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BCAL · California BanCorp CA

Track BCAL — free
$22.32 +0.13 (+0.59%)
Market Cap
$713.42M
Shares
32.15M
Volume · Nov 5 185.46K Avg daily vol (3M) 198.78K

Price & Indicators

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20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$21.62 Open$22.28 Day$21.53–22.59 52W close$17.32–22.19 Avg vol 30d201K Short int960K · 3.0% of shares · 5.1d Short vol44% Last earningsFeb 4, 2026 DataJan 2020–Nov 2026 Filing10-Q · Aug 7

Latest documents

2026
Oct 28
Current report 8-K
Financial results, Regulation FD disclosure

California BanCorp reported third-quarter 2026 net income of $14.0 million and $0.43 per diluted share, while total loans reached $3.16 billion and deposits $3.48 billion at September 30, 2026. Provision for credit losses rose to $3.2 million.

Read from the first part of this long document
Aug 7
Quarterly report 10-Q FY2026 Q2, ended Jun 30
Quarterly report for FY2026 Q2 AI summary on its way
Net income $14.3M ▲ 1.4% Diluted EPS $0.44 ▲ 2.3%
May 8
Quarterly report 10-Q FY2026 Q1, ended Mar 31
Quarterly report for FY2026 Q1 AI summary on its way
Net income $13.79M ▼ 18.2% Diluted EPS $0.42 ▼ 19.2%
All documents

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$180.21M
Trailing 12 months
Net income (TTM)
$60.20M
Trailing 12 months
Revenue growth YoY
+1.4%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
12.1
Trailing earnings · reciprocal yield 8.3%
FCF yield
8.3%
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
$230.34M
Latest balance sheet
Dividend yield
1.9%
Trailing 12 months
Shares change YoY
-0.9%
Year over year · fewer shares
Price change (1Y)
+19.2%
Trailing year
Short interest
3.0%
Latest settlement · 5.1 days to cover
View all 122 metrics

Equibles Rating

blended score · not investment advice
Overall
Strong Buy
SellHoldBuy
Technical Buy Momentum Very Strong Sentiment Bullish Fundamentals Excellent Quant / Vol Very Low
Market backdrop VIX 16.6 · calm Equity put/call 0.44
Technical
price trend
Buy
50 / 200-day cross No cross
Price vs 200-day avg +8%
above
Price vs 50-day avg −0%
below
RSI (14) 48
neutral
MACD trend Positive
52-week position 88%
near high
Momentum
relative strength
Very Strong
1-month return 0%
trailing
6-month return +16%
trailing
YTD return +16%
this year
Relative strength +17%
vs S&P · 6-mo
Sentiment
smart money
Bullish
Trend (MA cross) No cross
50d $22 › 200d $20 — 50d above 200d
Institutional flow Accumulating
43 of 146 funds reported for Sep 30 · net +151.4K sh shares · +5 new
Insider flow Accumulating
Net +$10.0K over 90 days · 0% sells
Short interest Falling
2.99% of shares out · ▼ -3.4% MoM · 5.1 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
146 holders — mid 3-yr range
Squeeze score 48
elevated · 0–100
Fundamentals
Excellent
EPS growth +777%
Y/Y
Free cash flow $56.9M
Valuation P/E 12.1
below peers
Balance sheet $366.1M
net cash
Quant / Vol
risk profile
Very Low
Volatility 19%
annualized · 1-yr
Max drawdown −14%
past year
ATR 2.4%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Buy
0 · 3 · 3
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+8% Bullish
Price vs 50-day avg
−0% Neutral
RSI (14)
48 Neutral
MACD trend
Positive Bullish
52-week position
88% Bullish
Market signals — smart money & positioning
Bullish · 3 of 6
Trend (MA cross) No cross
50d $22 › 200d $20 — 50d above 200d
Institutional flow Accumulating
43 of 146 funds reported for Sep 30 · net +151.4K sh shares · +5 new
Insider flow Accumulating
Net +$10.0K over 90 days · 0% sells
Short interest Falling
2.99% of shares out · ▼ -3.4% MoM · 5.1 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
146 holders — mid 3-yr range
Price context
position in its 52-week range
Range low $17 Now $22 · 88% Range high $22
vs 200-day avg +8% vs 50-day avg 0%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings
Metric Latest Period YoY
Average cost of total borrowings 8.1% the three months ended June 30, 2026 filing —
Average noninterest-bearing demand deposits $1.22B the three months ended June 30, 2026 filing —
Average noninterest-bearing deposits as percentage of average total deposits 36.7% three months ended June 30, 2026 filing —
Average tangible common equity non-GAAP $454.5M Three Months Ended June 30, 2026 filing —
Cost of deposits 1.31% Three Months Ended June 30, 2026 filing —
Cost of funds 1.38% three months ended June 30, 2026 filing —
Modified loans to borrowers experiencing financial difficulty 17.54M Three Months Ended June 30, 2026 filing —
Pre-tax pre-provision income non-GAAP $20.56M Three Months Ended June 30, 2026 filing —
Yield on average total loans 6.34% three months ended June 30, 2026 filing —
Yield on total average earning assets 5.97% three months ended June 30, 2026 filing —
Yield on total debt securities 4.36% the three months ended June 30, 2026 filing —

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
BCAL
California BanCorp CA
this stock
$713.42M +15.8% — 12.1 3.0%
HDB
Hdfc Bank Ltd
$125.16B -32.4% -3.2% — 0.8%
MFG
Mizuho Financial Group Inc
$118.31B +28.3% — — 0.0%
IBN
Icici Bank Ltd
$112.24B +9.2% — — 0.6%
USB
US Bancorp De
$93.10B +12.0% +4.4% 11.7 1.7%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
147
% held
71.4%
Reported
43 of 146
Top holder
WELLINGTON MANAGEMENT GRO…
Held Float
View
Held by Funds
Fund positions
162
View
Short & Settlement
Short Interest Falling
Shares short
960.2K
Days to cover
5.1d
Change
-33.6K sh
View
Short Volume
Short vol %
44%
As of
Nov 5, 2026
Short Total
View
Fails to Deliver
FTD shares
33
Value
$723
As of
Sep 18, 2026
View
Off-Exchange
Off-exchange %
29.0%
Week of
Sep 28, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net buying
Net (90d)
+$10.0K
Buyers / Sellers
1 / 0
Buyers Sellers
View
Financials
Financials
Net income (FY)
$63.1M
EPS diluted
$1.93
View
Buybacks
Authorized
shares 1.6M
Remaining
shares 875.6K
Spent Remaining
View
Filings
SEC Filings
Latest
8-K
Filed
Oct 28, 2026
This year
15

California BanCorp reported third-quarter 2026 net income of $14.0 million and $0.43 per diluted share, while total loans reached $3.16 billion and deposits $3.48 billion at September 30, 2026. Provision for credit losses rose to $3.2 million.

View
Proposed Sales
Value
$158.9K
Shares
7.5K
Filed
Aug 12, 2026
View
Exempt Offerings
Offering
$42.0M
Filed
Jan 4, 2021
View
Earnings & Events
Webcasts
Last webcast
Feb 4, 2026
View
Investor Relations
Latest news
CALIFORNIA BANCORP ANNOUNCES INCR…
Published
Nov 5, 2026
View

Performance

5D 20D 120D MTD YTD
BCAL +0.8% +0.2% +16.2% +0.7% +15.8%
SPY -4.7% -5.3% -0.8% -3.0% +7.5%
vs SPY +5.6% +5.5% +17.1% +3.7% +8.3%

Capital returns

Latest dividend
$0.12 / share · ex Sep 21, 2026
Raised 20%
Paid (TTM)
$0.42 / share · 4 payouts
Dividend yield (TTM, derived)
1.94%
Full dividend history
Buyback program · as of Jun 30, 2026
Authorized
shares 1.60M
Spent (derived)
shares 724,437
Remaining
shares 875,563
Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1795815 CUSIP 84252A106 13F (30d) 40 filings 40 filers Visit website Investor relations