CFFI · C & F Financial Corp · Financials
Income-statement, balance-sheet and cash-flow figures from SEC filings, plus a debt profile anchored in the latest 10-K and updated by each 10-Q and debt exhibit.
Chart any reported metric, KPI or segment over time — the full statement history lives here
| Line Item | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 | FY2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $149.03M | $140.84M | $127.31M | $127.32M | $122.68M | $135.2M | $138.14M | $111.9M | $118.92M | $116.83M | $115.49M | $107.76M | $105.9M | $101.88M | $97.59M | $100.84M | $99.55M | — | |
| $157.6M | $151.5M | $139.59M | $124.14M | $101.35M | $93.73M | $96.91M | $95.01M | $92.55M | $89.59M | $89.44M | $87.05M | $86.5M | $80.21M | $76.96M | $73.79M | $69.85M | $64.97M | |
| $111.49M | $106.21M | $96.78M | $97.71M | $93.46M | $85.37M | $83.53M | $80.45M | $81.52M | $79.99M | $80.47M | $78.36M | $77.97M | $71.59M | $66.85M | $61.91M | $56.61M | $49.51M | |
| $37.54M | $34.63M | $30.54M | $29.62M | $29.21M | $49.83M | $54.61M | $31.44M | $26.37M | $27.23M | $26.05M | $20.71M | $19.41M | $21.67M | $20.62M | $17.17M | — | — | |
| $163K | $238K | $260K | $272K | $298K | $314K | $332K | $230K | $451K | $676K | $754K | $966K | $1.19M | $333K | — | — | — | — | |
| $3.83M | $3.92M | $3.86M | $3.88M | $4.36M | $4.74M | $4.19M | $3.87M | $3.67M | $3.45M | — | — | — | — | — | — | — | — | |
| $46.11M | $45.29M | $42.82M | $26.43M | $7.89M | $8.36M | $13.38M | $14.56M | $11.03M | $9.6M | $8.97M | $8.69M | $8.53M | $8.62M | $10.11M | $11.88M | $13.24M | $15.46M | |
| $36.13M | $33.07M | $24.13M | $29.16M | $36.96M | $38.08M | $29.22M | $23.93M | $22.54M | $17.97M | $17.92M | $17.38M | $17.49M | $21.57M | $24.03M | $18.71M | $11.06M | $7.47M | |
| $6.89M | $6.08M | $4.22M | $5.42M | $7.6M | $8.96M | $6.8M | $5.08M | $4.52M | $11.39M | $4.46M | $4.85M | $5.14M | $7.13M | $7.65M | $5.74M | $2.95M | $1.95M | |
| $29.09M | $26.84M | $19.83M | $23.6M | $29.16M | $28.67M | $22.12M | $18.86M | $18.02M | $6.57M | $13.46M | $12.53M | $12.34M | $14.44M | $16.38M | $12.98M | $8.11M | $5.53M | |
| — | 19.05% | 15.58% | 18.54% | 23.77% | 21.2% | 16.01% | 16.85% | 15.15% | 5.63% | 11.65% | 11.63% | 11.66% | 14.18% | 16.79% | 12.87% | 8.15% | — | |
| $163K | $156K | $84K | $142K | $210K | $456K | $307K | -$9000 | — | — | — | — | — | — | — | — | — | — | |
| — | — | — | — | — | — | — | — | $18.02M | $6.57M | $13.46M | $12.53M | $12.34M | $14.44M | $16.07M | $11.79M | $6.96M | $4.4M | |
| $42.9M | $40.27M | $21.92M | $33.88M | -$5.71M | $28.54M | $22.41M | $21.28M | $15.24M | $6M | $11.3M | $10.62M | $15.7M | $9.46M | $17.71M | $16.29M | $7.21M | $7.54M | |
| USD/shares | $8.97 | $8.29 | $6.01 | $6.92 | $8.29 | $7.95 | $6.06 | $5.47 | $5.15 | $1.89 | $3.90 | $3.68 | $3.63 | $4.37 | $5.00 | $3.76 | $2.26 | $1.44 |
| USD/shares | $8.97 | $8.29 | $6.01 | $6.92 | $8.29 | $7.95 | $6.06 | $5.47 | $5.15 | $1.88 | $3.89 | $3.68 | $3.59 | $4.19 | $4.86 | $3.72 | $2.24 | $1.44 |
| shares | — | 3.24M | 3.3M | 3.41M | 3.52M | 3.6M | 3.65M | 3.45M | 3.5M | 3.49M | 3.45M | 3.4M | 3.4M | 3.31M | 3.22M | 3.14M | 3.09M | — |
| shares | — | 3.24M | 3.3M | 3.41M | 3.52M | 3.6M | 3.65M | 3.45M | 3.5M | 3.49M | 3.46M | 3.4M | 3.44M | 3.44M | 3.31M | 3.17M | — | — |
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2009–FY2025: $41.4M in buybacks, $81.77M in dividends.
Debt Profile
Annual debt figures are established from 10-K filings and updated by subsequent 10-Q and 8-K disclosures. Instrument balances are not summed into a company total unless the filing itself reports that total.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.
Valuation
Peer medians compare against the 227 similar-size Banks - Regional companies (of 305 listed).
Valuation over time computed as of each quarter's filing date
Revenue Breakdown
Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.
Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.
By Segment (USD)
| Component | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Community Banking | $99,214,000 | $89,281,000 | $90,668,000 | $86,286,000 | $71,917,000 | $67,928,000 | $62,352,000 | $66,048,000 |
| Consumer Finance Segment | $26,911,000 | $27,048,000 | $25,400,000 | $28,367,000 | $29,346,000 | $30,715,000 | $31,785,000 | $43,527,000 |
| Mortgage Banking Segment | $15,827,000 | $12,124,000 | $11,281,000 | $14,193,000 | $34,250,000 | $39,152,000 | $16,787,000 | $13,874,000 |
| All Other Segments | -$937,000 | -$958,000 | $11,000 | -$5,588,000 | -$142,000 | $429,000 | $973,000 | $2,751,000 |