d)
788 filings
765 filers
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