ACIW · Aci Worldwide, Inc.

$53.04 +0.64 (+1.22%) At close · Aug 26

Market Cap

$5.29B

100.96M

Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.

Revenue

$1.76B +10.4%

FY2025

Net Income

$226.66M +11.6%

FY2025

Gross Margin

48.99% -1.4pp

FY2025

Operating Margin

18.75% -0.6pp

FY2025

Diluted EPS

$2.16 +13.1%

FY2025

Operating Cash Flow

$322.83M -10%

FY2025

Chart any reported metric, KPI or segment over time — the full statement history lives here

Income Statement Balance Sheet Cash Flow Adjusted All Metrics

Annual Quarterly

Line Item	3Y	5Y	10Y	FY2026 (G)	TTM	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017	FY2016	FY2015	FY2014	FY2013	FY2012	FY2011	FY2010	FY2009	FY2008
Revenue	+7.4%	+6.3%	+5.3%	$1.9B – $1.93B	$1.82B	$1.76B^G	$1.59B^G	$1.45B^G	$1.42B^G	$1.37B	$1.29B	$1.26B	$1.01B	$1.02B	$1.01B	$1.05B	$1.02B	$864.93M	$666.58M	$465.1M	$418.42M	$405.76M	$417.65M
Net Interest Income	—	—	—	—	—	-$42.97M	-$56.55M	-$64.27M	-$40.65M	-$33.54M	-$45M	-$52.07M	-$30.39M	-$38.45M	-$39.65M	—	—	—	—	—	—	—	—
Cost of Revenue	+8.8%	+7.6%	+6.6%	—	$926.78M	$897.65M	$791.78M	$719.21M	$696.07M	$638.87M	$622.46M	$617.45M	$430.35M	$452.29M	$444.91M	$472.3M	—	—	—	—	—	—	—
Gross Profit	+5.9%	+5.1%	+4.2%	—	$893.35M	$862.13M	$802.51M	$733.37M	$725.83M	$731.73M	$671.86M	$640.84M	$579.43M	$571.91M	$560.79M	$573.68M	—	—	—	—	—	—	—
Gross Margin	—	—	—	—	—	48.99%	50.34%	50.49%	51.05%	53.39%	51.91%	50.93%	57.38%	55.84%	55.76%	54.85%	—	—	—	—	—	—	—
Research & Development	+4.6%	+3.8%	+1.4%	—	$179.52M	$167.54M	$146.68M	$140.76M	$146.31M	$144.31M	$139.29M	$146.57M	$143.63M	$136.92M	$169.9M	$145.92M	$144.21M	$142.56M	$133.76M	$90.18M	$74.08M	$77.51M	$75.85M
Selling & Marketing	-2.5%	+3.8%	-0.3%	—	$124.99M	$125.07M	$118.35M	$132.64M	$134.81M	$126.54M	$103.57M	$123.68M	$117.88M	$107.89M	$118.08M	$129.41M	$112.05M	$99.83M	$87.05M	$80.92M	$70.55M	$61.8M	$73.24M
General & Administrative	+7.7%	-1.3%	+5.0%	—	$152.16M	$142.71M	$118.38M	$117.19M	$114.19M	$123.8M	$152.47M	$135.3M	$107.42M	$153.03M	$113.62M	$87.42M	$95.07M	$99.3M	$108.75M	$71.43M	$70.1M	$79.24M	$100.27M
Amortization of Intangibles	-15.9%	-10.7%	-0.9%	—	$21.3M	$21.1M	$29.5M	$33.8M	$35.5M	$37M	$37.1M	$31.9M	$19M	$19.4M	$21.2M	$23M	$24.7M	$18.5M	$12.1M	$6.4M	$6.3M	—	—
Depreciation & Amortization	-8.7%	-7.1%	0.0%	—	$98.06M	$96.95M	$110.96M	$122.37M	$127.33M	$133.39M	$140.32M	$122.57M	$97.35M	$102.22M	$103.45M	$97.43M	$86.68M	$69.97M	$50.78M	$28.38M	$26.35M	$23.73M	$16.65M
Restructuring Charges	-34.1%	-29.5%	—	—	—	—	—	—	—	—	—	—	—	$2.45M	$5.04M	$1.34M	$8.54M	$8.89M	$14.05M	—	—	—	—
Total Operating Expenses	-1.3%	+3.6%	—	—	—	—	—	—	—	—	—	—	$883.87M	$939.55M	$784.57M	$918.03M	$877.98M	$741.88M	$592.21M	$398.86M	—	—	—
Total Costs & Expenses	+5.5%	+4.5%	+4.5%	—	$1.48B	$1.43B	$1.29B	$1.23B	$1.22B	$1.16B	$1.15B	$1.13B	$883.87M	$939.55M	$784.57M	$918.03M	—	—	$592.21M	$398.86M	$364.78M	$364.19M	$395.94M
Operating Income	+17.4%	+17.9%	+9.9%	—	$338.68M	$329.91M	$308.14M	$220.41M	$203.84M	$209.9M	$144.74M	$123.76M	$125.91M	$84.64M	$221.13M	$127.95M	$138.17M	$123.05M	$74.37M	$66.23M	$53.65M	$41.57M	$21.71M
Operating Margin	—	—	—	—	—	18.75%	19.33%	15.17%	14.34%	15.31%	11.18%	9.84%	12.47%	8.26%	21.99%	12.23%	13.6%	14.23%	11.16%	14.24%	12.82%	10.25%	5.2%
EBITDA	+8.8%	+8.4%	+6.6%	—	$436.73M	$426.86M	$419.1M	$342.78M	$331.16M	$343.29M	$285.06M	$246.33M	$223.26M	$186.86M	$324.58M	$225.38M	$224.86M	$193.02M	$125.15M	$94.61M	$80M	$65.3M	$38.36M
Interest Expense	+2.8%	+0.4%	+3.4%	—	$52.81M	$57.85M	$72.47M	$78.49M	$53.19M	$45.06M	$56.63M	$64.03M	$41.53M	$39.01M	$40.18M	$41.37M	$39.74M	$27.22M	$10.42M	$2.43M	$2M	$2.86M	$5.01M
Interest Income	+5.8%	+5.0%	+44.1%	—	$16.07M	$14.87M	$15.93M	$14.22M	$12.55M	$11.52M	$11.63M	$11.97M	$11.14M	$564K	$530K	$386K	$575K	$659K	$914K	$1.32M	$665K	$1.04M	$2.61M
Other Non-Operating Income	—	—	—	—	-$32.17M	-$23.24M	-$57.73M	-$72.78M	$2.8M	-$34.83M	-$46.12M	-$51.55M	-$34.11M	-$41.07M	-$35.55M	-$14.58M	-$39.4M	-$29.89M	-$9.1M	-$1.92M	-$4.95M	-$8.46M	$5.84M
Equity in Earnings of Unconsolidated Entities	—	—	—	—	—	$0	$955K	$318K	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Pretax Income	+14.1%	+25.5%	+10.5%	—	$306.51M	$306.67M	$250.41M	$147.63M	$206.64M	$175.07M	$98.63M	$72.21M	$91.8M	$43.57M	$185.58M	$113.37M	$98.77M	$93.16M	$65.27M	$64.31M	$48.7M	$33.11M	$27.56M
Income Tax	+7.5%	+25.2%	+11.1%	—	$80.82M	$80.01M	$47.29M	$26.12M	$64.46M	$47.27M	$25.97M	$5.15M	$22.88M	$38.44M	$56.05M	$27.94M	$31.21M	$29.29M	$16.42M	$18.46M	$21.51M	$13.48M	$16.97M
Net Income	+16.8%	+25.5%	+10.2%	—	$225.69M	$226.66M	$203.12M	$121.51M	$142.18M	$127.79M	$72.66M	$67.06M	$68.92M	$5.14M	$129.54M	$85.44M	$67.56M	$63.87M	$48.85M	$45.85M	$27.2M	$19.63M	$10.58M
Net Margin	—	—	—	—	—	12.88%	12.74%	8.37%	10%	9.32%	5.61%	5.33%	6.83%	0.5%	12.88%	8.17%	6.65%	7.38%	7.33%	9.86%	6.5%	4.84%	2.53%
Comprehensive Income	+25.5%	+27.8%	+21.9%	—	$216.74M	$244.99M	$191.12M	$129.7M	$124.06M	$120.69M	$71.8M	$68.1M	$53.66M	$21.88M	$107.01M	$33.74M	$70.99M	$54.58M	$52.08M	$43.74M	$26.92M	$28.02M	-$10.84M
EPS (Basic) USD/shares	+20.4%	+28.6%	+11.6%	—	—	$2.18	$1.93	$1.12	$1.25	$1.09	$0.62	$0.58	$0.59	$0.04	$1.10	$0.73	$0.59	$0.54	$0.42	$1.37	$0.81	$0.57	$0.31
EPS (Diluted) USD/shares	+20.3%	+28.4%	+11.6%	—	—	$2.16	$1.91	$1.12	$1.24	$1.08	$0.62	$0.57	$0.59	$0.04	$1.09	$0.72	$0.58	$0.53	$0.41	$1.34	$0.80	$0.57	$0.30
Shares Outstanding (Basic Avg) shares	-2.9%	-2.2%	-1.2%	—	—	103.96M	105.49M	108.5M	113.7M	117.41M	116.4M	116.18M	116.06M	118.06M	117.53M	117.47M	114.8M	117.89M	116.09M	33.46M	33.56M	34.37M	34.5M
Shares Outstanding (Diluted Avg) shares	-2.8%	-2.4%	-1.3%	—	—	104.81M	106.49M	108.86M	114.24M	118.65M	118.08M	118.57M	117.63M	119.44M	118.85M	118.92M	116.77M	120.05M	119.72M	34.2M	33.87M	34.55M	34.8M

Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing. TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative. (G): the company's own guidance — a (G) column is a guided period not yet reported; a G marker shows how the reported figure landed against the guided range. Non-GAAP-basis guidance (*) is shown as stated and never judged against GAAP actuals.

Capital Returned to Shareholders

Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2008–FY2025: $1.16B in buybacks.

Price & Valuation

Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.

Valuation

EV/Revenue

3.27×

Peer median 3.61×

EV/EBIT

17.56×

Peer median 17.10×

P/E (TTM)

24.15×

Peer median 31.73×

Peer medians compare against the 66 similar-size Software - Infrastructure companies (of 147 listed).

Valuation over time computed as of each quarter's filing date

Revenue Breakdown

Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.

Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.

By Segment (USD)

Component	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018
Payment Software	$942,053,000	$867,770,000	$766,667,000	—	—	—	—	—
Billers	$817,729,000	$726,518,000	$685,912,000	$629,411,000	$592,485,000	$586,482,000	$510,881,000	—
Aci On Demand	—	—	—	—	—	—	—	$433,025,000
ACI On Premise	—	—	—	—	—	—	—	$576,755,000
Banks	—	—	—	$638,585,000	$625,125,000	$558,498,000	$590,961,000	—
Merchants	—	—	—	$153,905,000	$152,988,000	$149,342,000	$156,452,000	—

By Geography (USD)

Component	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018
United States	$1,014,168,000	$931,051,000	$887,168,000	$851,712,000	$869,081,000	$830,511,000	$781,820,000	$500,479,000
Non Us	$745,614,000	$663,237,000	$565,411,000	$570,189,000	$501,517,000	$463,811,000	$476,474,000	—
Americas Other	—	—	—	—	—	—	—	$71,546,000
Asia Pacific	—	—	—	—	—	—	—	$92,709,000
EMEA	—	—	—	—	—	—	—	$345,046,000

By Product & Service (USD)

Component	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018
Bill Payments	$817,729,000	$726,518,000	$685,912,000	$629,411,000	$592,485,000	$586,482,000	$510,881,000	—
Issuing and Acquiring	$579,830,000	$522,708,000	$420,799,000	$450,883,000	$443,101,000	$369,427,000	$371,033,000	$385,334,000
Merchant Payments	$170,670,000	$165,910,000	$150,616,000	$153,905,000	$152,988,000	$149,342,000	$156,452,000	$95,403,000
Real-Time Payments	$138,283,000	$126,740,000	$128,957,000	$104,777,000	$77,922,000	$80,654,000	$100,599,000	$94,261,000
Payment Intelligence	$53,270,000	$52,412,000	$63,503,000	—	—	$62,065,000	$69,809,000	$83,683,000
Biller Payments	—	—	—	—	—	$586,047,000	$510,300,000	$275,526,000
Digital Business Banking	—	—	$2,792,000	$35,504,000	$60,398,000	$75,475,000	$77,319,000	—
Digital Channels	—	—	—	—	—	$75,707,000	$77,711,000	$75,573,000
Fraud Management	—	$52,412,000	$63,503,000	$47,421,000	$43,704,000	$32,942,000	$42,010,000	—
Retail Payments	—	—	—	—	—	—	$396,968,000	$385,334,000
Software As Service and Platform As Service	—	$897,979,000	$849,147,000	—	—	$769,180,000	$677,669,000	$433,025,000
License	—	$412,306,000	$321,224,000	—	—	$246,896,000	$288,261,000	$280,556,000
Maintenance	—	$190,763,000	$205,068,000	—	—	$211,697,000	$213,409,000	$219,145,000
Technology Service	—	$93,240,000	$77,140,000	—	—	$66,549,000	$78,955,000	$77,054,000

Key facts CIK 935036 CUSIP 004498101 13F (30d) 308 filings 306 filers Visit website Investor relations