FICO · Fair Isaac Corp
$1,335.57
+55.00 (+4.29%)
At close · Jul 28
Market Cap
$29.70B
Shares
23.19M
Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.
Revenue
$1.99B
+15.9%
FY2025
Net Income
$651.95M
+27.1%
FY2025
Gross Margin
82.23%
+2.5pp
FY2025
Operating Margin
46.45%
+3.7pp
FY2025
Diluted EPS
$26.54
+29.8%
FY2025
Operating Cash Flow
$778.81M
+23%
FY2025
Chart any reported metric, KPI or segment over time — the full statement history lives here
Search above to add metrics — fundamentals, product and segment revenue, company KPIs, valuation.
| Line Item | FY2026 (G) | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 | FY2008 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $2.45B | $2.26B | $1.99B | $1.72B | $1.51B | $1.38B | $1.32B | $1.29B | $1.16B | $1.03B | $932.17M | $881.36M | $838.78M | $788.99M | $743.44M | $676.42M | $619.68M | $605.64M | $630.74M | $744.84M | |
| — | $357.21M | $353.72M | $348.21M | $311.05M | $302.17M | $332.46M | $361.14M | $336.85M | $312.9M | $287.61M | $265.17M | $270.54M | $249.28M | $229.47M | $197.95M | $186.47M | $180.93M | $206.45M | $274.92M | |
| — | $1.9B | $1.64B | $1.37B | $1.2B | $1.08B | $984.07M | $933.42M | $823.24M | $719.58M | $644.56M | $616.18M | $568.25M | $539.7M | $513.98M | $478.48M | $433.21M | $424.71M | $424.29M | $469.93M | |
| — | — | 82.23% | 79.73% | 79.45% | 78.06% | 74.75% | 72.1% | 70.96% | 69.69% | 69.15% | 69.91% | 67.75% | 68.4% | 69.13% | 70.74% | 69.91% | 70.13% | 67.27% | 63.09% | |
| — | $201.99M | $188.35M | $171.94M | $159.95M | $146.76M | $171.23M | $166.5M | $149.48M | $128.38M | $110.87M | $103.67M | $98.82M | $83.44M | $66.97M | $59.53M | $62.13M | $73.58M | $73.63M | $77.79M | |
| — | $549.49M | $513.03M | $462.83M | $400.57M | $383.86M | $396.28M | $420.93M | $414.09M | $376.91M | $337.17M | $328.94M | $300M | $278.2M | $268.4M | $238.52M | $223.62M | $225.26M | $209.32M | $245.64M | |
| — | — | $0 | $917K | $1.1M | $2.06M | $3.26M | $4.99M | $6.13M | $6.59M | $12.71M | $13.98M | $13.67M | $11.92M | $13.54M | $6.94M | $7.74M | $10.9M | $12.89M | $14.04M | |
| — | — | $14.95M | $13.83M | $14.64M | $20.47M | $25.59M | $30.37M | $31.61M | $30.18M | $36.21M | $31.63M | $33.89M | $32.63M | $33.21M | $21.55M | $24.2M | $30.92M | $38.42M | $39.49M | |
| — | — | $10.92M | $0 | $0 | $0 | $7.96M | $11.77M | $0 | $0 | $4.5M | $0 | $17.5M | $4.1M | $2.72M | $3.98M | $12.39M | $1.62M | $8.71M | $10.17M | |
| — | $1.12B | $1.07B | $983.9M | $870.73M | $834.86M | $811.05M | $998.59M | $906.54M | $824.79M | $752.82M | $711.76M | $701.28M | $627.12M | $581.85M | $508.07M | $492.35M | $492.29M | $513.99M | $622.56M | |
| — | $1.14B | $924.85M | $733.63M | $642.83M | $542.41M | $505.49M | $295.97M | $253.55M | $175.36M | $182.16M | $169.59M | $137.51M | $161.87M | $161.59M | $168.36M | $127.34M | $113.35M | $116.75M | $122.28M | |
| — | — | 46.45% | 42.71% | 42.47% | 39.38% | 38.4% | 22.86% | 21.86% | 16.98% | 19.54% | 19.24% | 16.39% | 20.52% | 21.74% | 24.89% | 20.55% | 18.72% | 18.51% | 16.42% | |
| — | — | $939.8M | $747.46M | $657.47M | $562.88M | $531.08M | $326.34M | $285.16M | $205.54M | $218.37M | $201.23M | $171.39M | $194.5M | $194.81M | $189.91M | $151.53M | $144.27M | $155.17M | $161.78M | |
| — | $159.37M | $133.65M | $105.64M | $95.55M | $68.97M | $40.09M | $42.18M | $39.75M | $31.31M | $25.79M | $26.63M | $29.15M | $28.55M | $30.23M | $31.42M | $32.36M | $24.12M | $25.48M | $20.34M | |
| — | $38K | — | — | — | — | — | — | — | — | — | — | — | — | $54K | $317K | $2.19M | $1.69M | $4.72M | $8.8M | |
| — | $10.59M | $11.39M | $14.03M | $6.34M | -$2.14M | $7.75M | $3.21M | $2.28M | $12.88M | -$86K | $1.61M | $883K | -$187K | $618K | -$698K | $290K | $1.39M | $1.59M | $2.25M | |
| — | $987.41M | $802.6M | $642.03M | $553.62M | $471.31M | $473.14M | $257M | $216.07M | $156.93M | $156.28M | $144.57M | $109.24M | $133.13M | $131.98M | $136.24M | $97.46M | $92.3M | $97.57M | $113M | |
| — | $227.78M | $150.65M | $129.21M | $124.25M | $97.77M | $81.06M | $20.59M | $23.95M | $30.45M | $22.87M | $35.12M | $22.74M | $38.25M | $41.89M | $44.24M | $25.89M | $27.85M | $32.11M | $31.81M | |
| — | $759.63M | $651.95M | $512.81M | $429.38M | $373.54M | $392.08M | $236.41M | $192.12M | $126.48M | $133.41M | $109.45M | $86.5M | $94.88M | $90.1M | $92M | $71.56M | $64.46M | $65.1M | $83.95M | |
| — | — | 32.75% | 29.86% | 28.37% | 27.12% | 29.78% | 18.26% | 16.56% | 12.25% | 14.31% | 12.42% | 10.31% | 12.03% | 12.12% | 13.6% | 11.55% | 10.64% | 10.32% | 11.27% | |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | $71.56M | $64.46M | $65.47M | — | |
| — | $765.37M | $651.53M | $523.33M | $451.93M | $324.69M | $399.23M | $243.5M | $178.46M | $116.56M | $143.93M | $83.15M | $58.98M | $92.6M | $85M | $97.91M | $69.53M | $62.21M | — | — | |
| USD/shares | — | — | $26.90 | $20.78 | $17.18 | $14.34 | $13.65 | $8.13 | $6.63 | $4.26 | $4.32 | $3.52 | $2.75 | $2.80 | $2.55 | $2.64 | $1.82 | $1.44 | $1.34 | $1.72 |
| USD/shares | $35.60 | — | $26.54 | $20.45 | $16.93 | $14.18 | $13.40 | $7.90 | $6.34 | $4.06 | $4.14 | $3.39 | $2.65 | $2.72 | $2.48 | $2.55 | $1.79 | $1.42 | $1.33 | $1.70 |
| shares | — | — | 24.24M | 24.68M | 24.99M | 26.04M | 28.73M | 29.07M | 28.98M | 29.71M | 30.86M | 31.13M | 31.4M | 33.87M | 35.33M | 34.91M | 39.36M | 44.9M | 48.66M | 48.94M |
| shares | — | — | 24.56M | 25.08M | 25.37M | 26.35M | 29.26M | 29.93M | 30.29M | 31.18M | 32.25M | 32.31M | 32.61M | 34.86M | 36.29M | 36.06M | 39.99M | 45.31M | 48.78M | 49.37M |
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing.
TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative. (G): the company's own guidance — a (G) column is a guided period not yet reported; a G marker shows how the reported figure landed against the guided range. Non-GAAP-basis guidance (*) is shown as stated and never judged against GAAP actuals.
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2008–FY2025: $6.8B in buybacks, $29.08M in dividends.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.
Valuation
EV/Revenue
14.68×
Peer median 4.64×
EV/EBIT
29.15×
Peer median 18.74×
P/E (TTM)
40.58×
Peer median 30.76×
Peer medians compare against the 58 similar-size Software - Application companies (of 201 listed).
Valuation over time computed as of each quarter's filing date
Revenue Breakdown
Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.
Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.
By Segment (USD)
| Component | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Scores | $1,168,575,000 | $919,650,000 | $773,828,000 | $706,643,000 | $654,147,000 | $528,547,000 | $421,177,000 | $335,870,000 |
| Software | $822,294,000 | $797,876,000 | $739,729,000 | $670,627,000 | $662,389,000 | $766,015,000 | $738,906,000 | — |
| Applications | — | — | — | — | — | $602,046,000 | $605,034,000 | $564,375,000 |
| Decision Management Software | — | — | — | — | — | $163,969,000 | $133,872,000 | $99,901,000 |
By Geography (USD)
| Component | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Americas | $1,732,385,000 | $1,449,888,000 | $1,286,950,000 | $1,130,711,000 | $1,049,933,000 | $992,225,000 | $872,452,000 | — |
| EMEA | $159,803,000 | $169,526,000 | $141,364,000 | $147,299,000 | $190,396,000 | $203,584,000 | $195,186,000 | $169,592,000 |
| Asia Pacific | $98,681,000 | $98,112,000 | $85,243,000 | $99,260,000 | $76,207,000 | $98,753,000 | $92,445,000 | $84,007,000 |
| Latin America | — | — | — | — | — | — | — | $45,537,000 |
| North America | — | — | — | — | — | — | — | $701,010,000 |
By Product & Service (USD)
| Component | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Scores Products | $1,168,575,000 | $919,650,000 | $773,828,000 | $706,643,000 | $654,147,000 | $528,547,000 | $421,177,000 | $335,870,000 |
| On-Premises and SaaS Software | $740,145,000 | $711,340,000 | $640,182,000 | $564,751,000 | $517,888,000 | $584,576,000 | $556,968,000 | — |
| Technology Service | $82,149,000 | $86,536,000 | $99,547,000 | $105,876,000 | $144,501,000 | $181,439,000 | $181,938,000 | — |
| Business to Business Scores | — | — | — | $475,442,000 | $446,538,000 | $381,929,000 | $302,103,000 | — |
| Business to Consumer Scores | — | — | — | $231,201,000 | $207,609,000 | $146,618,000 | $119,074,000 | — |
| Non Platform Software | — | — | — | $448,499,000 | $451,004,000 | $518,911,000 | $517,793,000 | — |
| On-Premises Products | — | — | — | — | — | $465,971,000 | $468,552,000 | $423,334,000 |
| On Premises Software | — | — | — | $280,649,000 | $266,452,000 | $347,532,000 | $342,848,000 | — |
| Platform Software | — | — | — | $116,252,000 | $66,884,000 | $65,665,000 | $39,175,000 | — |
| SaaS Products | — | — | — | — | — | $300,044,000 | $270,354,000 | $240,942,000 |
| SaaS Software | — | — | — | $284,102,000 | $251,436,000 | $237,044,000 | $214,120,000 | — |
| Transactional and Maintenance | — | — | — | — | — | $973,933,000 | $860,948,000 | — |
| License | — | — | — | — | — | $137,589,000 | $115,040,000 | — |
Segment Operating Income
Annual operating income by business segment, as tagged in the company's own XBRL filings. Segments need not sum to the consolidated figure — corporate costs and eliminations are typically unallocated.
By Segment (USD)
| Component | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Scores | $1,026,243,000 | $813,354,000 | $681,071,000 | $619,355,000 | $563,609,000 | $454,310,000 | $361,356,000 | $272,418,000 |
| Software | $247,694,000 | $257,529,000 | $241,191,000 | $183,122,000 | $107,101,000 | $130,066,000 | $126,046,000 | — |
| Applications | — | — | — | — | — | $153,541,000 | $161,162,000 | $143,964,000 |
| Decision Management Software | — | — | — | — | — | -$23,475,000 | -$35,116,000 | -$34,360,000 |
Operating Margin by Segment (%)
| Component | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Scores | 87.8% | 88.4% | 88% | 87.6% | 86.2% | 86% | 85.8% | 81.1% |
| Software | 30.1% | 32.3% | 32.6% | 27.3% | 16.2% | 17% | 17.1% | — |
| Applications | — | — | — | — | — | 25.5% | 26.6% | 25.5% |
| Decision Management Software | — | — | — | — | — | -14.3% | -26.2% | -34.4% |
Key facts
CIK
814547
CUSIP
303250104
13F (30d)
240 filings
221 filers
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