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$28.81 +1.17 (+4.23%) At close · Jul 24
Market Cap
$1.70B
Shares
58.87M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$28.81 Open$27.74 Day$27.79–29.06 52W$22.69–60.95 Avg vol 30d888K Short int5.2M · 8.8% float · 5.7d Short vol62% Last earningsAug 6, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 6

Up next

Next earnings call
Aug 6, 2026 Scheduled · in 2 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 6, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Sell
      SellHoldBuy
      Technical Neutral Momentum Weak Sentiment Neutral Fundamentals Weak Quant / Vol High
      Market backdrop VIX 18.6 · elevated Equity put/call 0.79
      Technical
      price trend
      Neutral
      50 / 200-day cross No cross
      Price vs 200-day avg −17%
      below
      Price vs 50-day avg +6%
      above
      RSI (14) 56
      neutral
      MACD trend Negative
      52-week position 16%
      mid-range
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Weak
      1-month return +13%
      trailing
      6-month return −26%
      trailing
      YTD return −28%
      this year
      Relative strength −33%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $27 › 200d $35 — 200d above 50d
      Institutional flow Distributing
      57 of 273 funds reported for Jun 30 · net -229.8K sh shares · +11 new
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Falling
      8.78% of float · ▼ -0.9% MoM · 5.7 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      273 holders — mid 3-yr range
      Squeeze score 70
      elevated · 0–100
      Fundamentals
      Weak
      Revenue growth +3%
      Y/Y
      EPS growth −53%
      Y/Y
      Valuation P/E 40
      rich
      Buyback $304.2M
      remaining
      Balance sheet $826.3M
      net debt
      Quant / Vol
      risk profile
      High
      Volatility 44%
      annualized · 1-yr
      Max drawdown −62%
      past year
      ATR 3.9%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the Earnings Call filed Mar 31, 2025
      Trailing 12-month cash flows · second quarter Initiated at least $600M

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Neutral
      2 · 4 · 1
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      −17% Bearish
      Price vs 50-day avg
      +6% Bullish
      RSI (14)
      56 Neutral
      MACD trend
      Negative Bearish
      52-week position
      16% Neutral
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Mixed
      Trend (MA cross) No cross
      50d $27 › 200d $35 — 200d above 50d
      Institutional flow Distributing
      57 of 273 funds reported for Jun 30 · net -229.8K sh shares · +11 new
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Falling
      8.78% of float · ▼ -0.9% MoM · 5.7 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      273 holders — mid 3-yr range
      Price context
      position in its 52-week range
      52-wk low $23 Now $29 · 16% 52-wk high $61
      vs 200-day avg -17% vs 50-day avg +6%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      Adjusted book value per share non-GAAP $27.79 first quarter of 2026
      Specialty Commercial Automobile PIF growth 10% first quarter of 2026
      Specialty Commercial Automobile Underlying Combined Ratio non-GAAP 92.4% first quarter of 2026
      Specialty Personal Automobile's Underlying loss and LAE ratio non-GAAP 87.7% first quarter of 2026
      Trailing 12-month operating cash flow non-GAAP $585M Q4 2025

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Insurance - Property & Casualty — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      KMPR
      KEMPER Corp
      this stock
      $1.70B -28.2% +3.3% 40.0 8.8%
      CB
      Chubb Ltd
      $139.53B +13.5% +6.5% 12.7 1.1%
      PGR
      Progressive Corp/Oh/
      $124.95B -0.1% +16.3% 10.9 1.6%
      TRV
      Travelers Companies, Inc.
      $80.77B +30.2% +5.2% 10.4 3.1%
      ALL
      Allstate Corp
      $66.92B +22.9% +5.6% 5.7 3.2%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      278
      % held
      85.3%
      Reported
      57 of 273
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      276
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      5.2M
      Days to cover
      5.7d
      Change
      -47.7K sh
      View
      Short Volume
      Short vol %
      62%
      As of
      Jul 24, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      62
      Value
      $1.6K
      As of
      Jun 15, 2026
      View
      Off-Exchange
      Off-exchange %
      100.0%
      Week of
      Jun 22, 2026
      Off-exch Lit
      View
      Smart Money
      Congressional Trades Sell
      Member
      Greg Gianforte
      Amount
      $15.0K–$50.0K
      Traded
      Aug 11, 2020
      View
      Financials
      Financials
      Revenue (FY)
      $4.8B
      Net income (FY)
      $143.3M
      EPS diluted
      $2.29
      View
      Buybacks
      Authorized
      $500.0M
      Remaining
      $304.2M
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jul 21, 2026
      This year
      10
      View
      Proposed Sales
      Value
      $17.5K
      Shares
      504
      Filed
      Feb 6, 2026
      View
      Earnings & Events
      Earnings Calls Upcoming
      Next call
      Aug 6, 2026
      Last call
      May 6, 2026
      View
      Investor Relations
      Latest news
      Kemper Announces Schedule for Sec…
      Published
      Jul 23, 2026
      Upcoming events
      1
      View

      Performance

      5D 20D 120D MTD YTD
      KMPR +2.8% +13.4% -26.2% +6.9% -28.2%
      SPY -1.7% +0.7% +6.4% -1.2% +8.3%
      vs SPY +4.5% +12.8% -32.5% +8.0% -36.5%

      Capital returns

      Latest dividend
      $0.32 / share · ex May 18, 2026
      Raised 3.2%
      Paid (TTM)
      $1.28 / share · 4 payouts
      Dividend yield (TTM, derived)
      4.44%
      Buyback program · as of Mar 31, 2026
      Authorized
      $500.00M
      Spent (derived)
      $195.80M
      Remaining
      $304.20M
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 860748 CUSIP 488401100 13F (30d) 52 filings 52 filers Visit website Investor relations