IBCP · Independent Bank Corp · Metrics
$36.92
-0.21 (-0.57%)
At close · Oct 28
Return incl. dividend (before tax)
Q3 2026 earnings call transcript
Market Cap
$824.26M
Shares
22.20M
Volume · Oct 28
206.36K
Avg daily vol (3M)
191.58K
IBCP metrics
86 of 122 screener metrics currently available.
Market overview
2 metricsShare price
$36.92
Market cap
$824.26M
Price action
20 metricsPrice change (1W)
+2.2%
Price change (30D)
+4.3%
Price change (3M)
-4.0%
Price change (6M)
+8.6%
Price change (YTD)
+14.1%
Price change (1Y)
+16.5%
Trailing year
Price change (5Y)
+68.5%
52-week high
$38.67
52-week low
$30.08
Change from 52-week high
-4.0%
Change from 52-week low
+23.4%
Annualized volatility
22.6%
Annualized volatility (3M)
16.9%
Beta
0.3
RSI (14D)
61.8
Price vs SMA 50
+2.3%
Price vs SMA 200
+5.1%
Avg volume (3M)
191,047
Relative volume
2.4
Average dollar volume
$7.02M
Company
3 metricsSector
Financial Services
Industry
Banks - Regional
Shares outstanding
22.20M
Valuation
12 metricsP / E (TTM)
10.8
Trailing earnings · reciprocal yield 9.3%
PEG ratio
1.0
EV / revenue
—
EV / EBITDA
—
EV / EBIT
—
P / sales
3.5×
reciprocal yield 28.9%
P / book
1.6
reciprocal yield 64.3%
FCF yield
4.6%
TTM · current market cap
Buyback yield
0.6%
P / FCF
21.6
reciprocal yield 4.6%
P / operating cash flow
16.6
reciprocal yield 6.0%
Earnings yield
8.7%
Historical valuation
8 metricsP / E historical average (3Y)
9.7×
reciprocal yield 10.3%
P / E historical average (5Y)
8.7×
reciprocal yield 11.5%
EV / revenue historical average (3Y)
—
EV / revenue historical average (5Y)
—
EV / EBIT historical average (3Y)
—
EV / EBIT historical average (5Y)
—
EV / EBITDA historical average (3Y)
—
EV / EBITDA historical average (5Y)
—
Dividends & buybacks
7 metricsDividend yield
3.0%
Trailing 12 months
Payout ratio
31.1%
Shareholder yield
3.3%
Dividend / share (TTM)
$1.10
Dividend growth YoY
+7.8%
Dividend growth streak
5+
Stored dividend history starts 2020
Last ex-dividend
2026-08-04
Earnings calendar
2 metricsNext earnings
—
Last earnings
2026-10-27
Profitability
9 metricsGross margin
—
Operating margin
—
Trailing 12 months
Net margin
30.2%
Gross profit (TTM)
—
Operating profit (TTM)
—
Net income (TTM)
$71.75M
Trailing 12 months
Diluted EPS (TTM)
$3.44
FCF margin
16.0%
Effective tax rate
15.0%
Growth
11 metricsRevenue growth YoY
+13.0%
Year over year
Net income growth YoY
+11.4%
Revenue (TTM)
$237.75M
Trailing 12 months
EPS growth YoY
+11.1%
Shares change YoY
-0.7%
Year over year · fewer shares
Revenue CAGR (3Y)
+2.2%
Revenue CAGR (5Y)
+2.0%
EPS CAGR (3Y)
+3.3%
EPS CAGR (5Y)
+5.3%
FCF CAGR (3Y)
-7.6%
FCF CAGR (5Y)
+5.3%
Quality
14 metricsReturn on equity
13.6%
Return on assets
1.3%
Debt / equity
—
Current ratio
—
EBITDA (TTM)
—
Free cash flow (TTM)
$38.09M
Quick ratio
—
Interest coverage
—
Net debt / EBITDA
—
Return on invested capital
—
Trailing 12 months
Net cash
$165.45M
Latest balance sheet
Cash & equivalents
$165.45M
Total assets
$5.66B
Total debt
—
Cash flow & spend
7 metricsOperating cash flow (TTM)
$49.35M
Capital expenditures (TTM)
$11.26M
R&D (TTM)
—
SG&A (TTM)
—
Stock compensation (TTM)
$2.68M
R&D / revenue
—
Stock compensation / revenue
1.1%
Ownership (13F)
9 metrics13F filers
185
13F filer change QoQ
+10
Institutional ownership
81.1%
Conviction holders (share of 13F filers)
0.5%
Crowding (high-turnover and private-fund holders)
25.3%
Private-fund adviser ownership
24.8%
Active holders' share change QoQ
+1.2%
Holder tenure
17.5
Price vs estimated holder cost
+11.3%
Ownership (registered funds)
1 metricsIndex-fund ownership
17.4%
Short interest
3 metricsShort interest
3.0%
Latest settlement · 3.5 days to cover
Days to cover
3.5d
Short-squeeze score
54 / 100
Insider activity
2 metricsNet insider buying (90D)
−$104,112
Insider-sentiment score
37 / 100
Risk flags
1 metricsGoing concern
—