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FICO · Fair Isaac Corp · Debt

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$695.00 -13.07 (-1.85%)
Market Cap
$15.29B
Shares
21.60M
Volume · Oct 26 2.46M Avg daily vol (3M) 712.36K

Debt Profile

Reported borrowing balances, repayment dates and agreement terms, with links to the underlying filings.

Latest reported total
USD 3,600,000,000
As of Mar 31, 2026
Tracked instruments
2
Loans, facilities and note series
Annual baseline
—
Latest approved annual total
Reported total debt history
As of Reported label Amount Source
2026-03-31 Total debt balance USD 3,600,000,000 10-Q filed 2026-04-28
Total debt balance was $3.6 billion as of March 31, 2026, compared with $3.1 billion as of September 30, 2025.
2025-09-30 Total debt balance USD 3,100,000,000 10-Q filed 2026-04-28
Total debt balance was $3.6 billion as of March 31, 2026, compared with $3.1 billion as of September 30, 2025.

Reported debt balances

Each amount keeps its reported scope. Related balance-sheet measures appear under the borrowing they describe.

Reported balanceAs ofAmountSource
Long-term debt, including current maturities 2026-06-30 USD 5,582,389,000 10-Q filed 2026-07-29
Related accounting measures — not additional borrowing

Carrying amounts can reflect issuance costs or discounts. Differences between these measures are not necessarily repayments due within a year.

Current portion of long-term debt
USD 300,000,000
Noncurrent debt carrying amount
USD 5,282,389,000
Noncurrent operating lease liabilities 2026-06-30 USD 15,621,000 10-Q filed 2026-07-29
Instrument and agreement coverage is incomplete. Additional filings are awaiting review.
2 filings have incomplete source or extraction coverage. Verified observations are shown; missing observations do not establish that debt was unchanged.

Covenants

Covenant terms have not yet been verified for this profile.

The balance figures do not establish whether covenants apply or whether the company complies with them.

Loans, facilities and notes

6.250% Senior Notes due 2034

Note · Fair Isaac Corporation

Reference: 6.250% Senior Notes due 2034

Active
Original principal
USD 1,000,000,000
Outstanding
—
Commitment
—
Availability
—
Maturity
Sep 15, 2034

Last reported interest terms: 6.25% Reported 2026-03-20 Later filings may not restate these terms; this does not confirm they still apply.

Covenant terms for this agreement are not yet verified.

Documents and filing history
  1. Issuance · 2026-03-20 Original principal USD 1,000,000,000 Exact source document Parent 8-K filing · 2026-03-20
    On March 20, 2026, Fair Isaac Corporation (the “Company”) closed its previously announced private offering to eligible purchasers of $1.0 billion aggregate principal amount of 6.250% Senior Notes due 2034 (the “Notes”). The Notes were issued pursuant to the Indenture dated as of March 20, 2026 (the “Indenture”), by and between the Company and U.S. Bank Trust Company, National Association, as trustee (the “Trustee”).
    Issuer evidence: On March 20, 2026, Fair Isaac Corporation (the “Company”) closed its previously announced private offering to eligible purchasers of $1.0 billion aggregate principal amount of 6.250% Senior Notes due 2034 (the “Notes”). The Notes were issued pursuant to the Indenture dated as of March 20, 2026 (the “Indenture”), by and between the Company and U.S. Bank Trust Company, National Association, as trustee (the “Trustee”).
    Supporting evidence: The Company will pay interest on the Notes semi-annually on March 15 and September 15. Interest on the Notes will accrue from March 20, 2026 at a rate of 6.250% per annum, and the first interest payment date for the Notes will be September 15, 2026. The Notes will mature on September 15, 2034. The Company may redeem some or all of the Notes at any time prior to March 15, 2029, at a redemption price equal to 100% of the principal amount of the Notes to be redeemed, plus a make-whole premium and accrued and unpaid interest on the Notes to the redemption date. Prior to March 15, 2029, the Company may also redeem up to 40% of the Notes with the net proceeds from certain equity offerings at a redemption price of 106.250% of the principal amount of the Notes to be redeemed plus accrued and unpaid interest on the Notes to the redemption date. Thereafter, the Company may redeem the Notes in whole or in part at a redemption price equal to the percentage of the principal amount as set forth in the Indenture.
    Supporting evidence: On March 20, 2026, Fair Isaac Corporation (the “Company”) closed its previously announced private offering to eligible purchasers of $1.0 billion aggregate principal amount of 6.250% Senior Notes due 2034 (the “Notes”). The Notes were issued pursuant to the Indenture dated as of March 20, 2026 (the “Indenture”), by and between the Company and U.S. Bank Trust Company, National Association, as trustee (the “Trustee”).
    Supporting evidence: On March 20, 2026, Fair Isaac Corporation (the “Company”) closed its previously announced private offering to eligible purchasers of $1.0 billion aggregate principal amount of 6.250% Senior Notes due 2034 (the “Notes”). The Notes were issued pursuant to the Indenture dated as of March 20, 2026 (the “Indenture”), by and between the Company and U.S. Bank Trust Company, National Association, as trustee (the “Trustee”).

6.250% Senior Notes due 2034

Note · Fair Isaac Corporation

Reference: 6.250% Senior Notes due 2034

Active
Original principal
USD 1,000,000,000
Outstanding
—
Commitment
—
Availability
—
Maturity
—

Last reported interest terms: 6.25% Reported 2026-03-20 Later filings may not restate these terms; this does not confirm they still apply.

Covenant terms for this agreement are not yet verified.

Documents and filing history
  1. Issuance · 2026-03-20 Original principal USD 1,000,000,000 Exact source document Parent 8-K filing · 2026-03-20
    WHEREAS, the Company has duly authorized the creation of and issue of $1,000,000,000 aggregate principal amount of 6.250% Senior Notes due 2034 (the “*Initial* *Notes*”) and the execution and delivery of this Indenture.
    Issuer evidence: INDENTURE, dated as of March 20, 2026, between Fair Isaac Corporation, a Delaware corporation (the “*Company*”), and U.S. Bank Trust Company, National Association, as Trustee.
    Supporting evidence: WHEREAS, the Company has duly authorized the creation of and issue of $1,000,000,000 aggregate principal amount of 6.250% Senior Notes due 2034 (the “*Initial* *Notes*”) and the execution and delivery of this Indenture.
    Supporting evidence: WHEREAS, the Company has duly authorized the creation of and issue of $1,000,000,000 aggregate principal amount of 6.250% Senior Notes due 2034 (the “*Initial* *Notes*”) and the execution and delivery of this Indenture.
Key facts CIK 814547 CUSIP 303250104 13F (30d) 145 filings 138 filers Visit website Investor relations