6-K
KB Financial Group Inc. (KB)
UNITED STATES
SECURITIESAND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 6-K
REPORT OF FOREIGN PRIVATE ISSUER
PURSUANT TO RULE 13a-16 OR 15d-16 UNDER
THE SECURITIES EXCHANGE ACT OF 1934
For the month of October 2025
Commission File Number: 000-53445
KB Financial Group Inc.
(Translation of registrant’s name into English)
26, Gukjegeumyung-ro 8-gil,Yeongdeungpo-gu, Seoul 07331, Korea
(Address of principal executive office)
Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.
Form 20-F ☒ Form 40-F ☐
Preliminary Operating Results for the Third Quarter of 2025
On October 30, 2025, KB Financial Group Inc. (“KB Financial Group”) held an earnings conference and released its preliminary operating results for the third quarter of fiscal year 2025. The following tables reflect the key figures released during the conference. The presentation materials for the conference, which contain further details, are available at KB Financial Group’s website (http://www.kbfg.com).
The preliminary figures presented herein are based on International Financial Reporting Standards as adopted by the Republic of Korea (“K-IFRS”) and are currently being reviewed by KB Financial Group’s independent auditors and are therefore subject to change.
| 1. | Preliminary Operating Results of KB Financial Group (Consolidated) | |||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| (Won in millions, %) | 3Q 2025 | 2Q 2025 | % ChangeIncrease<br><br><br>(Decrease)<br><br><br>(Q to Q) | 3Q 2024 | % ChangeIncrease<br><br><br>(Decrease)<br><br><br>(Y to Y) | |||||||||||||
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Operating revenue | Specified Quarter | 14,972,327 | 24,200,489 | (38.13 | ) | 15,488,693 | (3.33 | ) | ||||||||||
| Cumulative | 58,916,784 | — | — | 58,746,879 | 0.29 | |||||||||||||
| Net operating profit | Specified Quarter | 2,334,990 | 2,132,971 | 9.47 | 2,365,392 | (1.29 | ) | |||||||||||
| Cumulative | 6,760,989 | — | — | 7,013,699 | (3.60 | ) | ||||||||||||
| Profit before income tax | Specified Quarter | 2,261,433 | 2,343,141 | (3.49 | ) | 2,291,992 | (1.33 | ) | ||||||||||
| Cumulative | 6,911,180 | — | — | 6,059,318 | 14.06 | |||||||||||||
| Profit for the period | Specified Quarter | 1,655,228 | 1,747,580 | (5.28 | ) | 1,601,811 | 3.33 | |||||||||||
| Cumulative | 5,101,930 | — | — | 4,368,778 | 16.78 | |||||||||||||
| Profit attributable to shareholders of the parent company | Specified Quarter | 1,686,040 | 1,738,422 | (3.01 | ) | 1,619,718 | 4.09 | |||||||||||
| Cumulative | 5,121,733 | — | — | 4,394,149 | 16.56 | |||||||||||||
| Notes: 1) | “Operating revenue” represents the sum of interest income, fee and commission income, insurance income, reinsurance income, gain on financial assets/liabilities at fair value through profit or loss, other insurance<br>finance income and other operating income. | |||||||||||||||||
| --- | --- | --- | ||||||||||||||||
| 2) | KB Financial Group’s operating results for the third quarter of 2024 have been adjusted retroactively to reflect certain communications with the Financial Supervisory Service regarding the application of K-IFRS 1117 (Insurance Contracts). | |||||||||||||||||
| 2. | Preliminary Operating Results of Kookmin Bank (Consolidated) | |||||||||||||||||
| --- | --- | |||||||||||||||||
| (Won in millions, %) | 3Q 2025 | 2Q 2025 | % ChangeIncrease<br><br><br>(Decrease)(Q to Q) | 3Q 2024 | % ChangeIncrease(Decrease)<br><br><br>(Y to Y) | |||||||||||||
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Operating revenue | Specified Quarter | 6,444,666 | 14,169,626 | (54.52 | ) | 7,871,312 | (18.12 | ) | ||||||||||
| Cumulative | 31,425,703 | — | — | 34,096,985 | (7.83 | ) | ||||||||||||
| Net operating profit | Specified Quarter | 1,573,852 | 1,556,425 | 1.12 | 1,590,218 | (1.03 | ) | |||||||||||
| Cumulative | 4,519,186 | — | — | 4,452,149 | 1.51 | |||||||||||||
| Profit before income tax | Specified Quarter | 1,578,930 | 1,537,223 | 2.71 | 1,565,802 | 0.84 | ||||||||||||
| Cumulative | 4,490,178 | — | — | 3,573,299 | 25.66 | |||||||||||||
| Profit for the period | Specified Quarter | 1,175,328 | 1,152,065 | 2.02 | 1,072,126 | 9.63 | ||||||||||||
| Cumulative | 3,345,168 | — | — | 2,538,458 | 31.78 | |||||||||||||
| Profit attributable to shareholders of the parent company | Specified Quarter | 1,176,943 | 1,161,173 | 1.36 | 1,112,032 | 5.84 | ||||||||||||
| Cumulative | 3,364,548 | — | — | 2,617,890 | 28.52 | |||||||||||||
| Note: | “Operating revenue” represents the sum of interest income, fee and commission income, gain on<br>financial assets/liabilities at fair value through profit or loss and other operating income. | |||||||||||||||||
| --- | --- | |||||||||||||||||
| 3. | Preliminary Operating Results of KB Securities Co., Ltd. (“KB Securities”) (Consolidated) | |||||||||||||||||
| --- | --- | |||||||||||||||||
| (Won in millions, %) | 3Q 2025 | 2Q 2025 | % ChangeIncrease<br><br><br>(Decrease)<br> <br>(Q toQ) | 3Q 2024 | % ChangeIncrease<br><br><br>(Decrease)<br> <br>(Y toY) | |||||||||||||
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Operating revenue | Specified Quarter | 2,746,467 | 3,216,537 | (14.61 | ) | 2,341,119 | 17.31 | |||||||||||
| Cumulative | 8,951,291 | — | — | 8,074,583 | 10.86 | |||||||||||||
| Net operating profit | Specified Quarter | 225,265 | 218,043 | 3.31 | 238,775 | (5.66 | ) | |||||||||||
| Cumulative | 667,919 | — | — | 735,474 | (9.19 | ) | ||||||||||||
| Profit before income tax | Specified Quarter | 213,388 | 221,672 | (3.74 | ) | 233,598 | (8.65 | ) | ||||||||||
| Cumulative | 673,908 | — | — | 710,297 | (5.12 | ) | ||||||||||||
| Profit for the period | Specified Quarter | 160,067 | 160,658 | (0.37 | ) | 173,149 | (7.56 | ) | ||||||||||
| Cumulative | 502,428 | — | — | 552,616 | (9.08 | ) | ||||||||||||
| Profit attributable to shareholders of the parent company | Specified Quarter | 159,172 | 160,335 | (0.73 | ) | 172,031 | (7.47 | ) | ||||||||||
| Cumulative | 500,769 | — | — | 550,894 | (9.10 | ) | ||||||||||||
| Notes: 1) | The above figures are based on KB Securities’ consolidated financial statements, as a result of which the figures may differ from KB Securities’ earnings results to be released at KB Financial Group’s earnings<br>conference for the third quarter of 2025, which are based on KB Financial Group’s consolidated financial statements. | |||||||||||||||||
| --- | --- | --- | ||||||||||||||||
| 2) | “Operating revenue” represents operating income based on KB Securities’ financial statements. |
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.
| KB Financial Group Inc. | |
|---|---|
| (Registrant) | |
| Date: October 30, 2025 | By: /s/ Sang Rok Na |
| (Signature) | |
| Name: Sang Rok Na | |
| Title: Managing Director and Chief Financial Officer |