ABCB
Ameris BancorpPrice & Indicators
Blended from price, positioning & fundamentals · daily-close · not investment advice.
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Technicals
trend & momentum for long-term holders Strong BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Allowance for credit losses on loans as a percentage of loans | 1.62% | the first quarter of 2026 | — |
| Efficiency ratio | 49.97% | the first quarter of 2026 | — |
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| Gain on sale spreads | 2.08% | the first quarter of 2026 | — |
| Net interest margin (TE) | 3.88% | the first quarter of 2026 | — |
| Noninterest-bearing deposits as a percentage of total deposits | 29.8% | the first quarter of 2026 | — |
| Nonperforming assets as a percentage of total assets | 0.45% | the first quarter of 2026 | — |
| Retail mortgage open pipeline | $632.7M | the first quarter of 2026 | — |
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| Share repurchases | $74.9M | the first quarter of 2026 | — |
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| Tangible common equity as a percentage of tangible assets | 11.15% | the first quarter of 2026 | — |
| Total production in the retail mortgage division | $1.09B | the first quarter of 2026 | — |
| Allowance for loan losses to loans | 1.62% | December 31, 2025 | — |
| Earning asset growth | $1.32B | full year 2025 | — |
| Loan growth | $255.1M | the fourth quarter of 2025 | — |
| Net charge-offs to average total loans | 0.18% | full year 2025 | — |
| Retail mortgage production | $4.51B | full year 2025 | — |
| Share repurchases (shares) | 563,798 | the fourth quarter of 2025 | — |
| Total deposits increase | $653.5M | full year 2025 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
ABCB
this stock
Ameris Bancorp
|
$6.06B | +21.7% | — | 14.2 | 3.5% |
|
HDB
Hdfc Bank Ltd
|
$132.30B | -29.5% | +15.2% | — | 0.2% |
|
MFG
Mizuho Financial Group Inc
|
$121.09B | +35.8% | — | — | 0.3% |
|
IBN
Icici Bank Ltd
|
$105.76B | -1.0% | — | — | 0.7% |
|
PNC
Pnc Financial Services Group, Inc.
|
$100.19B | +20.4% | +7.2% | 14.5 | 1.9% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| ABCB | -0.3% | +8.9% | +14.4% | -0.2% | +21.7% |
| SPY | +1.4% | -1.3% | +8.0% | -0.3% | +9.2% |
| vs SPY | -1.8% | +10.1% | +6.4% | +0.1% | +12.4% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.