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$531.98 -6.32 (-1.17%) At close · Jul 22
Market Cap
$470.05B
Shares
883.58M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$531.98 Open$538.94 Day$530.73–540.00 52W$464.52–600.08 Avg vol 30d3.6M Short int7.7M · 0.9% float · 1.6d Short vol30% Last earningsJul 30, 2026 DataJan 2020–Jul 2026 Filing10-Q · Apr 30

Up next

Next earnings call
Jul 30, 2026 Scheduled · in 1 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Apr 30, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Buy
      SellHoldBuy
      Technical Buy Momentum Neutral Sentiment Bearish Fundamentals Strong Quant / Vol Low
      Market backdrop VIX 18.7 · elevated Equity put/call 0.61
      Technical
      price trend
      Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +1%
      above
      Price vs 50-day avg +5%
      above
      RSI (14) 55
      neutral
      MACD trend Positive
      52-week position 50%
      mid-range
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Neutral
      1-month return +9%
      trailing
      6-month return +2%
      trailing
      YTD return −7%
      this year
      Relative strength −5%
      vs S&P · 6-mo
      Sentiment
      smart money
      Bearish
      Trend (MA cross) No cross
      50d $506 › 200d $528 — 200d above 50d
      Institutional flow Distributing
      1,072 of 3,607 funds reported for Jun 30 · net -64.3K sh shares · +42 new
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Rising
      0.88% of float · ▲ +16.3% MoM · 1.6 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      3,607 holders — mid 3-yr range
      Squeeze score 64
      elevated · 0–100
      Fundamentals
      Strong
      Revenue growth +16%
      Y/Y
      EPS growth +19%
      Y/Y
      Free cash flow $17.2B
      Valuation P/E 30.8
      rich
      Buyback $11.7B
      remaining
      Balance sheet $8.4B
      net debt
      Quant / Vol
      risk profile
      Low
      Volatility 22%
      annualized · 1-yr
      Max drawdown −21%
      past year
      ATR 2.3%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the Earnings Call filed Dec 31, 2025
      full year 2026
      Foreign exchange tailwind to net revenue Initiated 1% – 1.5%
      Foreign exchange headwind to operating expense Initiated 0.5% – 1%
      Non-GAAP tax rate Non-GAAP Initiated 20% – 21%
      Q1 2026
      Foreign exchange tailwind to net revenue Initiated 3.5% – 4%
      Foreign exchange headwind to operating expense Initiated 2.5%
      One-time restructuring charge Initiated $200M
      Other income and expenses Non-GAAP Initiated $-50M
      Non-GAAP tax rate Non-GAAP Initiated 19% – 20%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      0 · 4 · 3
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +1% Bullish
      Price vs 50-day avg
      +5% Bullish
      RSI (14)
      55 Neutral
      MACD trend
      Positive Bullish
      52-week position
      50% Neutral
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Bearish · 2 of 6
      Trend (MA cross) No cross
      50d $506 › 200d $528 — 200d above 50d
      Institutional flow Distributing
      1,072 of 3,607 funds reported for Jun 30 · net -64.3K sh shares · +42 new
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Rising
      0.88% of float · ▲ +16.3% MoM · 1.6 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      3,607 holders — mid 3-yr range
      Price context
      position in its 52-week range
      52-wk low $465 Now $532 · 50% 52-wk high $600
      vs 200-day avg +1% vs 50-day avg +5%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      Cross-border volume 13% Q1 2026
      Dividends paid $777M Q1 2026
      Mastercard and Maestro-branded cards issued 3.7B As of March 31, 2026
      Payment network net revenue growth 12% Q1 2026
      Payment network rebates and incentives growth 23% Q1 2026
      Shares repurchased 7.8M Q1 2026
      Switched transactions 9% Q1 2026
      Value-added services and solutions net revenue growth 22% Q1 2026
      Value-added services and solutions net revenue growth (currency-neutral) 18% Q1 2026
      Cross-border volume growth 14% Q4 2025
      Switched transactions growth 10% Q4 2025

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Credit Services — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      MA
      Mastercard Inc
      this stock
      $470.05B -6.7% +16.4% 30.8 0.9%
      V
      Visa Inc.
      $633.95B +1.0% +12.3% 1.2%
      AXP
      American Express Co
      $237.95B -5.5% +13.4% 21.8 1.6%
      COF
      Capital One Financial Corp
      $124.43B -17.2% +36.6% 51.0 1.9%
      PYPL
      PayPal Holdings, Inc.
      $48.97B -4.6% +8.2% 10.4 6.2%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      3,599
      % held
      85.8%
      Reported
      1,072 of 3,607
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      1,620
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      7.7M
      Days to cover
      1.6d
      Change
      +1.1M sh
      View
      Short Volume
      Short vol %
      30%
      As of
      Jul 23, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      2.0K
      Value
      $995.0K
      As of
      Jun 29, 2026
      View
      Off-Exchange
      Off-exchange %
      48.2%
      Week of
      Jun 29, 2026
      Off-exch Lit
      View
      Smart Money
      Congressional Trades Sell
      Member
      Thomas H Tuberville
      Amount
      $15.0K–$50.0K
      Traded
      Jun 8, 2026
      View
      Financials
      Financials
      Revenue (FY)
      $32.8B
      Net income (FY)
      $3.1B
      EPS diluted
      $16.52
      View
      Buybacks
      Authorized
      $14.0B
      Remaining
      $11.7B
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      Investor Event Transcript
      Filed
      Jun 30, 2026
      This year
      12
      View
      Proposed Sales
      Value
      $10.7M
      Shares
      19.8K
      Filed
      Jul 15, 2026
      View
      Earnings & Events
      Earnings Calls Upcoming
      Next call
      Jul 30, 2026
      Last call
      Jun 3, 2026
      View
      Investor Relations
      Latest news
      Mastercard Expands Virtual Card P…
      Published
      Jul 23, 2026
      Upcoming events
      1
      View

      Performance

      5D 20D 120D MTD YTD
      MA -0.6% +9.0% +2.0% +3.6% -6.7%
      SPY -1.0% +1.9% +7.5% +0.1% +9.6%
      vs SPY +0.4% +7.1% -5.4% +3.5% -16.3%

      Capital returns

      Latest dividend
      $0.87 / share · ex Jul 9, 2026
      Raised 14.5%
      Paid (TTM)
      $3.37 / share · 4 payouts
      Dividend yield (TTM, derived)
      0.63%
      Buyback program · as of Apr 27, 2026
      Authorized
      $14.00B
      Spent (derived)
      $2.30B
      Remaining
      $11.70B
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1141391 CUSIP 57636Q104 13F (30d) 1055 filings 1029 filers Visit website Investor relations