IBCP · Independent Bank Corp /Mi/ · Webcasts, Transcripts & Audio
$36.37
+0.80 (+2.25%)
At close · Oct 2
Return incl. dividend (before tax)
Market Cap
$795.40M
Shares
22.20M
Volume · Oct 2
232.92K
Avg daily vol (3M)
195.79K
Independent Bank Corp Webcasts
Earnings calls, investor updates, investor days and conferences for Independent Bank Corp (IBCP), with available transcripts, audio replays and slides. Earnings calls also include available highlights, earnings releases and periodic filings.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▲0.7%
$8.52M
$17.30M
'22 Q3
22-10-25
▲3.1%
$7.89M
$15.09M
'22 Q4
23-01-26
▲2.2%
$7.57M
$12.99M
'23 Q1
23-04-27
▲3.1%
$8.07M
$14.79M
'23 Q2
23-07-25
▲6.9%
$9.11M
$17.54M
'23 Q3
23-10-24
▲3.3%
$8.16M
$13.74M
'23 Q4
24-01-25
▲0.1%
$7.58M
$15.99M
'24 Q1
24-04-25
▼2.1%
$7.90M
$18.53M
'24 Q2
24-07-25
▼3%
$8.84M
$13.81M
'24 Q3
24-10-24
▼6%
$7.67M
$18.46M
'24 Q4
25-01-23
▼3.1%
$7.34M
$15.59M
'25 Q1
25-04-24
▼0.2%
$7.88M
$16.88M
'25 Q2
25-07-24
▲1%
$8.92M
$17.50M
'25 Q3
25-10-28
▲3.4%
$7.93M
$18.57M
'25 Q4
26-01-22
▲3.4%
$7.59M
$16.88M
'26 Q1
26-04-23
LATEST
▲4.1%
$8.20M
$18.80M
'26 Q2
26-07-23
Earnings call
FY26 · Q2
2026-07-23
Independent Bank Corp (IBCP) Q2 2026 Earnings Call Transcript
Confident tone
Loan growth
Net interest margin
Community banking and recognition
Revenue
$8.20M
▲ 4.1% YoY Diluted EPS
$0.90
▲ 11.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-04-23
Independent Bank Corp (IBCP) Q1 2026 Earnings Call Transcript
Positive tone
Net interest margin and earnings growth
Commercial loan growth
HCB Financial merger
Revenue
$7.59M
▲ 3.4% YoY Diluted EPS
$0.81
▲ 9.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-01-22
Independent Bank Corp (IBCP) Q4 2025 Earnings Call Transcript
Confident tone
Banking talent acquisition and M&A
Loan growth and commercial banking expansion
Net interest margin and funding costs
Revenue
$7.93M*
▲ 3.4% YoY Diluted EPS
$0.89
▲ 2.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-28
Independent Bank Corp (IBCP) Q3 2025 Earnings Call Transcript
Confident tone
Net interest income and margin
Outlook and 2026 expectations
Credit quality
Revenue
$8.92M
▲ 1% YoY Diluted EPS
$0.84
▲ 29.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-24
Independent Bank Corp (IBCP) Q2 2025 Earnings Call Transcript
Confident tone
Capital management and M&A
Net interest income and margin expansion
Mortgage banking performance
Revenue
$7.88M
▼ 0.2% YoY Diluted EPS
$0.81
▼ 8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-24
Independent Bank Corp (IBCP) Q1 2025 Earnings Call Transcript
Positive tone
Net Interest Margin
Commercial Banking and Hiring
Loan Growth
Revenue
$7.34M
▼ 3.1% YoY Diluted EPS
$0.74
▼ 2.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-01-23
Independent Bank Corp (IBCP) Q4 2024 Earnings Call Transcript
Confident tone
2025 outlook
Net interest margin and interest rate risk
Loan growth and commercial pipeline
Revenue
$7.67M*
▼ 6% YoY Diluted EPS
$0.87
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-24
Independent Bank Corp (IBCP) Q3 2024 Earnings Call Transcript
Confident tone
Organic loan and deposit growth
Net interest margin and rate environment
Commercial loan portfolio composition
Revenue
$8.84M
▼ 3% YoY Diluted EPS
$0.65
▼ 21.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-25
Independent Bank Corp (IBCP) Q2 2024 Earnings Call Transcript
Confident tone
Expense management
Loan portfolio growth
Capital and Visa gains
Revenue
$7.90M
▼ 2.1% YoY Diluted EPS
$0.88
▲ 25.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-25
Independent Bank Corp (IBCP) Q1 2024 Earnings Call Transcript
Confident tone
Loan Growth and Commercial Lending
Net Interest Margin and Rate Outlook
Deposit Growth and Cost of Funds
Revenue
$7.58M
▲ 0.1% YoY Diluted EPS
$0.76
▲ 24.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-01-25
Independent Bank Corp (IBCP) Q4 2023 Earnings Call Transcript
Confident tone
Net interest margin and interest rate risk
Commercial loan growth
Deposit growth and mix
Revenue
$8.16M*
▲ 3.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-10-24
Independent Bank Corp (IBCP) Q3 2023 Earnings Call Transcript
Revenue
$9.11M
▲ 6.9% YoY Diluted EPS
$0.83
▲ 2.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-07-25
Independent Bank Corp (IBCP) Q2 2023 Earnings Call Transcript
Revenue
$8.07M
▲ 3.1% YoY Diluted EPS
$0.70
▲ 14.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-04-27
Independent Bank Corp (IBCP) Q1 2023 Earnings Call Transcript
Revenue
$7.57M
▲ 2.2% YoY Diluted EPS
$0.61
▼ 27.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-01-26
Independent Bank Corp (IBCP) Q4 2022 Earnings Call Transcript
Revenue
$7.89M*
▲ 3.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-10-25
Independent Bank Corp (IBCP) Q3 2022 Earnings Call Transcript
Revenue
$8.52M
▲ 0.7% YoY Diluted EPS
$0.81
▲ 11% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-07-26
Independent Bank Corp (IBCP) Q2 2022 Earnings Call Transcript
Revenue
$7.83M
▲ 14% YoY Diluted EPS
$0.61
▲ 8.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-04-26
Independent Bank Corp (IBCP) Q1 2022 Earnings Call Transcript
Revenue
$7.40M
▲ 21.1% YoY Diluted EPS
$0.84
▼ 16% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-01-27
Independent Bank Corp (IBCP) Q4 2021 Earnings Call Transcript
Revenue
$7.66M*
▲ 25.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-10-26
Independent Bank Corp (IBCP) Q3 2021 Earnings Call Transcript
Revenue
$8.46M
▲ 27.4% YoY Diluted EPS
$0.73
▼ 18% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-07-29
Independent Bank Corp (IBCP) Q2 2021 Earnings Call Transcript
Revenue
$6.87M
▲ 34.8% YoY Diluted EPS
$0.56
▼ 16.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-04-27
Independent Bank Corp (IBCP) Q1 2021 Earnings Call Transcript
Revenue
$6.11M
▼ 1.4% YoY Diluted EPS
$1.00
▲ 376.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-01-28
Independent Bank Corp (IBCP) Q4 2020 Earnings Call Transcript
Revenue
$6.09M*
▼ 7.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-27
Independent Bank Corp (IBCP) Q3 2020 Earnings Call Transcript
Revenue
$6.64M
▼ 2.8% YoY Diluted EPS
$0.89
▲ 61.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-07-28
Independent Bank Corp (IBCP) Q2 2020 Earnings Call Transcript
Revenue
$5.09M
▼ 21.8% YoY Diluted EPS
$0.67
▲ 45.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-04-30
Independent Bank Corp (IBCP) Q1 2020 Earnings Call Transcript
Revenue
$6.19M
▲ 3.2% YoY Diluted EPS
$0.21
▼ 46.2% YoY
Rev · 7q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-01-23
Independent Bank Corp (IBCP) Q4 2019 Earnings Call
Revenue
$6.61M*
▼ 7.3% YoY
Rev · 6q
Audio
Transcript
Slides
8-K10-K
Showing 1–27 of 27 webcasts