MA · Mastercard Inc
$569.29
+2.25 (+0.40%)
At close · Aug 14
Market Cap
$498.70B
Shares
876.01M
Mastercard Inc Earnings Call Transcripts
Every quarterly earnings call for Mastercard Inc (MA) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▲15.5%
$5.76B
$2.50B
'22 Q3
22-10-27
▲11.5%
$5.82B
$2.52B
'22 Q4
23-01-26
▲11.2%
$5.75B
$2.36B
'23 Q1
23-04-27
▲14%
$6.27B
$2.85B
'23 Q2
23-07-27
▲13.5%
$6.53B
$3.20B
'23 Q3
23-10-26
▲12.6%
$6.55B
$2.79B
'23 Q4
24-01-31
▲10.4%
$6.35B
$3.01B
'24 Q1
24-05-01
▲11%
$6.96B
$3.26B
'24 Q2
24-07-31
▲12.8%
$7.37B
$3.26B
'24 Q3
24-10-31
▲14.4%
$7.49B
$3.34B
'24 Q4
25-01-30
▲14.2%
$7.25B
$3.28B
'25 Q1
25-05-01
▲16.8%
$8.13B
$3.70B
'25 Q2
25-07-31
▲16.7%
$8.60B
$3.93B
'25 Q3
25-10-30
▲17.6%
$8.81B
$4.06B
'25 Q4
26-01-29
▲15.8%
$8.40B
$3.88B
'26 Q1
26-04-30
LATEST
▲14.1%
$9.28B
$4.39B
'26 Q2
26-07-30
Earnings call
FY26 · Q2
2026-07-30
Q2 2026 Mastercard Inc. Earnings Conference Call
Confident tone
Value-added services and M&A
Quarterly financial performance
Switching and network expansion
Revenue
$9.28B
▲ 14.1% YoY Diluted EPS
$4.97
▲ 22.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Conference
Investor event
2026-06-03
Evercore TMT Global Conference
No reported result — non-financial event
Audio
Transcript
Slides
Conference
Investor event
2026-05-28
Bernstein Strategic Decisions Conference
No reported result — non-financial event
Audio
Transcript
Slides
Earnings call
FY26 · Q1
2026-04-30
Mastercard Inc Q1 FY2026 Earnings Call
Confident tone
Network Strength and Diversification
Stablecoins and Digital Assets
Acceptance Expansion Strategy
Revenue
$8.40B
▲ 15.8% YoY Diluted EPS
$4.35
▲ 21.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Conference
Investor event
2026-03-17
Mastercard Acquisition of BVNK Conference Call
No reported result — non-financial event
Audio
Transcript
Slides
Earnings call
FY25 · Q4
2026-01-29
Mastercard Inc Q4 FY2025 Earnings Call
Confident tone
Value-Added Services and Solutions Growth
Strategic Execution and Pillar Performance
New Customer Wins and Renewals
Revenue
$8.81B*
▲ 17.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-30
Mastercard Inc Q3 FY2025 Earnings Call
Confident tone
Cross-border volumes and travel
Acceptance expansion and global network
Value-Added Services and Solutions (VASS) growth
Revenue
$8.60B
▲ 16.7% YoY Diluted EPS
$4.34
▲ 22.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-31
Mastercard Inc Q2 FY2025 Earnings Call
Confident tone
Pricing power and value-based pricing
Services and value-added capabilities
Digital checkout and tokenization
Revenue
$8.13B
▲ 16.8% YoY Diluted EPS
$4.07
▲ 16.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-05-01
Mastercard Inc Q1 FY2025 Earnings Call
Confident tone
Value-added services and solutions
Consumer payments growth and partnerships
Crypto and stablecoins
Revenue
$7.25B
▲ 14.2% YoY Diluted EPS
$3.59
▲ 11.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-01-30
Mastercard Inc Q4 FY2024 Earnings Call
Confident tone
FX volatility, hedging and cross-border mix
Customer wins, renewals and co-brands
Strong financial results and growth algorithm
Revenue
$7.49B*
▲ 14.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-31
Mastercard Inc Q3 FY2024 Earnings Call
Confident tone
Shift to digital payments / acceptance expansion
Value-added services and solutions growth
Competitive pricing and rebates
Revenue
$7.37B
▲ 12.8% YoY Diluted EPS
$3.53
▲ 4.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-31
Mastercard Inc Q2 FY2024 Earnings Call
Confident tone
AI, Fraud and Cybersecurity
Cross-Border and Travel Growth
Emerging Markets and Africa Expansion
Revenue
$6.96B
▲ 11% YoY Diluted EPS
$3.50
▲ 16.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-05-01
Mastercard Inc Q1 FY2024 Earnings Call
Confident tone
Cross-border volume growth and yields
Advertising and marketing spend
Services and cybersecurity offerings
Revenue
$6.35B
▲ 10.4% YoY Diluted EPS
$3.22
▲ 30.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-01-31
Mastercard Inc Q4 FY2023 Earnings Call
Positive tone
Services growth
Cross-border and consumer spending
Secular shift to electronic payments
Revenue
$6.55B*
▲ 12.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-10-26
Mastercard Inc Q3 FY2023 Earnings Call
Revenue
$6.53B
▲ 13.5% YoY Diluted EPS
$3.39
▲ 31.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-07-27
Mastercard Inc Q2 FY2023 Earnings Call
Revenue
$6.27B
▲ 14% YoY Diluted EPS
$3.00
▲ 28.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-04-27
Mastercard Inc Q1 FY2023 Earnings Call
Revenue
$5.75B
▲ 11.2% YoY Diluted EPS
$2.47
▼ 7.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-01-26
Mastercard Inc Q4 FY2022 Earnings Call
Revenue
$5.82B*
▲ 11.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-10-27
Mastercard Inc Q3 FY2022 Earnings Call
Revenue
$5.76B
▲ 15.5% YoY Diluted EPS
$2.58
▲ 5.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-07-28
Mastercard Inc Q2 FY2022 Earnings Call
Revenue
$5.50B
▲ 21.4% YoY Diluted EPS
$2.34
▲ 12.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-04-28
Mastercard Inc Q1 FY2022 Earnings Call
Revenue
$5.17B
▲ 24.4% YoY Diluted EPS
$2.68
▲ 46.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-01-27
Mastercard Inc Q4 FY2021 Earnings Call
Revenue
$5.22B*
▲ 26.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-10-28
Mastercard Inc Q3 FY2021 Earnings Call
Revenue
$4.99B
▲ 29.9% YoY Diluted EPS
$2.44
▲ 61.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-07-29
Mastercard Inc Q2 FY2021 Earnings Call
Revenue
$4.53B
▲ 35.8% YoY Diluted EPS
$2.08
▲ 47.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-04-29
Mastercard Inc Q1 FY2021 Earnings Call
Revenue
$4.16B
▲ 3.6% YoY Diluted EPS
$1.83
▲ 8.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-01-28
Mastercard Inc Q4 FY2020 Earnings Call
Revenue
$4.12B*
▼ 6.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-28
Mastercard Inc Q3 FY2020 Earnings Call
Revenue
$3.84B
▼ 14.1% YoY Diluted EPS
$1.51
▼ 27.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-07-30
Mastercard Inc Q2 FY2020 Earnings Call
Revenue
$3.33B
▼ 18.9% YoY Diluted EPS
$1.41
▼ 29.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-04-29
Mastercard Inc Q1 FY2020 Earnings Call
Revenue
$4.01B
▲ 3.1% YoY Diluted EPS
$1.68
▼ 6.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-01-29
Mastercard Inc Q4 FY2019 Earnings Call
Revenue
$4.41B
▲ 15.9% YoY Diluted EPS
$2.07
▲ 137.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Showing 1–30 of 30 earnings calls
Key facts
CIK
1141391
CUSIP
57636Q104
13F (30d)
3057 filings
2983 filers
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