FISI · Financial Institutions Inc · Webcasts, Transcripts & Audio
$39.63
-0.35 (-0.88%)
At close · Oct 5
Return incl. dividend (before tax)
Market Cap
$792.79M
Shares
19.71M
Volume · Oct 5
118.74K
Avg daily vol (3M)
145.52K
Financial Institutions Inc Webcasts
Earnings calls, investor updates, investor days and conferences for Financial Institutions Inc (FISI), with available transcripts, audio replays and slides. Earnings calls also include available highlights, earnings releases and periodic filings.
Earnings call
FY26 · Q2
2026-07-24
Financial Institutions Inc (FISI) Q2 2026 Earnings Call Transcript
Confident tone
Loan growth and commercial lending momentum
Net interest margin and rate outlook
Residential mortgage expansion
Diluted EPS
$1.04
▲ 22.4% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-04-24
Financial Institutions Inc (FISI) Q1 2026 Earnings Call Transcript
Positive tone
Loan Growth and Commercial Pipeline
Deposit Strategy and Funding
Capital Management and Share Repurchases
Diluted EPS
$1.04
▲ 28.4% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-01-30
Financial Institutions Inc (FISI) Q4 2025 Earnings Call Transcript
Confident tone
Upstate New York markets and Micron investment
Deposit mix and reciprocal deposits
Loan growth and commercial lending
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-23
Financial Institutions Inc (FISI) Q3 2025 Earnings Call Transcript
Confident tone
Loan growth and commercial lending
Net interest margin and rate outlook
Deposits and funding
Diluted EPS
$0.99
▲ 17.9% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-24
Financial Institutions Inc (FISI) Q2 2025 Earnings Call Transcript
Positive tone
Net interest margin expansion
Deposits and BaaS wind-down
Loan growth and commercial lending
Diluted EPS
$0.85
▼ 47.5% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-28
Financial Institutions Inc (FISI) Q1 2025 Earnings Call Transcript
Positive tone
Loan growth outlook
Asset quality and credit
Investment securities restructuring impact
Diluted EPS
$0.81
▲ 636.4% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-01-30
Financial Institutions Inc (FISI) Q4 2024 Earnings Call Transcript
Confident tone
Capital Ratios and Regulatory Metrics
Net Interest Margin and Profitability Outlook
Asset Quality and Reserves
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-24
Financial Institutions Inc (FISI) Q3 2024 Earnings Call Transcript
Positive tone
Net interest margin and rate sensitivity
Deposit growth and funding mix
Loan growth and commercial pipeline
Diluted EPS
$0.84
▼ 4.5% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-25
Financial Institutions Inc (FISI) Q2 2024 Earnings Call Transcript
Positive tone
Loan growth and commercial lending
Net interest margin and interest rate environment
Asset quality and credit metrics
Diluted EPS
$1.62
▲ 78% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-25
Financial Institutions Inc (FISI) Q1 2024 Earnings Call Transcript
Cautious tone
Indirect auto portfolio
Fraud event and charge-off
Net interest margin
Diluted EPS
$0.11
▼ 85.5% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-01-25
Financial Institutions Inc (FISI) Q4 2023 Earnings Call Transcript
Positive tone
Loan portfolio growth
Deposit growth and competition
Organizational realignment and expense control
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-10-26
Financial Institutions Inc (FISI) Q3 2023 Earnings Call Transcript
Diluted EPS
$0.88
▲ 0% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-07-27
Financial Institutions Inc (FISI) Q2 2023 Earnings Call Transcript
Diluted EPS
$0.91
▼ 8.1% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-04-26
Financial Institutions Inc (FISI) Q1 2023 Earnings Call Transcript
Diluted EPS
$0.76
▼ 18.3% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2022-12-31
Financial Institutions Inc (FISI) Q4 2022 Earnings Call Transcript
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-10-27
Financial Institutions Inc (FISI) Q3 2022 Earnings Call Transcript
Diluted EPS
$0.88
▼ 16.2% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-07-28
Financial Institutions Inc (FISI) Q2 2022 Earnings Call Transcript
Diluted EPS
$0.99
▼ 20.8% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-04-27
Financial Institutions Inc (FISI) Q1 2022 Earnings Call Transcript
Diluted EPS
$0.93
▼ 26.8% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-01-31
Financial Institutions Inc (FISI) Q4 2021 Earnings Call Transcript
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-10-28
Financial Institutions Inc (FISI) Q3 2021 Earnings Call Transcript
Diluted EPS
$1.05
▲ 41.9% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-07-29
Financial Institutions Inc (FISI) Q2 2021 Earnings Call Transcript
Diluted EPS
$1.25
▲ 86.6% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-04-28
Financial Institutions Inc (FISI) Q1 2021 Earnings Call Transcript
Diluted EPS
$1.27
▲ 2440% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-01-29
Financial Institutions Inc (FISI) Q4 2020 Earnings Call Transcript
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-29
Financial Institutions Inc (FISI) Q3 2020 Earnings Call Transcript
Diluted EPS
$0.74
▼ 5.1% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-07-29
Financial Institutions Inc (FISI) Q2 2020 Earnings Call Transcript
Diluted EPS
$0.67
▼ 2.9% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-04-30
Financial Institutions Inc (FISI) Q1 2020 Earnings Call Transcript
Diluted EPS
$0.05
▼ 92.9% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-01-30
Financial Institutions Inc (FISI) Q4 2019 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Showing 1–27 of 27 webcasts