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ACIW · Aci Worldwide, Inc.

Track ACIW — free
$48.88 +0.29 (+0.60%) At close · Sep 30
Market Cap
$4.94B
Shares
100.96M
Volume · Sep 30 1.12M Avg daily vol (3M) 940.42K

Price & Indicators

Drag to pan · scroll to zoom
20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$48.88 Open$48.20 Day$47.81–49.37 52W close$38.47–60.18 Avg vol 30d747K Short int6.4M · 6.4% float · 8.8d Short vol71% Last earningsAug 6, 2026 DataJan 2020–Sep 2026 Filing10-Q · Aug 6

Up next

Next earnings call
Nov 5, 2026 Est · unconfirmed · in 5 wks
filed Aug 6, 2026
call held Aug 6, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$1.82B
Trailing 12 months
Net income (TTM)
$225.69M
Trailing 12 months
Revenue growth YoY
+7.3%
Year over year
Operating margin
18.6%
Trailing 12 months
P / E (TTM)
22.4
Trailing earnings · reciprocal yield 4.5%
FCF yield
6.3%
TTM · current market cap
Return on invested capital
11.6%
Trailing 12 months
Net cash
−$654.78M
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
-3.3%
Year over year · fewer shares
Price change (1Y)
-7.2%
Trailing year
Short interest
6.4%
Latest settlement · 8.8 days to cover
View all 115 metrics

AI Brief

Q2 FY26 earnings call · Aug 6, 2026
Q2 FY26

TL;DR. ACI Worldwide reported Q2 2026 results with 7% revenue growth, 12% adjusted EBITDA growth, and 54% adjusted diluted EPS growth, signed its first two U.S.-based Kinetic customers, and raised full-year 2026 revenue and adjusted EBITDA guidance.

Bullish
  • + Raised full-year 2026 revenue guidance to $1.895B–$1.925B and adjusted EBITDA guidance to $545M–$560M
  • + Adjusted diluted EPS grew 54% to $0.54, including benefits from share repurchases
  • + Payment Software segment grew 9% with Issuing and Acquiring revenue up 33% in constant currency
Bearish
  • − Biller segment adjusted EBITDA fell 13% to $35M and net adjusted EBITDA margin declined to 51% from 56%
  • − Biller revenue net of interchange fees declined 3% year-over-year due to tough prior-year comparisons
  • − Real-Time Payments revenue declined from prior year due to renewal timing

AI-generated from the earnings call and 8-K · may contain errors · not investment advice

Equibles Rating

blended score · not investment advice
Overall
Neutral
SellHoldBuy
Technical Neutral Momentum Strong Sentiment Bearish Fundamentals Strong Quant / Vol Moderate
Market backdrop VIX 16.3 · calm Equity put/call 0.53
Technical
price trend
Neutral
50 / 200-day cross No cross
Price vs 200-day avg +5%
above
Price vs 50-day avg −8%
below
RSI (14) 34
neutral
MACD trend Negative
52-week position 48%
mid-range
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Strong
1-month return −5%
trailing
6-month return +20%
trailing
YTD return +2%
this year
Relative strength +8%
vs S&P · 6-mo
Sentiment
smart money
Bearish
Trend (MA cross) No cross
50d $53 › 200d $47 — 50d above 200d
Institutional flow Distributing
-1% holders QoQ · +49 funds added
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
6.37% of float · ▲ +1.9% MoM · 8.8 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
378 holders — mid 3-yr range
Squeeze score 70
elevated · 0–100
Fundamentals
Strong
Revenue growth −1%
Y/Y
EPS growth +13%
Y/Y
Free cash flow $309.9M
Valuation P/E 22.6
below peers
Buyback $349.0M
remaining
Balance sheet $621.1M
net debt
Quant / Vol
risk profile
Moderate
Volatility 34%
annualized · 1-yr
Max drawdown −28%
past year
ATR 2.7%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Beat or met 7 of last 7
Latest guidance · from the Earnings Call filed Aug 6, 2026
Revenue · full year 2026 Initiated $1.9B – $1.93B
prior FY $1.76B midpoint +8.5% Y/Y
Adjusted EBITDA · full year 2026 Non-GAAP Initiated $545M – $560M
Guided vs delivered · last 7 settled
Revenue full year 2024
guided $1.56B – $1.59B
$1.59B Beat +1.3%
Revenue Q3 2024
guided $400M – $410M
$451.75M Beat +11.5%
Revenue Q2 2024
guided $345M – $355M
$373.48M Beat +6.7%
Revenue Q1 2024
guided $300M – $310M
$316.02M Beat +3.6%

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Neutral
2 · 4 · 1
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+5% Bullish
Price vs 50-day avg
−8% Bearish
RSI (14)
34 Neutral
MACD trend
Negative Bearish
52-week position
48% Neutral
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Bearish · 2 of 6
Trend (MA cross) No cross
50d $53 › 200d $47 — 50d above 200d
Institutional flow Distributing
-1% holders QoQ · +49 funds added
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
6.37% of float · ▲ +1.9% MoM · 8.8 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
378 holders — mid 3-yr range
Price context
position in its 52-week range
Range low $38 Now $49 · 48% Range high $60
vs 200-day avg +5% vs 50-day avg -8%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.

Versus peers

Software - Infrastructure — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
ACIW
Aci Worldwide, Inc.
this stock
$4.94B +2.2% -1.4% 22.6 6.4%
MSFT
Microsoft Corp
$3.83T +6.1% +6.9% 28.8 0.9%
PLTR
Palantir Technologies Inc.
$455.79B +5.2% +56.2% 162.1 2.5%
ORCL
Oracle Corp
$414.55B -29.6% +17.3% 21.5 1.7%
PANW
Palo Alto Networks Inc
$306.54B +115.7% +29.0% — 2.7%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
378
% held
103.3%
Net QoQ
+3.5M sh
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
391
View
Short & Settlement
Short Interest Rising
Shares short
6.4M
Days to cover
8.8d
Change
+121.9K sh
View
Short Volume
Short vol %
71%
As of
Sep 30, 2026
Short Total
View
Fails to Deliver
FTD shares
8.3K
Value
$433.0K
As of
Sep 9, 2026
View
Off-Exchange
Off-exchange %
41.1%
Week of
Aug 24, 2026
Off-exch Lit
View
Smart Money
Congressional Trades Sell
Member
Lisa McClain
Amount
$1.0K–$15.0K
Traded
Oct 31, 2025
View
Financials
Financials
Revenue (FY)
$1.8B
Net income (FY)
$226.7M
EPS diluted
$2.16
View
Buybacks
Authorized
$500.0M
Remaining
$349.0M
Spent Remaining
View
Filings
SEC Filings
Latest
8-K
Filed
Aug 6, 2026
This year
9
View
Proposed Sales
Value
$200.8K
Shares
4.2K
Filed
Nov 10, 2025
View
Earnings & Events
Earnings Calls
Last call
Aug 6, 2026
View

Performance

5D 20D 120D MTD YTD
ACIW -0.7% -4.6% +20.0% -8.3% +2.2%
SPY -0.7% +0.1% +12.2% -0.6% +11.8%
vs SPY 0.0% -4.7% +7.8% -7.7% -9.6%

Capital returns

Buyback program · as of Aug 6, 2026
Authorized
$500.00M
Spent (derived)
$151.00M
Remaining
$349.00M
Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 935036 CUSIP 004498101 13F (30d) 15 filings 12 filers Visit website Investor relations