PGY · Pagaya Technologies Ltd.
$16.61
-0.35 (-2.06%)
At close · Jul 28
Market Cap
$1.44B
Shares
84.92M
Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.
Revenue
$1.3B
+26.1%
FY2025
Net Income
$81.39M
+120.3%
FY2025
Gross Margin
42.43%
+0.3pp
FY2025
Operating Margin
20.27%
+13.8pp
FY2025
Diluted EPS
$0.93
+116.4%
FY2025
Operating Cash Flow
$238.62M
+399.7%
FY2025
Chart any reported metric, KPI or segment over time — the full statement history lives here
Search above to add metrics — fundamentals, product and segment revenue, company KPIs, valuation.
| Line Item | FY2026 (G) | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|---|---|
| $1.4B – $1.58B | $1.33B | $1.3B | $1.03B | $812.05M | $748.93M | $474.59M | $99.01M | |
| — | $58.42M | $48.43M | $32.29M | $38.75M | $57.76M | $28.88M | $6.99M | |
| — | $759.65M | $749.17M | $597.65M | $508.94M | $451.08M | $232.32M | $49.09M | |
| — | $569.67M | $552.19M | $434.6M | $303.11M | $297.84M | $242.26M | $49.93M | |
| — | — | 42.43% | 42.1% | 37.33% | 39.77% | 51.05% | 50.42% | |
| — | $71.71M | $75.21M | $76.57M | $74.38M | $150.93M | $66.21M | $12.33M | |
| — | $55.13M | $53.59M | $50.4M | $49.77M | $104.2M | $49.63M | $5.67M | |
| — | $146.68M | $159.56M | $240.78M | $203.35M | $294.21M | $132.24M | $10.67M | |
| — | — | $5.2M | $3.5M | $2.6M | $0 | — | — | |
| — | — | $30.08M | $28.75M | $19.13M | $6.29M | $815K | $290K | |
| — | $1.03B | $1.04B | $965.41M | $836.45M | $1B | $480.4M | $77.76M | |
| — | $296.15M | $263.83M | $66.84M | -$24.4M | -$251.51M | -$5.81M | $21.25M | |
| — | — | 20.27% | 6.48% | -3% | -33.58% | -1.22% | 21.47% | |
| — | — | $293.9M | $95.59M | -$5.27M | -$245.21M | -$4.99M | $21.54M | |
| — | -$77.17M | -$80.42M | -$83.61M | -$25.45M | -$24.87M | -$55.84M | -$55K | |
| — | — | -$8.42M | -$4.59M | $488K | $5.76M | -$155K | $277K | |
| — | — | -$107.03M | -$404.15M | -$131.32M | — | — | — | |
| — | $78.98M | $51.63M | -$421.12M | -$181.17M | -$276.37M | -$61.65M | $21.2M | |
| — | -$14.06M | -$19.75M | $24.58M | $15.57M | $16.4M | $7.88M | $1.28M | |
| — | $98.19M | $81.39M | -$401.41M | -$128.44M | -$302.32M | -$91.15M | $14.47M | |
| — | — | 6.25% | -38.89% | -15.82% | -40.37% | -19.21% | 14.61% | |
| — | -$5.15M | -$10.02M | -$44.29M | -$68.3M | $9.55M | $21.63M | $5.45M | |
| — | $93.98M | $77.28M | -$401.41M | -$128.44M | -$314.53M | -$134.32M | $4.91M | |
| — | $93.28M | $44.56M | -$413.34M | -$127.28M | -$303.03M | -$91.15M | $14.47M | |
| USD/shares | — | — | $0.99 | -$5.66 | -$2.14 | -$8.22 | -$8.25 | $0.36 |
| USD/shares | — | — | $0.93 | -$5.66 | -$2.14 | -$8.22 | -$8.25 | $0.24 |
| shares | — | — | 78.34M | 70.88M | 60.04M | 38.25M | 16.28M | 15.93M |
| shares | — | — | 83.1M | 70.88M | 60.04M | 38.25M | 16.28M | 17.24M |
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing.
TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative. (G): the company's own guidance — a (G) column is a guided period not yet reported; a G marker shows how the reported figure landed against the guided range. Non-GAAP-basis guidance (*) is shown as stated and never judged against GAAP actuals.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.
Valuation
EV/Revenue
—
Peer median 1.97×
EV/EBIT
—
Peer median 17.90×
P/E (TTM)
15.28×
Peer median 24.37×
Peer medians compare against the 68 similar-size Software - Infrastructure companies (of 138 listed).
Valuation over time computed as of each quarter's filing date
Revenue Breakdown
Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.
Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.
By Geography (USD)
| Component | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|
| United States | $1,261,341,000 | $1,004,550,000 | $772,814,000 | $685,129,000 | $409,858,000 | $68,526,000 |
| Israel | $0 | $0 | $0 | $0 | $3,771,000 | $7,142,000 |
| Cayman Islands | $0 | $0 | $0 | $285,000 | $32,237,000 | $16,072,000 |
By Product & Service (USD)
| Component | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|
| Network AI Fees | $1,131,300,000 | $916,100,000 | $696,000,000 | $599,000,000 | $387,100,000 | $65,800,000 |
| Financial Service | $130,000,000 | $88,500,000 | $76,800,000 | $86,400,000 | $58,800,000 | $25,900,000 |
Key facts
CIK
1883085
CUSIP
M7S64L123
13F (30d)
35 filings
35 filers
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