FISI · Financial Institutions Inc · Metrics
$40.36
-0.44 (-1.08%)
At close · Oct 28
Return incl. dividend (before tax)
Q2 2026 earnings call transcript
Market Cap
$804.02M
Shares
19.71M
Volume · Oct 28
8637
Avg daily vol (3M)
132.15K
FISI metrics
95 of 122 screener metrics currently available.
Market overview
2 metricsShare price
$40.80
Market cap
$804.02M
Price action
20 metricsPrice change (1W)
+2.1%
Price change (30D)
+3.2%
Price change (3M)
-3.2%
Price change (6M)
+16.6%
Price change (YTD)
+30.9%
Price change (1Y)
+38.5%
Trailing year
Price change (5Y)
+30.9%
52-week high
$42.70
52-week low
$28.31
Change from 52-week high
-4.4%
Change from 52-week low
+44.1%
Annualized volatility
22.9%
Annualized volatility (3M)
17.0%
Beta
0.6
RSI (14D)
60.7
Price vs SMA 50
+1.5%
Price vs SMA 200
+11.5%
Avg volume (3M)
132,154
Relative volume
0.7
Average dollar volume
$5.38M
Company
3 metricsSector
Financial Services
Industry
Banks - Regional
Shares outstanding
19.71M
Valuation
12 metricsP / E (TTM)
10.1
Trailing earnings · reciprocal yield 9.9%
PEG ratio
0.5
EV / revenue
3.8×
reciprocal yield 26.4%
EV / EBITDA
—
EV / EBIT
—
P / sales
3.2×
reciprocal yield 31.7%
P / book
1.2
reciprocal yield 80.0%
FCF yield
7.0%
TTM · current market cap
Buyback yield
2.1%
P / FCF
14.3
reciprocal yield 7.0%
P / operating cash flow
13.2
reciprocal yield 7.6%
Earnings yield
10.3%
Historical valuation
8 metricsP / E historical average (3Y)
7.4×
reciprocal yield 13.5%
P / E historical average (5Y)
7.0×
reciprocal yield 14.3%
EV / revenue historical average (3Y)
—
EV / revenue historical average (5Y)
—
EV / EBIT historical average (3Y)
—
EV / EBIT historical average (5Y)
—
EV / EBITDA historical average (3Y)
—
EV / EBITDA historical average (5Y)
—
Dividends & buybacks
7 metricsDividend yield
3.1%
Trailing 12 months
Payout ratio
30.2%
Shareholder yield
5.2%
Dividend / share (TTM)
$1.27
Dividend growth YoY
+3.3%
Dividend growth streak
1
Last ex-dividend
2026-09-15
Earnings calendar
2 metricsNext earnings
—
Last earnings
2026-07-24
Profitability
9 metricsGross margin
—
Operating margin
—
Trailing 12 months
Net margin
32.4%
Gross profit (TTM)
—
Operating profit (TTM)
—
Net income (TTM)
$82.63M
Trailing 12 months
Diluted EPS (TTM)
$4.03
FCF margin
22.1%
Effective tax rate
17.1%
Growth
11 metricsRevenue growth YoY
+7.7%
Year over year
Net income growth YoY
+20.8%
Revenue (TTM)
$254.95M
Trailing 12 months
EPS growth YoY
+22.4%
Shares change YoY
-1.7%
Year over year · fewer shares
Revenue CAGR (3Y)
+4.7%
Revenue CAGR (5Y)
+6.1%
EPS CAGR (3Y)
+0.5%
EPS CAGR (5Y)
+9.4%
FCF CAGR (3Y)
-52.7%
FCF CAGR (5Y)
-19.5%
Quality
14 metricsReturn on equity
12.8%
Return on assets
1.3%
Debt / equity
0.4
Current ratio
—
EBITDA (TTM)
—
Free cash flow (TTM)
$56.24M
Quick ratio
—
Interest coverage
—
Net debt / EBITDA
—
Return on invested capital
—
Trailing 12 months
Net cash
−$161.52M
Latest balance sheet
Cash & equivalents
$99.17M
Total assets
$6.33B
Total debt
$260.69M
Cash flow & spend
7 metricsOperating cash flow (TTM)
$60.87M
Capital expenditures (TTM)
$4.63M
R&D (TTM)
—
SG&A (TTM)
—
Stock compensation (TTM)
$3.79M
R&D / revenue
—
Stock compensation / revenue
1.5%
Ownership (13F)
9 metrics13F filers
161
13F filer change QoQ
+9
Institutional ownership
79.9%
Conviction holders (share of 13F filers)
1.3%
Crowding (high-turnover and private-fund holders)
38.3%
Private-fund adviser ownership
37.8%
Active holders' share change QoQ
-2.7%
Holder tenure
16.4
Price vs estimated holder cost
+38.9%
Ownership (registered funds)
1 metricsIndex-fund ownership
16.3%
Short interest
3 metricsShort interest
3.8%
Latest settlement · 7.2 days to cover
Days to cover
7.2d
Short-squeeze score
62 / 100
Insider activity
2 metricsNet insider buying (90D)
$24,789
Insider-sentiment score
74 / 100
Risk flags
1 metricsGoing concern
—
Key facts
CIK
862831
CUSIP
317585404
13F (30d)
32 filings
29 filers
Visit website
Investor relations