HD · Home Depot, Inc. · Debt

•A 364-Day Revolving Credit Facility Agreement dated as of May 7, 2024 (the “364-Day Credit Agreement”), among the Company, the banks party thereto, and JPMorgan Chase Bank, N.A. as administrative agent, establishing a $3.5 billion revolving credit facility (the “364-Day Credit Facility”). Commitments under the 364-Day Credit Facility will expire, and the 364-Day Credit Facility will mature, on May 6, 2025, unless terminated earlier; provided that the Company may elect to extend the maturity of outstanding loans (but not the commitments) for an additional one year period subject to satisfaction of certain customary conditions and payment of a term out fee of 0.50% multiplied by the then outstanding loans under the 364-Day Credit Agreement.

Issuer evidence: Effective May 7, 2024, The Home Depot, Inc. (the “Company”) entered into three separate revolving credit facility agreements establishing three revolving credit facilities allowing for additional borrowings of up to $14.5 billion to support the Company’s expanded commercial paper programs in connection with the anticipated financing of the Company’s pending acquisition of SRS Distribution Inc. (the “SRS Acquisition”). The agreements consist of the following:

Supporting evidence: The applicable margin for loans under the Credit Facilities will vary depending upon the Company’s ratings for senior, unsecured, long-term indebtedness for borrowed money (the “Credit Ratings”). Based upon the Company’s current Credit Ratings, the applicable margin for Base Rate Loans would be 0.00% under all of the Credit Facilities, and the applicable margin for Term SOFR Loans would be 0.835% under the 364-Day Credit Facility and the Capital Markets Credit Facility and 0.810% under the Three-Year Credit Facility, provided that the applicable margin for Term SOFR Loans under the 364-Day Credit Facility will decrease to 0.710% and the applicable margin for Term SOFR Loans under the Three-Year Credit Facility will decrease to 0.685% once the Capital Markets Credit Facility is no longer outstanding. In addition, the Company will pay a facility fee on the commitments outstanding under each of the Credit Facilities, which also will vary depending on the

Supporting evidence: •A 364-Day Revolving Credit Facility Agreement dated as of May 7, 2024 (the “364-Day Credit Agreement”), among the Company, the banks party thereto, and JPMorgan Chase Bank, N.A. as administrative agent, establishing a $3.5 billion revolving credit facility (the “364-Day Credit Facility”). Commitments under the 364-Day Credit Facility will expire, and the 364-Day Credit Facility will mature, on May 6, 2025, unless terminated earlier; provided that the Company may elect to extend the maturity of outstanding loans (but not the commitments) for an additional one year period subject to satisfaction of certain customary conditions and payment of a term out fee of 0.50% multiplied by the then outstanding loans under the 364-Day Credit Agreement.

Supporting evidence: •A 364-Day Revolving Credit Facility Agreement dated as of May 7, 2024 (the “364-Day Credit Agreement”), among the Company, the banks party thereto, and JPMorgan Chase Bank, N.A. as administrative agent, establishing a $3.5 billion revolving credit facility (the “364-Day Credit Facility”). Commitments under the 364-Day Credit Facility will expire, and the 364-Day Credit Facility will mature, on May 6, 2025, unless terminated earlier; provided that the Company may elect to extend the maturity of outstanding loans (but not the commitments) for an additional one year period subject to satisfaction of certain customary conditions and payment of a term out fee of 0.50% multiplied by the then outstanding loans under the 364-Day Credit Agreement.

•A Revolving Credit Facility Agreement dated as of May 7, 2024 (the “Capital Markets Credit Agreement”, and together with the 364-Day Credit Agreement and the Three-Year Credit Agreement, the “Credit Agreements”), among the Company, the banks party thereto, and JPMorgan Chase Bank, N.A. as administrative agent, establishing a $10.0 billion revolving credit facility (the “Capital Markets Credit Facility”, and together with the 364-Day Credit Facility and the Three-Year Credit Facility, the “Credit Facilities”). Commitments under the Capital Markets Credit Facility will expire, and the Capital Markets Credit Facility will mature, on May 6, 2025, unless terminated earlier; provided that the Company may elect to extend the maturity of outstanding loans (but not the commitments) for an additional one year period subject to satisfaction certain customary conditions and payment of a term out fee of 0.50% multiplied by the then outstanding loans under the Capital Markets Credit Agreement. The Capital Markets Credit Agreement provides that the commitments under the Capital Markets Credit Facility will be reduced by the amount of net cash proceeds received by the Company from the issuance of senior unsecured debt securities issued in a public offering or pursuant to a Rule 144A private placement, if any, and, if the commitments as reduced exceed the outstanding loans or the commitments under the facility have been terminated, net cash proceeds from such an offering must be used to prepay outstanding borrowings under the Capital Markets Credit Facility.

Issuer evidence: Effective May 7, 2024, The Home Depot, Inc. (the “Company”) entered into three separate revolving credit facility agreements establishing three revolving credit facilities allowing for additional borrowings of up to $14.5 billion to support the Company’s expanded commercial paper programs in connection with the anticipated financing of the Company’s pending acquisition of SRS Distribution Inc. (the “SRS Acquisition”). The agreements consist of the following:

Supporting evidence: The applicable margin for loans under the Credit Facilities will vary depending upon the Company’s ratings for senior, unsecured, long-term indebtedness for borrowed money (the “Credit Ratings”). Based upon the Company’s current Credit Ratings, the applicable margin for Base Rate Loans would be 0.00% under all of the Credit Facilities, and the applicable margin for Term SOFR Loans would be 0.835% under the 364-Day Credit Facility and the Capital Markets Credit Facility and 0.810% under the Three-Year Credit Facility, provided that the applicable margin for Term SOFR Loans under the 364-Day Credit Facility will decrease to 0.710% and the applicable margin for Term SOFR Loans under the Three-Year Credit Facility will decrease to 0.685% once the Capital Markets Credit Facility is no longer outstanding. In addition, the Company will pay a facility fee on the commitments outstanding under each of the Credit Facilities, which also will vary depending on the

Supporting evidence: •A Revolving Credit Facility Agreement dated as of May 7, 2024 (the “Capital Markets Credit Agreement”, and together with the 364-Day Credit Agreement and the Three-Year Credit Agreement, the “Credit Agreements”), among the Company, the banks party thereto, and JPMorgan Chase Bank, N.A. as administrative agent, establishing a $10.0 billion revolving credit facility (the “Capital Markets Credit Facility”, and together with the 364-Day Credit Facility and the Three-Year Credit Facility, the “Credit Facilities”). Commitments under the Capital Markets Credit Facility will expire, and the Capital Markets Credit Facility will mature, on May 6, 2025, unless terminated earlier; provided that the Company may elect to extend the maturity of outstanding loans (but not the commitments) for an additional one year period subject to satisfaction certain customary conditions and payment of a term out fee of 0.50% multiplied by the then outstanding loans under the Capital Markets Credit Agreement. The Capital Markets Credit Agreement provides that the commitments under the Capital Markets Credit Facility will be reduced by the amount of net cash proceeds received by the Company from the issuance of senior unsecured debt securities issued in a public offering or pursuant to a Rule 144A private placement, if any, and, if the commitments as reduced exceed the outstanding loans or the commitments under the facility have been terminated, net cash proceeds from such an offering must be used to prepay outstanding borrowings under the Capital Markets Credit Facility.

Supporting evidence: •A Revolving Credit Facility Agreement dated as of May 7, 2024 (the “Capital Markets Credit Agreement”, and together with the 364-Day Credit Agreement and the Three-Year Credit Agreement, the “Credit Agreements”), among the Company, the banks party thereto, and JPMorgan Chase Bank, N.A. as administrative agent, establishing a $10.0 billion revolving credit facility (the “Capital Markets Credit Facility”, and together with the 364-Day Credit Facility and the Three-Year Credit Facility, the “Credit Facilities”). Commitments under the Capital Markets Credit Facility will expire, and the Capital Markets Credit Facility will mature, on May 6, 2025, unless terminated earlier; provided that the Company may elect to extend the maturity of outstanding loans (but not the commitments) for an additional one year period subject to satisfaction certain customary conditions and payment of a term out fee of 0.50% multiplied by the then outstanding loans under the Capital Markets Credit Agreement. The Capital Markets Credit Agreement provides that the commitments under the Capital Markets Credit Facility will be reduced by the amount of net cash proceeds received by the Company from the issuance of senior unsecured debt securities issued in a public offering or pursuant to a Rule 144A private placement, if any, and, if the commitments as reduced exceed the outstanding loans or the commitments under the facility have been terminated, net cash proceeds from such an offering must be used to prepay outstanding borrowings under the Capital Markets Credit Facility.

•A Three-Year Revolving Credit Facility Agreement dated as of May 7, 2024 (the “Three-Year Credit Agreement”), among the Company, the banks party thereto, and JPMorgan Chase Bank, N.A. as administrative agent, establishing a $1.0 billion revolving credit facility (the “Three-Year Credit Facility”). Commitments under the Three-Year Credit Facility will expire, and the Three-Year Credit Facility will mature, on May 7, 2027, unless terminated earlier.

Issuer evidence: Effective May 7, 2024, The Home Depot, Inc. (the “Company”) entered into three separate revolving credit facility agreements establishing three revolving credit facilities allowing for additional borrowings of up to $14.5 billion to support the Company’s expanded commercial paper programs in connection with the anticipated financing of the Company’s pending acquisition of SRS Distribution Inc. (the “SRS Acquisition”). The agreements consist of the following:

Supporting evidence: The applicable margin for loans under the Credit Facilities will vary depending upon the Company’s ratings for senior, unsecured, long-term indebtedness for borrowed money (the “Credit Ratings”). Based upon the Company’s current Credit Ratings, the applicable margin for Base Rate Loans would be 0.00% under all of the Credit Facilities, and the applicable margin for Term SOFR Loans would be 0.835% under the 364-Day Credit Facility and the Capital Markets Credit Facility and 0.810% under the Three-Year Credit Facility, provided that the applicable margin for Term SOFR Loans under the 364-Day Credit Facility will decrease to 0.710% and the applicable margin for Term SOFR Loans under the Three-Year Credit Facility will decrease to 0.685% once the Capital Markets Credit Facility is no longer outstanding. In addition, the Company will pay a facility fee on the commitments outstanding under each of the Credit Facilities, which also will vary depending on the

Supporting evidence: •A Three-Year Revolving Credit Facility Agreement dated as of May 7, 2024 (the “Three-Year Credit Agreement”), among the Company, the banks party thereto, and JPMorgan Chase Bank, N.A. as administrative agent, establishing a $1.0 billion revolving credit facility (the “Three-Year Credit Facility”). Commitments under the Three-Year Credit Facility will expire, and the Three-Year Credit Facility will mature, on May 7, 2027, unless terminated earlier.

Supporting evidence: •A Three-Year Revolving Credit Facility Agreement dated as of May 7, 2024 (the “Three-Year Credit Agreement”), among the Company, the banks party thereto, and JPMorgan Chase Bank, N.A. as administrative agent, establishing a $1.0 billion revolving credit facility (the “Three-Year Credit Facility”). Commitments under the Three-Year Credit Facility will expire, and the Three-Year Credit Facility will mature, on May 7, 2027, unless terminated earlier.