CFFI · C & F Financial Corp
Price & Indicators
Latest filings
C&F Financial Corporation reported third-quarter 2026 net income of $8.3 million, up 16.1 percent, and first-nine-month net income of $23.7 million, up 16.8 percent. Adjusted nine-month net income rose 13.1 percent; the company declared a 48 cents per share quarterly dividend.
Read the 8-KMetrics snapshot
Useful current figures from the complete screener profile.
Quarterly results
* Q4 derived as the full year minus Q1 to Q3.
Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Adjusted earnings per share - basic and diluted non-GAAP | $2.4 | Three Months Ended June 30, 2026 filing | — |
| Adjusted net income for the community banking segment non-GAAP | $7.4M | the second quarter of 2026 filing | — |
| Annualized adjusted ROA non-GAAP | 1.13% | Three Months Ended June 30, 2026 filing | — |
| Annualized adjusted ROE non-GAAP | 11.65% | Three Months Ended June 30, 2026 filing | — |
| Annualized adjusted ROTCE non-GAAP | 12.86% | Three Months Ended June 30, 2026 filing | — |
| Annualized return on average tangible common equity (ROTCE) non-GAAP | 14.08% | Three Months Ended June 30, 2026 filing | — |
| Average loans | 2.09B | Three Months Ended June 30, 2026 filing | — |
| Average payment deferrals of automobile loans | 1.4% | second quarter 2026 filing | — |
| Consolidated annualized net interest margin | 4.41% | second quarter of 2026 filing | — |
| Lock-adjusted originations | 218.71M | Three Months Ended June 30, 2026 filing | — |
| Ratio of annualized net charge-offs to average loans | 0.51% | Three Months Ended June 30, 2026 filing | — |
| Total mortgage loan originations | 233.73M | Three Months Ended June 30, 2026 filing | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
CFFI
this stock
C & F Financial Corp
|
$356.81M | +51.2% | +10.6% | 12.2 | 2.1% |
|
MFG
Mizuho Financial Group Inc
|
$116.98B | +32.9% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$109.84B | -41.0% | -3.2% | — | 0.8% |
|
IBN
Icici Bank Ltd
|
$103.82B | -3.7% | — | — | 0.6% |
|
USB
US Bancorp De
|
$92.94B | +11.7% | +4.4% | 11.9 | 1.7% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every section- Filed
- Oct 26, 2026
- This year
- 18
C&F Financial Corporation reported third-quarter 2026 net income of $8.3 million, up 16.1 percent, and first-nine-month net income of $23.7 million, up 16.8 percent. Adjusted nine-month net income rose 13.1 percent; the company declared a 48 cents per share quarterly dividend.
ViewPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| CFFI | +3.8% | +12.0% | +41.6% | +12.0% | +51.2% |
| SPY | -0.1% | +1.3% | +5.6% | +1.3% | +13.3% |
| vs SPY | +3.9% | +10.7% | +36.1% | +10.7% | +37.9% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.